| Business Segment Financial Information |
Listed below is certain financial information reconciled to Huntington’s December 31, 2015, December 31, 2014, and December 31, 2013, reported results by business segment:
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Income Statements
(dollar amounts in thousands)
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Retail & Business
Banking
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Commercial
Banking
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AFCRE |
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RBHPCG |
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Home
Lending
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Treasury /
Other
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Huntington
Consolidated
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2015 |
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Net interest income |
$ |
1,030,238 |
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$ |
365,181 |
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$ |
381,189 |
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$ |
115,608 |
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$ |
65,884 |
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$ |
(7,363 |
) |
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$ |
1,950,737 |
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Provision for credit losses |
42,828 |
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|
49,460 |
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|
4,931 |
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65 |
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|
2,670 |
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— |
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99,954 |
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Noninterest income |
440,261 |
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|
258,191 |
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29,257 |
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153,160 |
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|
87,021 |
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70,840 |
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|
1,038,730 |
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Noninterest expense |
1,029,727 |
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|
283,448 |
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|
152,010 |
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254,380 |
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157,266 |
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|
99,077 |
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1,975,908 |
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Provision (benefit) for income taxes |
139,280 |
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101,662 |
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88,727 |
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|
5,013 |
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(2,461 |
) |
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(111,573 |
) |
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220,648 |
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Net income (loss) |
$ |
258,664 |
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$ |
188,802 |
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$ |
164,778 |
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$ |
9,310 |
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$ |
(4,570 |
) |
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$ |
75,973 |
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$ |
692,957 |
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2014 |
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Net interest income |
$ |
912,992 |
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$ |
306,434 |
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$ |
379,363 |
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$ |
101,839 |
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$ |
58,015 |
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$ |
78,498 |
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$ |
1,837,141 |
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Provision (Benefit) for credit losses |
75,529 |
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31,521 |
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(52,843 |
) |
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4,893 |
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21,889 |
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— |
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|
80,989 |
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Noninterest income |
409,746 |
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209,238 |
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26,628 |
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173,550 |
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69,899 |
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90,118 |
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|
979,179 |
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Noninterest expense |
982,288 |
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249,300 |
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156,715 |
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236,634 |
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136,374 |
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121,035 |
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1,882,346 |
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Provision (benefit) for income taxes |
92,722 |
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82,198 |
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105,742 |
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11,852 |
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(10,622 |
) |
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(61,299 |
) |
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220,593 |
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Net income (loss) |
$ |
172,199 |
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$ |
152,653 |
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$ |
196,377 |
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$ |
22,010 |
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$ |
(19,727 |
) |
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$ |
108,880 |
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$ |
632,392 |
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2013 |
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Net interest income |
$ |
902,526 |
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$ |
281,461 |
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$ |
366,508 |
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$ |
105,862 |
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$ |
51,839 |
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$ |
(3,588 |
) |
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$ |
1,704,608 |
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Provision (Benefit) for credit losses |
137,978 |
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|
27,464 |
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(82,269 |
) |
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(5,376 |
) |
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12,249 |
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(1 |
) |
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90,045 |
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Noninterest income |
398,065 |
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200,573 |
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46,819 |
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186,430 |
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106,006 |
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74,303 |
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1,012,196 |
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Noninterest expense |
964,193 |
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254,629 |
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156,469 |
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236,895 |
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141,489 |
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4,328 |
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1,758,003 |
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Provision (benefit) for income taxes |
69,447 |
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69,979 |
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118,694 |
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21,271 |
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1,437 |
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(53,354 |
) |
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227,474 |
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Net income |
$ |
128,973 |
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$ |
129,962 |
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$ |
220,433 |
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$ |
39,502 |
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$ |
2,670 |
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$ |
119,742 |
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$ |
641,282 |
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| Segment Disclosure of Assets and Deposits |
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Assets at
December 31,
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Deposits at
December 31,
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(dollar amounts in thousands) |
2015 |
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2014 |
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2015 |
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2014 |
Retail & Business Banking |
$ |
15,822,568 |
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$ |
15,146,857 |
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$ |
30,875,607 |
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$ |
29,350,255 |
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Commercial Banking |
16,943,458 |
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15,043,477 |
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11,424,778 |
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11,184,566 |
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AFCRE |
17,855,600 |
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16,027,910 |
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1,651,702 |
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1,377,921 |
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RBHPCG |
3,458,847 |
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3,871,020 |
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7,690,581 |
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6,727,892 |
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Home Lending |
3,917,198 |
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3,949,247 |
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361,881 |
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326,841 |
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Treasury / Other |
13,046,880 |
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12,259,499 |
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3,290,430 |
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2,764,676 |
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Total |
$ |
71,044,551 |
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$ |
66,298,010 |
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$ |
55,294,979 |
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$ |
51,732,151 |
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