v3.26.1
Consolidated Statements of Income (Unaudited) - USD ($)
shares in Thousands, $ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2026
Jun. 30, 2025
Interest and fee income:        
Loans and leases $ 2,772 $ 1,971 $ 5,290 $ 3,876
Available-for-sale securities        
Taxable 285 278 543 565
Tax-exempt 34 31 67 65
Held-to-maturity securities—taxable 97 107 196 215
Other securities—taxable 17 12 33 24
Other 177 157 339 300
Total interest income 3,382 2,556 6,468 5,045
Interest expense:        
Deposits 1,048 822 1,968 1,632
Short-term borrowings 18 13 34 27
Long-term debt 264 254 523 493
Total interest expense 1,330 1,089 2,525 2,152
Net interest income 2,052 1,467 3,943 2,893
Provision for credit losses 132 103 290 218
Net interest income after provision for credit losses 1,920 1,364 3,653 2,675
Noninterest income:        
Noninterest income 785 471 1,467 965
Noninterest expense:        
Personnel costs 1,010 722 2,002 1,393
Outside data processing and other services 326 182 637 352
Equipment 96 68 189 135
Net occupancy 90 54 175 119
Professional services 31 22 75 44
Marketing 38 28 75 57
Deposit and other insurance expense 38 20 73 57
Amortization of intangibles 54 11 95 22
Lease financing equipment depreciation 2 2 5 6
Other noninterest expense 124 88 257 164
Total noninterest expense 1,809 1,197 3,583 2,349
Income before income taxes 896 638 1,537 1,291
Provision for income taxes 165 96 279 218
Income after income taxes 731 542 1,258 1,073
Income attributable to non-controlling interest 4 6 8 10
Net income attributable to Huntington 727 536 1,250 1,063
Dividends on preferred shares 41 27 82 54
Net income applicable to common shares $ 686 $ 509 $ 1,168 $ 1,009
Average common shares—basic (in shares) 2,021,373 1,457,309 1,945,805 1,455,904
Average common shares—diluted (in shares) 2,048,311 1,480,996 1,974,952 1,481,541
Per common share:        
Net income—basic (in usd per share) $ 0.34 $ 0.35 $ 0.60 $ 0.69
Net income—diluted (in usd per share) $ 0.33 $ 0.34 $ 0.59 $ 0.68
Payments and cash management revenue        
Noninterest income:        
Noninterest income $ 204 $ 165 $ 391 $ 320
Wealth and asset management revenue        
Noninterest income:        
Noninterest income 134 102 254 203
Customer deposit and loan fees        
Noninterest income:        
Noninterest income 128 95 238 181
Capital markets and advisory fees        
Noninterest income:        
Noninterest income 140 84 272 151
Mortgage banking income        
Noninterest income:        
Noninterest income 53 28 85 59
Leasing revenue        
Noninterest income:        
Noninterest income 21 19 42 39
Insurance income        
Noninterest income:        
Noninterest income 29 10 42 24
Net gains (losses) on sales of securities        
Noninterest income:        
Noninterest income 2 (58) 15 (58)
Other noninterest income        
Noninterest income:        
Noninterest income $ 74 $ 26 $ 128 $ 46

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