Quarterly report pursuant to Section 13 or 15(d)

LOANS / LEASES AND ALLOWANCE FOR CREDIT LOSSES (Details 2)

v3.3.1.900
LOANS / LEASES AND ALLOWANCE FOR CREDIT LOSSES (Details 2) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2015
Sep. 30, 2014
Sep. 30, 2015
Sep. 30, 2014
Dec. 31, 2014
Allowance For Credit Losses Roll Forward [Abstract]          
ALLL balance, beginning of period $ 599,542 $ 635,101 $ 605,196 $ 647,870  
Loan charge-offs (60,875) (58,511) (162,920) (190,349)  
Recoveries of loans previously charged-off 44,712 28,488 96,950 88,697  
Provision for loan and lease losses 13,624 25,958 60,069 85,945  
Allowance for loans sold or transferred to loans held for sale (5,065) 0 (7,357) (1,127)  
ALLL balance, end of period 591,938 631,036 591,938 631,036  
AULC balance, beginning of period 55,371 56,927 60,806 62,899  
Provision for unfunded loan commitments and letters of credit 8,852 (1,478) 3,417 (7,450)  
AULC Balance, end of period 64,223 55,449 64,223 55,449  
ACL balance, end of period 656,161 686,485 656,161 686,485  
Loan and lease balances by credit quality indicator          
Total commercial and industrial 20,039,429   20,039,429   $ 19,033,146
Total commercial real estate 5,404,274   5,404,274   5,197,403
Automobile 9,160,241   9,160,241   8,689,902
Automobile loans including automobile loans transferred to loans held for sale 9,160,241   9,160,241    
Home equity 8,460,989   8,460,989   8,490,915
Residential mortgage 6,071,356   6,071,356   5,830,609
Other consumer 519,620   519,620   413,751
Commercial and industrial owner occupied          
Loan and lease balances by credit quality indicator          
Total commercial and industrial 4,076,700   4,076,700   4,254,875
Commercial and industrial purchased impaired          
Loan and lease balances by credit quality indicator          
Total commercial and industrial 19,484   19,484   23,228
Other commercial and industrial          
Loan and lease balances by credit quality indicator          
Total commercial and industrial 15,943,245   15,943,245   14,755,043
Commercial and Industrial          
Allowance For Credit Losses Roll Forward [Abstract]          
ALLL balance, beginning of period 285,041 278,512 286,995 265,801  
Loan charge-offs (26,016) (20,723) (62,841) (60,305)  
Recoveries of loans previously charged-off 16,158 8,136 37,169 28,515  
Provision for loan and lease losses 9,146 25,476 23,006 57,390  
Allowance for loans sold or transferred to loans held for sale 0 0 0 0  
ALLL balance, end of period 284,329 291,401 284,329 291,401  
AULC balance, beginning of period 41,849 44,750 48,988 49,596  
Provision for unfunded loan commitments and letters of credit 6,794 (1,545) (345) (6,391)  
AULC Balance, end of period 48,643 43,205 48,643 43,205  
ACL balance, end of period 332,972 334,606 332,972 334,606  
Commercial real estate retail properties          
Loan and lease balances by credit quality indicator          
Total commercial real estate 1,422,640   1,422,640   1,357,746
Commercial real estate Multi family          
Loan and lease balances by credit quality indicator          
Total commercial real estate 1,218,095   1,218,095   1,090,416
Commercial real estate office          
Loan and lease balances by credit quality indicator          
Total commercial real estate 925,830   925,830   980,303
Commercial real estate Industrial and warehouse          
Loan and lease balances by credit quality indicator          
Total commercial real estate 535,765   535,765   513,401
Commercial real estate purchased impaired          
Loan and lease balances by credit quality indicator          
Total commercial real estate 25,775   25,775   38,371
Other commercial real estate          
Loan and lease balances by credit quality indicator          
Total commercial real estate 1,276,169   1,276,169   1,217,166
Commercial Real Estate          
Allowance For Credit Losses Roll Forward [Abstract]          
ALLL balance, beginning of period 92,060 137,346 102,839 162,557  
Loan charge-offs (3,976) (4,664) (14,277) (17,772)  
Recoveries of loans previously charged-off 17,797 10,671 26,585 26,957  
Provision for loan and lease losses 4,086 (27,881) (5,180) (56,270)  
Allowance for loans sold or transferred to loans held for sale 0 0 0 0  
ALLL balance, end of period 109,967 115,472 109,967 115,472  
AULC balance, beginning of period 5,778 7,530 6,041 9,891  
Provision for unfunded loan commitments and letters of credit 1,965 (552) 1,702 (2,913)  
AULC Balance, end of period 7,743 6,978 7,743 6,978  
ACL balance, end of period 117,710 122,450 117,710 122,450  
Automobile Loan          
Allowance For Credit Losses Roll Forward [Abstract]          
ALLL balance, beginning of period 39,102 27,158 33,466 31,053  
Loan charge-offs (9,084) (7,292) (24,878) (21,969)  
