v3.25.3
Consolidated Balance Sheets (Unaudited) - USD ($)
$ in Millions
Sep. 30, 2025
Dec. 31, 2024
Assets    
Cash and due from banks $ 1,696 $ 1,685
Interest-earning deposits with banks 11,536 11,647
Trading account securities 81 53
Available-for-sale securities 26,085 27,273
Held-to-maturity securities 15,597 16,368
Other securities 870 823
Loans held for sale (includes $817 and $652, respectively, measured at fair value) 823 654
Loans and leases (includes $171 and $173, respectively, measured at fair value) 137,956 130,042
Allowance for loan and lease losses (2,374) (2,244)
Net loans and leases [1] 135,582 127,798
Bank-owned life insurance 2,810 2,793
Accrued income and other receivables 1,819 2,190
Premises and equipment 1,112 1,066
Goodwill 5,547 5,561
Servicing rights and other intangible assets 644 677
Other assets [1] 6,026 5,642
Total assets 210,228 204,230
Liabilities    
Demand deposits—noninterest-bearing 28,596 29,345
Interest-bearing 136,616 133,103
Total deposits 165,212 162,448
Short-term borrowings 252 199
Long-term debt [1] 17,315 16,374
Other liabilities [1] 5,163 5,427
Total liabilities 187,942 184,448
Commitments and Contingent Liabilities (Note 16)
Shareholders’ Equity    
Preferred stock 2,731 1,989
Common stock 15 15
Capital surplus 15,537 15,484
Less treasury shares, at cost (87) (86)
Accumulated other comprehensive income (loss) (2,071) (2,866)
Retained earnings 6,123 5,204
Total Huntington shareholders’ equity 22,248 19,740
Non-controlling interest 38 42
Total equity 22,286 19,782
Total liabilities and equity $ 210,228 $ 204,230
Common shares authorized (in shares) 2,250,000,000 2,250,000,000
Common share outstanding (in shares) 1,459,390,757 1,453,635,809
Treasury shares outstanding (in shares) 6,907,525 6,984,102
Preferred stock, authorized shares (in shares) 6,617,808 6,617,808
Preferred shares outstanding (in shares) 885,000 877,500
[1] Includes VIE balances in net loans and leases, other assets, long-term debt, and other liabilities of $769 million, $334 million, $694 million, and $123 million, respectively, at September 30, 2025, and $1.1 billion, $264 million, $1.0 billion, and $109 million, respectively, at December 31, 2024. See Note 15 - “Variable Interest Entities” for additional information.

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