Huntington Bancshares Incorporated Quarterly report pursuant to Section 13 or 15(d)

SEGMENT REPORTING (Tables)

9 Months Ended

Sep. 30, 2021



	Three Months Ended September 30,
Income Statements	Consumer & Business Banking		Commercial Banking		Vehicle Finance		RBHPCG		Treasury / Other		Huntington Consolidated
(dollar amounts in millions)
2021
Net interest income	$	483	$	416	$	123	$	42	$	96	$	1,160
Provision for credit losses	(7)		(34)		(25)		4		—		(62)
Noninterest income	302		150		4		58		21		535
Noninterest expense	637		247		48		84		273		1,289
Provision (benefit) for income taxes	33		73		22		3		(41)		90
Income attributable to non-controlling interest	—		1		—		—		—		1
Net income (loss) attributable to Huntington Bancshares Inc	$	122	$	279	$	82	$	9	$	(115)	$	377
2020
Net interest income	$	367	$	221	$	110	$	39	$	80	$	817
Provision for credit losses	87		87		(12)		15		—		177
Noninterest income	274		90		2		47		17		430
Noninterest expense	450		135		34		56		37		712
Provision (benefit) for income taxes	22		19		19		3		(8)		55
Income attributable to non-controlling interest	—		—		—		—		—		—
Net income attributable to Huntington Bancshares Inc	$	82	$	70	$	71	$	12	$	68	$	303


	Nine months ended September 30,
Income Statements	Consumer & Business Banking		Commercial Banking		Vehicle Finance		RBHPCG		Treasury / Other		Huntington Consolidated
(dollar amounts in millions)
2021
Net interest income	$	1,187	$	873	$	340	$	113	$	457	$	2,970
Provision for credit losses	57		107		(77)		2		—		89
Noninterest income	780		353		9		165		67		1,374
Noninterest expense	1,617		553		119		217		648		3,154
Provision (benefit) for income taxes	62		119		64		12		(51)		206
Income attributable to non-controlling interest	—		1		—		—		—		1
Net income (loss) attributable to Huntington Bancshares Inc	$	231	$	446	$	243	$	47	$	(73)	$	894
2020
Net interest income	$	1,099	$	693	$	316	$	122	$	169	$	2,399
Provision for credit losses	200		611		118		16		—		945
Noninterest income	704		261		7		151		59		1,182
Noninterest expense	1,288		400		103		181		67		2,039
Provision (benefit) for income taxes	66		(12)		21		16		5		96
Income attributable to non-controlling interest	—		—		—		—		—		—
Net income (loss) attributable to Huntington Bancshares Inc	$	249	$	(45)	$	81	$	60	$	156	$	501