Recoveries of loans previously charged-off 4,176 3,316 12,280 10,425  
Provision for loan and lease losses 9,755 7,550 25,373 11,223  
Allowance for loans sold or transferred to loans held for sale 0 0 (2,292) 0  
ALLL balance, end of period 43,949 30,732 43,949 30,732  
AULC balance, beginning of period 0 0 0 0  
Provision for unfunded loan commitments and letters of credit 0 0 0 0  
AULC Balance, end of period 0 0 0 0  
ACL balance, end of period 43,949 30,732 43,949 30,732  
Home equity secured by first-lien other          
Loan and lease balances by credit quality indicator          
Home equity 5,156,901   5,156,901    
Home equity secured by junior-lien          
Loan and lease balances by credit quality indicator          
Home equity 3,304,088   3,304,088    
Home Equity          
Allowance For Credit Losses Roll Forward [Abstract]          
ALLL balance, beginning of period 111,178 105,943 96,413 111,131  
Loan charge-offs (10,164) (9,584) (27,379) (43,844)  
Recoveries of loans previously charged-off 4,295 3,136 12,235 13,218  
Provision for loan and lease losses (13,406) 880 10,634 19,870  
Allowance for loans sold or transferred to loans held for sale (5,065) 0 (5,065) 0  
ALLL balance, end of period 86,838 100,375 86,838 100,375  
AULC balance, beginning of period 2,522 1,977 1,924 1,763  
Provision for unfunded loan commitments and letters of credit (619) (18) (21) 196  
AULC Balance, end of period 1,903 1,959 1,903 1,959  
ACL balance, end of period 88,741 102,334 88,741 102,334  
Residential mortgage other          
Loan and lease balances by credit quality indicator          
Residential mortgage 6,069,843   6,069,843    
Residential mortgage purchased impaired          
Loan and lease balances by credit quality indicator          
Residential mortgage 1,513   1,513    
Residential Mortgage          
Allowance For Credit Losses Roll Forward [Abstract]          
ALLL balance, beginning of period 51,679 47,191 47,211 39,577  
Loan charge-offs (3,192) (6,477) (11,665) (21,525)  
Recoveries of loans previously charged-off 1,182 1,049 4,697 4,832  
Provision for loan and lease losses (6,875) 10,895 2,551 29,774  
Allowance for loans sold or transferred to loans held for sale 0 0 0 0  
ALLL balance, end of period 42,794 52,658 42,794 52,658  
AULC balance, beginning of period 17 8 8 9  
Provision for unfunded loan commitments and letters of credit 0 2 9 1  
AULC Balance, end of period 17 10 17 10  
ACL balance, end of period 42,811 52,668 42,811 52,668  
Other consumer other          
Loan and lease balances by credit quality indicator          
Other consumer 519,570   519,570    
Other consumer purchased impaired          
Loan and lease balances by credit quality indicator          
Other consumer 50   50    
Other Consumer loan          
Allowance For Credit Losses Roll Forward [Abstract]          
ALLL balance, beginning of period 20,482 38,951 38,272 37,751  
Loan charge-offs (8,443) (9,771) (21,880) (24,934)  
Recoveries of loans previously charged-off 1,104 2,180 3,984 4,750  
Provision for loan and lease losses 10,918 9,038 3,685 23,958  
Allowance for loans sold or transferred to loans held for sale 0 0 0 (1,127)  
ALLL balance, end of period 24,061 40,398 24,061 40,398  
AULC balance, beginning of period 5,205 2,662 3,845 1,640  
Provision for unfunded loan commitments and letters of credit 712 635 2,072 1,657  
AULC Balance, end of period 5,917 3,297 5,917 3,297  
ACL balance, end of period 29,978 $ 43,695 29,978 $ 43,695  
Pass          
Loan and lease balances by credit quality indicator          
Total commercial and industrial 18,799,060   18,799,060   17,888,295
Total commercial real estate 5,171,832   5,171,832   4,886,720
Pass | Commercial and industrial owner occupied          
Loan and lease balances by credit quality indicator          
Total commercial and industrial 3,763,002   3,763,002   3,959,046
Pass | Commercial and industrial purchased impaired          
Loan and lease balances by credit quality indicator          
Total commercial and industrial 4,321   4,321   3,915
Pass | Other commercial and industrial          
Loan and lease balances by credit quality indicator          
Total commercial and industrial 15,031,737   15,031,737   13,925,334
Pass | Commercial real estate retail properties          
Loan and lease balances by credit quality indicator          
Total commercial real estate 1,372,078   1,372,078   1,279,064
Pass | Commercial real estate Multi family          
Loan and lease balances by credit quality indicator          
Total commercial real estate 1,162,776   1,162,776   1,044,521
Pass | Commercial real estate office          
Loan and lease balances by credit quality indicator          
Total commercial real estate 861,564   861,564   902,474
Pass | Commercial real estate Industrial and warehouse          
