Quarterly report pursuant to Section 13 or 15(d)

SEGMENT REPORTING

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SEGMENT REPORTING
 6 Months Ended
Jun. 30, 2022
Segment Reporting [Abstract]  
SEGMENT REPORTING SEGMENT REPORTING
Huntington’s business segments are based on our internally-aligned segment leadership structure, which is how management monitors results and assesses performance. The Company has four major business segments: Commercial Banking, Consumer and Business Banking, Vehicle Finance, and Regional Banking and The Huntington Private Client Group (RBHPCG). The Treasury / Other function includes technology and operations, other unallocated assets, liabilities, revenue, and expense. For a description of our business segments, see Note 25 - Segment Reporting to the Consolidated Financial Statements appearing in Huntington’s 2021 Annual Report on Form 10-K.
Listed in the following tables is certain operating basis financial information reconciled to Huntington’s June 30, 2022, December 31, 2021, and June 30, 2021, reported results by business segment.
Three Months Ended June 30,
Income Statements
 Commercial Banking Consumer & Business Banking Vehicle Finance RBHPCG Treasury / Other Huntington Consolidated
(dollar amounts in millions)
2022
Net interest income
 $ 426  $ 534  $ 117  $ 55  $ 129  $ 1,261 
Provision (benefit) for credit losses (206) 183  86  4  —  67 
Noninterest income
 151  270  3  58  3  485 
Noninterest expense
 248  590  41  81  58  1,018 
Provision (benefit) for income taxes
 113  7  (2) 6  (4) 120 
Income attributable to non-controlling interest 2  —  —  —  —  2 
Net income attributable to Huntington Bancshares Inc $ 420  $ 24  $ (5) $ 22  $ 78  $ 539 
2021
Net interest income
 $ 258  $ 366  $ 109  $ 37  $ 68  $ 838 
Provision (benefit) for credit losses 137  100  (31) 5  —  211 
Noninterest income
 114  243  2  54  31  444 
Noninterest expense
 173  513  37  72  277  1,072 
Provision (benefit) for income taxes
 13  —  21  3  (23) 14 
Net income (loss) attributable to Huntington Bancshares Inc $ 49  $ (4) $ 84  $ 11  $ (155) $ (15)
Six Months Ended June 30,
Income Statements Commercial Banking Consumer & Business Banking Vehicle Finance RBHPCG Treasury / Other Huntington Consolidated
(dollar amounts in millions)
2022
Net interest income $ 844  $ 993  $ 237  $ 104  $ 229  $ 2,407 
Provision (benefit) for credit losses (75) 74  79  14  —  92 
Noninterest income 292  542  6  124  20  984 
Noninterest expense 496  1,202  86  162  125  2,071 
Provision (benefit) for income taxes 151  54  16  11  (7) 225 
Income attributable to non-controlling interest 4  —  —  —  —  4 
Net income attributable to Huntington Bancshares Inc $ 560  $ 205  $ 62  $ 41  $ 131  $ 999 
2021
Net interest income $ 457  $ 703  $ 217  $ 70  $ 363  $ 1,810 
Provision (benefit) for credit losses 143  63  (53) (2) —  151 
Noninterest income 203  477  6  107  46  839 
Noninterest expense 306  984  72  132  371  1,865 
Provision (benefit) for income taxes 44  28  43  10  (9) 116 
Net income attributable to Huntington Bancshares Inc $ 167  $ 105  $ 161  $ 37  $ 47  $ 517 
Assets at Deposits at
(dollar amounts in millions) June 30,
2022		 December 31,
2021		 June 30,
2022		 December 31,
2021
Commercial Banking $ 60,946  $ 57,071  $ 34,670  $ 31,845 
Consumer & Business Banking 39,425  39,929  95,693  95,352 
Vehicle Finance 21,549  20,752  1,291  1,401 
RBHPCG 9,469  8,325  9,226  10,162 
Treasury / Other 47,393  47,987  4,555  4,503 
Total
 $ 178,782  $ 174,064  $ 145,435  $ 143,263