Annual report pursuant to Section 13 and 15(d)

LOANS AND LEASES - Modifications (Details)

v3.25.0.1
LOANS AND LEASES - Modifications (Details) - USD ($)
$ in Millions
 12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Financing Receivable, Modified [Line Items]    
Total $ 734 $ 705
% of total loan class 0.59% 0.58%
30-59 Days    
Financing Receivable, Modified [Line Items]    
Total $ 31 $ 33
60-89  Days    
Financing Receivable, Modified [Line Items]    
Total 12 35
90 or  more days    
Financing Receivable, Modified [Line Items]    
Total 35 24
Total    
Financing Receivable, Modified [Line Items]    
Total 78 92
Current    
Financing Receivable, Modified [Line Items]    
Total 656 613
Commercial portfolio | Commercial and industrial    
Financing Receivable, Modified [Line Items]    
Total $ 386 $ 455
% of total loan class 0.68% 0.90%
Commercial portfolio | Commercial and industrial | 30-59 Days    
Financing Receivable, Modified [Line Items]    
Total $ 6 $ 21
Commercial portfolio | Commercial and industrial | 60-89  Days    
Financing Receivable, Modified [Line Items]    
Total 3 25
Commercial portfolio | Commercial and industrial | 90 or  more days    
Financing Receivable, Modified [Line Items]    
Total 4 7
Commercial portfolio | Commercial and industrial | Total    
Financing Receivable, Modified [Line Items]    
Total 13 53
Commercial portfolio | Commercial and industrial | Current    
Financing Receivable, Modified [Line Items]    
Total 373 402
Commercial portfolio | Commercial real estate    
Financing Receivable, Modified [Line Items]    
Total $ 257 $ 157
% of total loan class 2.32% 1.26%
Commercial portfolio | Commercial real estate | 30-59 Days    
Financing Receivable, Modified [Line Items]    
Total $ 12 $ 0
Commercial portfolio | Commercial real estate | 60-89  Days    
Financing Receivable, Modified [Line Items]    
Total 0 0
Commercial portfolio | Commercial real estate | 90 or  more days    
Financing Receivable, Modified [Line Items]    
Total 13 5
Commercial portfolio | Commercial real estate | Total    
Financing Receivable, Modified [Line Items]    
Total 25 5
Commercial portfolio | Commercial real estate | Current    
Financing Receivable, Modified [Line Items]    
Total 232 152
Consumer portfolio | Residential mortgage    
Financing Receivable, Modified [Line Items]    
Total $ 61 $ 64
% of total loan class 0.25% 0.27%
Consumer portfolio | Residential mortgage | 30-59 Days    
Financing Receivable, Modified [Line Items]    
Total $ 11 $ 9
Consumer portfolio | Residential mortgage | 60-89  Days    
Financing Receivable, Modified [Line Items]    
Total 7 8
Consumer portfolio | Residential mortgage | 90 or  more days    
Financing Receivable, Modified [Line Items]    
Total 15 11
Consumer portfolio | Residential mortgage | Total    
Financing Receivable, Modified [Line Items]    
Total 33 28
Consumer portfolio | Residential mortgage | Current    
Financing Receivable, Modified [Line Items]    
Total 28 36
Consumer portfolio | Automobile    
Financing Receivable, Modified [Line Items]    
Total $ 12 $ 15
% of total loan class 0.08% 0.12%
Consumer portfolio | Automobile | 30-59 Days    
Financing Receivable, Modified [Line Items]    
Total $ 1 $ 2
Consumer portfolio | Automobile | 60-89  Days    
Financing Receivable, Modified [Line Items]    
Total 1 1
Consumer portfolio | Automobile | 90 or  more days    
Financing Receivable, Modified [Line Items]    
Total 0 0
Consumer portfolio | Automobile | Total    
Financing Receivable, Modified [Line Items]    
Total 2 3
Consumer portfolio | Automobile | Current    
Financing Receivable, Modified [Line Items]    
Total 10 12
Consumer portfolio | Home equity    
Financing Receivable, Modified [Line Items]    
Total $ 15 $ 12
% of total loan class 0.15% 0.12%
Consumer portfolio | Home equity | 30-59 Days    
Financing Receivable, Modified [Line Items]    
Total $ 1 $ 1
Consumer portfolio | Home equity | 60-89  Days    
Financing Receivable, Modified [Line Items]    
Total 1 1
Consumer portfolio | Home equity | 90 or  more days    
Financing Receivable, Modified [Line Items]    
Total 3 1
Consumer portfolio | Home equity | Total    
Financing Receivable, Modified [Line Items]    
Total 5 3
Consumer portfolio | Home equity | Current    
Financing Receivable, Modified [Line Items]    
Total 10 9
Consumer portfolio | RV and marine    
Financing Receivable, Modified [Line Items]    
Total $ 1 $ 1
% of total loan class 0.02% 0.02%
Consumer portfolio | RV and marine | 30-59 Days    
Financing Receivable, Modified [Line Items]    
Total $ 0 $ 0
Consumer portfolio | RV and marine | 60-89  Days    
Financing Receivable, Modified [Line Items]    
Total 0 0
Consumer portfolio | RV and marine | 90 or  more days    
Financing Receivable, Modified [Line Items]    
Total 0 0
Consumer portfolio | RV and marine | Total    
Financing Receivable, Modified [Line Items]    
Total 0 0
Consumer portfolio | RV and marine | Current    
Financing Receivable, Modified [Line Items]    
Total 1 1
Consumer portfolio | Other consumer    
Financing Receivable, Modified [Line Items]    
Total $ 2 $ 1
% of total loan class 0.11% 0.07%
Consumer portfolio | Other consumer | 30-59 Days    
Financing Receivable, Modified [Line Items]    
Total $ 0 $ 0
Consumer portfolio | Other consumer | 60-89  Days    
Financing Receivable, Modified [Line Items]    