Loan and lease balances by credit quality indicator          
Total commercial real estate 527,047   527,047   487,454
Pass | Commercial real estate purchased impaired          
Loan and lease balances by credit quality indicator          
Total commercial real estate 8,333   8,333   6,914
Pass | Other commercial real estate          
Loan and lease balances by credit quality indicator          
Total commercial real estate 1,240,034   1,240,034   1,166,293
OLEM          
Loan and lease balances by credit quality indicator          
Total commercial and industrial 386,300   386,300   505,044
Total commercial real estate 78,163   78,163   74,234
OLEM | Commercial and industrial owner occupied          
Loan and lease balances by credit quality indicator          
Total commercial and industrial 96,338   96,338   117,637
OLEM | Commercial and industrial purchased impaired          
Loan and lease balances by credit quality indicator          
Total commercial and industrial 641   641   741
OLEM | Other commercial and industrial          
Loan and lease balances by credit quality indicator          
Total commercial and industrial 289,321   289,321   386,666
OLEM | Commercial real estate retail properties          
Loan and lease balances by credit quality indicator          
Total commercial real estate 10,659   10,659   10,204
OLEM | Commercial real estate Multi family          
Loan and lease balances by credit quality indicator          
Total commercial real estate 32,220   32,220   12,608
OLEM | Commercial real estate office          
Loan and lease balances by credit quality indicator          
Total commercial real estate 27,713   27,713   33,107
OLEM | Commercial real estate Industrial and warehouse          
Loan and lease balances by credit quality indicator          
Total commercial real estate 268   268   7,877
OLEM | Commercial real estate purchased impaired          
Loan and lease balances by credit quality indicator          
Total commercial real estate 189   189   803
OLEM | Other commercial real estate          
Loan and lease balances by credit quality indicator          
Total commercial real estate 7,114   7,114   9,635
Substandard          
Loan and lease balances by credit quality indicator          
Total commercial and industrial 844,985   844,985   630,704
Total commercial real estate 150,193   150,193   226,071
Substandard | Commercial and industrial owner occupied          
Loan and lease balances by credit quality indicator          
Total commercial and industrial 213,755   213,755   175,767
Substandard | Commercial and industrial purchased impaired          
Loan and lease balances by credit quality indicator          
Total commercial and industrial 14,522   14,522   14,901
Substandard | Other commercial and industrial          
Loan and lease balances by credit quality indicator          
Total commercial and industrial 616,708   616,708   440,036
Substandard | Commercial real estate retail properties          
Loan and lease balances by credit quality indicator          
Total commercial real estate 39,903   39,903   67,911
Substandard | Commercial real estate Multi family          
Loan and lease balances by credit quality indicator          
Total commercial real estate 22,733   22,733   32,322
Substandard | Commercial real estate office          
Loan and lease balances by credit quality indicator          
Total commercial real estate 35,267   35,267   42,578
Substandard | Commercial real estate Industrial and warehouse          
Loan and lease balances by credit quality indicator          
Total commercial real estate 8,374   8,374   17,781
Substandard | Commercial real estate purchased impaired          
Loan and lease balances by credit quality indicator          
Total commercial real estate 15,456   15,456   25,460
Substandard | Other commercial real estate          
Loan and lease balances by credit quality indicator          
Total commercial real estate 28,460   28,460   40,019
Doubtful          
Loan and lease balances by credit quality indicator          
Total commercial and industrial 9,084   9,084   9,103
Total commercial real estate 4,086   4,086   10,378
Doubtful | Commercial and industrial owner occupied          
Loan and lease balances by credit quality indicator          
Total commercial and industrial 3,605   3,605   2,425
Doubtful | Commercial and industrial purchased impaired          
Loan and lease balances by credit quality indicator          
Total commercial and industrial 0   0   3,671
Doubtful | Other commercial and industrial          
Loan and lease balances by credit quality indicator          
Total commercial and industrial 5,479   5,479   3,007
Doubtful | Commercial real estate retail properties          
Loan and lease balances by credit quality indicator          
Total commercial real estate 0   0   567
