Quarterly report pursuant to Section 13 or 15(d)

SEGMENT REPORTING

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SEGMENT REPORTING
 3 Months Ended
Mar. 31, 2023
Segment Reporting [Abstract]  
SEGMENT REPORTING SEGMENT REPORTING
Huntington’s business segments are based on our internally-aligned segment leadership structure, which is how management monitors results and assesses performance. The Company has four major business segments: Commercial Banking, Consumer and Business Banking, Vehicle Finance, and Regional Banking and The Huntington Private Client Group (RBHPCG). The Treasury / Other function includes technology and operations, other unallocated assets, liabilities, revenue, and expense. For a description of our business segments, see Note 25 - Segment Reporting to the Consolidated Financial Statements appearing in Huntington’s 2022 Annual Report on Form 10-K.
Listed in the following tables is certain operating basis financial information reconciled to Huntington’s March 31, 2023, December 31, 2022, and March 31, 2022, reported results by business segment.
Three Months Ended March 31,
Income Statements
 Commercial Banking Consumer & Business Banking Vehicle Finance RBHPCG Treasury / Other Huntington Consolidated
(dollar amounts in millions)
2023
Net interest income
 $ 570  $ 977  $ 114  $ 68  $ (320) $ 1,409 
Provision (benefit) for credit losses 40  26  20  (1) —  85 
Noninterest income
 157  223  3  117  12  512 
Noninterest expense
 280  630  41  81  54  1,086 
Provision (benefit) for income taxes
 85  114  12  22  (89) 144 
Income attributable to non-controlling interest 4  —  —  —  —  4 
Net income (loss) attributable to Huntington $ 318  $ 430  $ 44  $ 83  $ (273) $ 602 
2022
Net interest income
 $ 418  $ 459  $ 120  $ 49  $ 100  $ 1,146 
Provision (benefit) for credit losses 131  (109) (7) 10  —  25 
Noninterest income
 141  272  3  66  17  499 
Noninterest expense
 248  612  45  81  67  1,053 
Provision (benefit) for income taxes
 38  47  18  5  (3) 105 
Income attributable to non-controlling interest 2  —  —  —  —  2 
Net income attributable to Huntington $ 140  $ 181  $ 67  $ 19  $ 53  $ 460 
Assets at Deposits at
(dollar amounts in millions) March 31,
2023		 December 31,
2022		 March 31,
2023		 December 31,
2022
Commercial Banking $ 65,183  $ 63,812  $ 35,243  $ 37,509 
Consumer & Business Banking 38,275  38,561  94,729  93,676 
Vehicle Finance 21,767  21,461  1,018  1,136 
RBHPCG 10,134  10,045  9,009  9,550 
Treasury / Other 53,711  49,027  5,279  6,043 
Total
 $ 189,070  $ 182,906  $ 145,278  $ 147,914