Total 0 0
Consumer portfolio | Other consumer | 90 or  more days    
Financing Receivable, Modified [Line Items]    
Total 0 0
Consumer portfolio | Other consumer | Total    
Financing Receivable, Modified [Line Items]    
Total 0 0
Consumer portfolio | Other consumer | Current    
Financing Receivable, Modified [Line Items]    
Total 2 1
Interest rate reduction    
Financing Receivable, Modified [Line Items]    
Total 115 67
Interest rate reduction | Commercial portfolio | Commercial and industrial    
Financing Receivable, Modified [Line Items]    
Total $ 113 $ 64
Interest rate reduction | Commercial portfolio | Commercial and industrial | Minimum    
Financing Receivable, Modified [Line Items]    
Weighted-average contractual interest rate 8.16% 8.62%
Interest rate reduction | Commercial portfolio | Commercial and industrial | Maximum    
Financing Receivable, Modified [Line Items]    
Weighted-average contractual interest rate 7.12% 8.05%
Interest rate reduction | Commercial portfolio | Commercial real estate    
Financing Receivable, Modified [Line Items]    
Total $ 0 $ 2
Interest rate reduction | Commercial portfolio | Commercial real estate | Minimum    
Financing Receivable, Modified [Line Items]    
Weighted-average contractual interest rate 8.26%  
Interest rate reduction | Commercial portfolio | Commercial real estate | Maximum    
Financing Receivable, Modified [Line Items]    
Weighted-average contractual interest rate 7.90%  
Interest rate reduction | Consumer portfolio | Residential mortgage    
Financing Receivable, Modified [Line Items]    
Total $ 0 0
Interest rate reduction | Consumer portfolio | Automobile    
Financing Receivable, Modified [Line Items]    
Total 0 0
Interest rate reduction | Consumer portfolio | Home equity    
Financing Receivable, Modified [Line Items]    
Total 0 0
Interest rate reduction | Consumer portfolio | RV and marine    
Financing Receivable, Modified [Line Items]    
Total 0 0
Interest rate reduction | Consumer portfolio | Other consumer    
Financing Receivable, Modified [Line Items]    
Total 2 1
Term extension    
Financing Receivable, Modified [Line Items]    
Total 511 613
Term extension | Commercial portfolio | Commercial and industrial    
Financing Receivable, Modified [Line Items]    
Total $ 209 $ 387
Weighted-average years added to the life 1 year 1 year
Term extension | Commercial portfolio | Commercial real estate    
Financing Receivable, Modified [Line Items]    
Total $ 233 $ 151
Weighted-average years added to the life 10 months 24 days 1 year
Term extension | Consumer portfolio | Residential mortgage    
Financing Receivable, Modified [Line Items]    
Total $ 51 $ 58
Weighted-average years added to the life 6 years 9 months 18 days 7 years 8 months 12 days
Term extension | Consumer portfolio | Automobile    
Financing Receivable, Modified [Line Items]    
Total $ 11 $ 14
Term extension | Consumer portfolio | Home equity    
Financing Receivable, Modified [Line Items]    
Total 6 2
Term extension | Consumer portfolio | RV and marine    
Financing Receivable, Modified [Line Items]    
Total 1 1
Term extension | Consumer portfolio | Other consumer    
Financing Receivable, Modified [Line Items]    
Total 0 0
Payment deferral    
Financing Receivable, Modified [Line Items]    
Total 6 2
Payment deferral | Commercial portfolio | Commercial and industrial    
Financing Receivable, Modified [Line Items]    
Total 0 0
Payment deferral | Commercial portfolio | Commercial real estate    
Financing Receivable, Modified [Line Items]    
Total 0 0
Payment deferral | Consumer portfolio | Residential mortgage    
Financing Receivable, Modified [Line Items]    
Total 6 2
Payment deferral | Consumer portfolio | Automobile    
Financing Receivable, Modified [Line Items]    
Total 0 0
Payment deferral | Consumer portfolio | Home equity    
Financing Receivable, Modified [Line Items]    
Total 0 0
Payment deferral | Consumer portfolio | RV and marine    
Financing Receivable, Modified [Line Items]    
Total 0 0
Payment deferral | Consumer portfolio | Other consumer    
Financing Receivable, Modified [Line Items]    
Total 0 0
Combo - interest rate reduction and term extension    
Financing Receivable, Modified [Line Items]    
Total 102 23
Combo - interest rate reduction and term extension | Commercial portfolio | Commercial and industrial    
Financing Receivable, Modified [Line Items]    
Total 64 4
Combo - interest rate reduction and term extension | Commercial portfolio | Commercial real estate    
Financing Receivable, Modified [Line Items]    
Total 24 4
Combo - interest rate reduction and term extension | Consumer portfolio | Residential mortgage    
Financing Receivable, Modified [Line Items]    
Total 4 4
Combo - interest rate reduction and term extension | Consumer portfolio | Automobile    
Financing Receivable, Modified [Line Items]    
Total 1 1
Combo - interest rate reduction and term extension | Consumer portfolio | Home equity    
Financing Receivable, Modified [Line Items]    
Total 9 10
Combo - interest rate reduction and term extension | Consumer portfolio | RV and marine    
Financing Receivable, Modified [Line Items]    
Total 0 0
Combo - interest rate reduction and term extension | Consumer portfolio | Other consumer    
Financing Receivable, Modified [Line Items]    
Total $ 0 $ 0