Doubtful | Commercial real estate Multi family          
Loan and lease balances by credit quality indicator          
Total commercial real estate 366   366   965
Doubtful | Commercial real estate office          
Loan and lease balances by credit quality indicator          
Total commercial real estate 1,286   1,286   2,144
Doubtful | Commercial real estate Industrial and warehouse          
Loan and lease balances by credit quality indicator          
Total commercial real estate 76   76   289
Doubtful | Commercial real estate purchased impaired          
Loan and lease balances by credit quality indicator          
Total commercial real estate 1,797   1,797   5,194
Doubtful | Other commercial real estate          
Loan and lease balances by credit quality indicator          
Total commercial real estate 561   561   1,219
750 or more          
Loan and lease balances by credit quality indicator          
Automobile loans including automobile loans transferred to loans held for sale 4,465,597   4,465,597    
Home equity 5,143,519   5,143,519    
Residential mortgage 3,564,140   3,564,140    
Other consumer 216,820   216,820    
750 or more | Automobile Loan          
Loan and lease balances by credit quality indicator          
Automobile loans including automobile loans transferred to loans held for sale         4,165,811
750 or more | Home equity secured by first-lien other          
Loan and lease balances by credit quality indicator          
Home equity 3,314,317   3,314,317   3,255,088
750 or more | Home equity secured by junior-lien          
Loan and lease balances by credit quality indicator          
Home equity 1,829,202   1,829,202   1,832,663
750 or more | Home Equity          
Loan and lease balances by credit quality indicator          
Home equity         5,087,751
750 or more | Residential mortgage other          
Loan and lease balances by credit quality indicator          
Residential mortgage 3,563,718   3,563,718   3,285,310
750 or more | Residential mortgage purchased impaired          
Loan and lease balances by credit quality indicator          
Residential mortgage 422   422   594
750 or more | Residential Mortgage          
Loan and lease balances by credit quality indicator          
Residential mortgage         3,285,904
750 or more | Other consumer other          
Loan and lease balances by credit quality indicator          
Other consumer 216,820   216,820   195,128
750 or more | Other consumer purchased impaired          
Loan and lease balances by credit quality indicator          
Other consumer 0   0   0
750 or more | Other Consumer loan          
Loan and lease balances by credit quality indicator          
Other consumer         195,128
650-749          
Loan and lease balances by credit quality indicator          
Automobile loans including automobile loans transferred to loans held for sale 3,388,521   3,388,521    
Home equity 2,471,695   2,471,695    
Residential mortgage 1,859,999   1,859,999    
Other consumer 248,784   248,784    
650-749 | Automobile Loan          
Loan and lease balances by credit quality indicator          
Automobile loans including automobile loans transferred to loans held for sale         3,249,141
650-749 | Home equity secured by first-lien other          
Loan and lease balances by credit quality indicator          
Home equity 1,436,522   1,436,522   1,426,191
650-749 | Home equity secured by junior-lien          
Loan and lease balances by credit quality indicator          
Home equity 1,035,173   1,035,173   1,095,332
650-749 | Home Equity          
Loan and lease balances by credit quality indicator          
Home equity         2,521,523
650-749 | Residential mortgage other          
Loan and lease balances by credit quality indicator          
Residential mortgage 1,859,268   1,859,268   1,785,137
650-749 | Residential mortgage purchased impaired          
Loan and lease balances by credit quality indicator          
Residential mortgage 731   731   1,135
650-749 | Residential Mortgage          
Loan and lease balances by credit quality indicator          
Residential mortgage         1,786,272
650-749 | Other consumer other          
Loan and lease balances by credit quality indicator          
Other consumer 248,734   248,734   187,781
650-749 | Other consumer purchased impaired          
Loan and lease balances by credit quality indicator          
Other consumer 50   50   51
650-749 | Other Consumer loan          
Loan and lease balances by credit quality indicator          
Other consumer         187,832
Less than 650          
Loan and lease balances by credit quality indicator          
Automobile loans including automobile loans transferred to loans held for sale 1,053,464   1,053,464    
Home equity 588,603   588,603    
Residential mortgage 602,532   602,532    
