Annual report pursuant to Section 13 and 15(d)

SEGMENT REPORTING (Details)

v3.19.3.a.u2
SEGMENT REPORTING (Details)
$ in Millions
3 Months Ended 12 Months Ended
Dec. 31, 2019
USD ($)
segments
Sep. 30, 2019
USD ($)
Jun. 30, 2019
USD ($)
Mar. 31, 2019
USD ($)
Dec. 31, 2018
USD ($)
Sep. 30, 2018
USD ($)
Jun. 30, 2018
USD ($)
Mar. 31, 2018
USD ($)
Dec. 31, 2019
USD ($)
segments
Dec. 31, 2018
USD ($)
Dec. 31, 2017
USD ($)
Segment Reporting Information [Line Items]                      
Net interest income $ 780 $ 799 $ 812 $ 822 $ 833 $ 802 $ 784 $ 770 $ 3,213 $ 3,189 $ 3,002
Provision for credit losses 79 82 59 67 60 53 56 66 287 235 201
Noninterest income 372 389 374 319 329 342 336 314 1,454 1,321 1,307
Noninterest expense 701 667 700 653 711 651 652 633 2,721 2,647 2,714
Provision (benefit) for income taxes 55 67 63 63 57 62 57 59 248 235 208
Net income 317 $ 372 $ 364 $ 358 334 $ 378 $ 355 $ 326 1,411 1,393 1,186
Total assets 109,002       108,781       109,002 108,781  
Deposits $ 82,347       84,774       $ 82,347 84,774  
Number of Reportable Segments | segments 4               4    
Operating Segments | Consumer & Business Banking                      
Segment Reporting Information [Line Items]                      
Net interest income                 $ 1,766 1,727 1,581
Provision for credit losses                 114 137 105
Noninterest income                 825 744 740
Noninterest expense                 1,673 1,699 1,641
Provision (benefit) for income taxes                 169 133 201
Net income                 635 502 374
Total assets $ 25,073       27,486       25,073 27,486  
Deposits 51,675       50,300       51,675 50,300  
Operating Segments | Commercial Banking                      
Segment Reporting Information [Line Items]                      
Net interest income                 1,037 1,013 975
Provision for credit losses                 132 42 33
Noninterest income                 359 321 286
Noninterest expense                 564 502 465
Provision (benefit) for income taxes                 147 166 267
Net income                 553 624 496
Total assets 34,337       34,818       34,337 34,818  
Deposits 20,762       23,185       20,762 23,185  
Operating Segments | Vehicle Finance                      
Segment Reporting Information [Line Items]                      
Noninterest income                 12 11  
Total assets 20,155       19,435       20,155 19,435  
Deposits 376       346       376 346  
Operating Segments | Vehicle Finance                      
Segment Reporting Information [Line Items]                      
Net interest income                 397 392 427
Provision for credit losses                 44 55 63
Noninterest income                 12 11 14
Noninterest expense                 148 143 141
Provision (benefit) for income taxes                 45 43 83
Net income                 172 162 154
Operating Segments | RBHPCG                      
Segment Reporting Information [Line Items]                      
Net interest income                 198 203 209
Provision for credit losses                 (3) 1 0
Noninterest income                 198 193 189
Noninterest expense                 256 244 239
Provision (benefit) for income taxes                 30 32 56
Net income                 113 119 103
Total assets 6,665       6,540       6,665 6,540  
Deposits 6,370       6,809       6,370 6,809  
Treasury / Other                      
Segment Reporting Information [Line Items]                      
Net interest income                 (185) (146) (190)
Provision for credit losses                 0 0 0
Noninterest income                 60 52 78
Noninterest expense                 80 59 228
Provision (benefit) for income taxes                 (143) (139) (399)
Net income                 (62) (14) $ 59
Total assets 22,772       20,502       22,772 20,502  
Deposits $ 3,164       $ 4,134       $ 3,164 $ 4,134