Huntington Bancshares Incorporated Annual report pursuant to Section 13 and 15(d)

Annual report pursuant to Section 13 and 15(d)

SEGMENT REPORTING (Tables)

SEGMENT REPORTING (Tables)

12 Months Ended

Dec. 31, 2019

Listed in the table below is certain operating basis financial information reconciled to Huntington’s December 31, 2019, December 31, 2018, and December 31, 2017, reported results by business segment:



Income Statements (dollar amounts in millions)	Consumer & Business Banking		Commercial Banking		Vehicle Finance		RBHPCG			Treasury / Other			Huntington Consolidated
2019
Net interest income	$	1,766	$	1,037	$	397	$	198		$	(185	)	$	3,213
Provision (benefit) for credit losses	114		132		44		(3		)	—			287
Noninterest income	825		359		12		198			60			1,454
Noninterest expense	1,673		564		148		256			80			2,721
Provision (benefit) for income taxes	169		147		45		30			(143		)	248
Net income (loss)	$	635	$	553	$	172	$	113		$	(62	)	$	1,411
2018
Net interest income	$	1,727	$	1,013	$	392	$	203		$	(146	)	$	3,189
Provision (benefit) for credit losses	137		42		55		1			—			235
Noninterest income	744		321		11		193			52			1,321
Noninterest expense	1,699		502		143		244			59			2,647
Provision (benefit) for income taxes	133		166		43		32			(139		)	235
Net income (loss)	$	502	$	624	$	162	$	119		$	(14	)	$	1,393
2017
Net interest income	$	1,581	$	975	$	427	$	209		$	(190	)	$	3,002
Provision (benefit) for credit losses	105		33		63		—			—			201
Noninterest income	740		286		14		189			78			1,307
Noninterest expense	1,641		465		141		239			228			2,714
Provision (benefit) for income taxes	201		267		83		56			(399		)	208
Net income (loss)	$	374	$	496	$	154	$	103		$	59		$	1,186

Segment Disclosure of Assets and Deposits



	Assets at December 31,				Deposits at December 31,
(dollar amounts in millions)	2019		2018		2019		2018
Consumer & Business Banking	$	25,073	$	27,486	$	51,675	$	50,300
Commercial Banking	34,337		34,818		20,762		23,185
Vehicle Finance	20,155		19,435		376		346
RBHPCG	6,665		6,540		6,370		6,809
Treasury / Other	22,772		20,502		3,164		4,134
Total	$	109,002	$	108,781	$	82,347	$	84,774