Other consumer 48,239   48,239    
Less than 650 | Automobile Loan          
Loan and lease balances by credit quality indicator          
Automobile loans including automobile loans transferred to loans held for sale         1,028,381
Less than 650 | Home equity secured by first-lien other          
Loan and lease balances by credit quality indicator          
Home equity 252,179   252,179   283,152
Less than 650 | Home equity secured by junior-lien          
Loan and lease balances by credit quality indicator          
Home equity 336,424   336,424   348,825
Less than 650 | Home Equity          
Loan and lease balances by credit quality indicator          
Home equity         631,977
Less than 650 | Residential mortgage other          
Loan and lease balances by credit quality indicator          
Residential mortgage 602,172   602,172   666,562
Less than 650 | Residential mortgage purchased impaired          
Loan and lease balances by credit quality indicator          
Residential mortgage 360   360   183
Less than 650 | Residential Mortgage          
Loan and lease balances by credit quality indicator          
Residential mortgage         666,745
Less than 650 | Other consumer other          
Loan and lease balances by credit quality indicator          
Other consumer 48,239   48,239   30,582
Less than 650 | Other consumer purchased impaired          
Loan and lease balances by credit quality indicator          
Other consumer 0   0   0
Less than 650 | Other Consumer loan          
Loan and lease balances by credit quality indicator          
Other consumer         30,582
Other (2)          
Loan and lease balances by credit quality indicator          
Automobile loans including automobile loans transferred to loans held for sale 252,659   252,659    
Home equity 257,172   257,172    
Residential mortgage 44,685   44,685    
Other consumer 5,777   5,777    
Other (2) | Automobile Loan          
Loan and lease balances by credit quality indicator          
Automobile loans including automobile loans transferred to loans held for sale         246,569
Other (2) | Home equity secured by first-lien other          
Loan and lease balances by credit quality indicator          
Home equity 153,883   153,883   164,373
Other (2) | Home equity secured by junior-lien          
Loan and lease balances by credit quality indicator          
Home equity 103,289   103,289   85,291
Other (2) | Home Equity          
Loan and lease balances by credit quality indicator          
Home equity         249,664
Other (2) | Residential mortgage other          
Loan and lease balances by credit quality indicator          
Residential mortgage 44,685   44,685   91,688
Other (2) | Residential mortgage purchased impaired          
Loan and lease balances by credit quality indicator          
Residential mortgage 0   0   0
Other (2) | Residential Mortgage          
Loan and lease balances by credit quality indicator          
Residential mortgage         91,688
Other (2) | Other consumer other          
Loan and lease balances by credit quality indicator          
Other consumer 5,777   5,777   209
Other (2) | Other consumer purchased impaired          
Loan and lease balances by credit quality indicator          
Other consumer $ 0   $ 0   0
Other (2) | Other Consumer loan          
Loan and lease balances by credit quality indicator          
Other consumer         209
Total | Automobile Loan          
Loan and lease balances by credit quality indicator          
Automobile loans including automobile loans transferred to loans held for sale         8,689,902
Total | Home equity secured by first-lien other          
Loan and lease balances by credit quality indicator          
Home equity         5,128,804
Total | Home equity secured by junior-lien          
Loan and lease balances by credit quality indicator          
Home equity         3,362,111
Total | Home Equity          
Loan and lease balances by credit quality indicator          
Home equity         8,490,915
Total | Residential mortgage other          
Loan and lease balances by credit quality indicator          
Residential mortgage         5,828,697
Total | Residential mortgage purchased impaired          
Loan and lease balances by credit quality indicator          
Residential mortgage         1,912
Total | Residential Mortgage          
Loan and lease balances by credit quality indicator          
Residential mortgage         5,830,609
Total | Other consumer other          
Loan and lease balances by credit quality indicator          
Other consumer         413,700
Total | Other consumer purchased impaired          
Loan and lease balances by credit quality indicator          
Other consumer         51
Total | Other Consumer loan          
Loan and lease balances by credit quality indicator          
Other consumer         $ 413,751