Annual report pursuant to Section 13 and 15(d)

Loans and Leases and Allowance for Credit Losses (Details 2)

v2.4.0.6
Loans and Leases and Allowance for Credit Losses (Details 2) (USD $)
In Thousands, unless otherwise specified
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
Allowance For Credit Losses Roll Forward [Abstract]      
ALLL balance, beginning of period $ 964,828 $ 1,249,008 $ 1,482,479
Recoveries of loans previously charged-off 112,738 120,664 129,433
Loan charge-offs (455,200) (557,753) (1,003,907)
Provision for loan and lease losses 155,193 167,730 641,299
Allowance for loans sold or transferred to hoans held for sale (8,484) (14,821) (296)
ALLL balance, end of period 769,075 964,828 1,249,008
AULC balance, beginning of period 48,456 42,127 48,879
Provision for unfunded loan commitments and letters of credit (7,805) 6,329 (6,752)
AULC Balance, end of period 40,651 48,456 42,127
ACL balance, end of period 809,726 1,013,284 1,291,135
Loan and lease balances by credit quality indicator      
Total commercial and industrial 16,970,689 14,699,371  
Total commercial real estate 5,399,240 5,825,709  
Automobile 4,633,820 [1] 4,457,446 [1]  
Home equity 8,335,342 8,215,413  
Residential mortgage 4,969,672 5,228,276  
Other consumer 419,662 497,568  
Automobile loans including automobile loans transferred to loans held for sale 4,933,820 [2] 5,707,446 [3]  
Pass [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 16,118,277 13,733,049  
Total commercial real estate 4,641,885 4,651,334  
OLEM [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 260,397 247,860  
Total commercial real estate 191,233 357,445  
Substandard [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 589,881 711,443  
Total commercial real estate 565,871 815,700  
Doubtful [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 2,134 7,019  
Total commercial real estate 251 1,230  
750+[Member]
     
Loan and lease balances by credit quality indicator      
Home equity 4,665,031 [4]    
Residential mortgage 2,561,583 [4] 2,454,401 [4]  
Other consumer 169,792 [4] 185,333 [4]  
Automobile loans including automobile loans transferred to loans held for sale 2,233,439 [2],[4] 2,635,082 [3],[4]  
650-749 [Member]
     
Loan and lease balances by credit quality indicator      
Home equity 2,721,257 [4]    
Residential mortgage 1,674,788 [4] 1,752,409 [4]  
Other consumer 167,482 [4] 206,749 [4]  
Automobile loans including automobile loans transferred to loans held for sale 1,900,824 [2],[4] 2,276,990 [3],[4]  
Less than 650 [Member]
     
Loan and lease balances by credit quality indicator      
Home equity 848,245 [4]    
Residential mortgage 712,317 [4] 723,377 [4]  
Other consumer 59,862 [4] 83,431 [4]  
Automobile loans including automobile loans transferred to loans held for sale 682,518 [2],[4] 707,141 [3],[4]  
Other (2) [Member]
     
Loan and lease balances by credit quality indicator      
Home equity 100,809 [5]    
Residential mortgage 20,984 [5] 298,089 [5]  
Other consumer 22,526 [5] 22,055 [5]  
Automobile loans including automobile loans transferred to loans held for sale 117,039 [2],[5] 88,233 [3],[5]  
Commercial and industrial owner occupied [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 4,285,919 4,012,756  
Commercial and industrial owner occupied [Member] | Pass [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 3,970,597 3,624,103  
Commercial and industrial owner occupied [Member] | OLEM [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 108,731 101,897  
Commercial and industrial owner occupied [Member] | Substandard [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 205,822 285,561  
Commercial and industrial owner occupied [Member] | Doubtful [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 769 1,195  
Other commercial and industrial [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 12,630,298 10,686,615  
Other commercial and industrial [Member] | Pass [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 12,146,017 10,108,946  
Other commercial and industrial [Member] | OLEM [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 145,111 145,963  
Other commercial and industrial [Member] | Substandard [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 337,805 425,882  
Other commercial and industrial [Member] | Doubtful [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 1,365 5,824  
Commercial and Industrial [Member]
     
Allowance For Credit Losses Roll Forward [Abstract]      
ALLL balance, beginning of period 275,367 340,614 492,205
Recoveries of loans previously charged-off 37,227 44,686 61,839
Loan charge-offs (101,475) (134,385) (316,771)
Provision for loan and lease losses 29,932 24,452 103,341
Allowance for loans sold or transferred to hoans held for sale 0 0 0
ALLL balance, end of period 241,051 275,367 340,614
AULC balance, beginning of period 39,658 32,726 34,555
Provision for unfunded loan commitments and letters of credit (5,790) 6,932 (1,829)
AULC Balance, end of period 33,868 39,658 32,726
ACL balance, end of period 274,919 315,025 373,340
Commercial real estate retail properties [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 1,430,859 1,585,483  
Commercial real estate retail properties [Member] | Pass [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 1,184,987 1,191,471  
Commercial real estate retail properties [Member] | OLEM [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 63,976 122,337  
Commercial real estate retail properties [Member] | Substandard [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 181,896 271,675  
Commercial real estate retail properties [Member] | Doubtful [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 0 0  
Commercial real estate Multi family [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 984,400 943,545  
Commercial real estate Multi family [Member] | Pass [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 902,616 801,717  
Commercial real estate Multi family [Member] | OLEM [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 24,098 48,094  
Commercial real estate Multi family [Member] | Substandard [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 57,548 93,449  
Commercial real estate Multi family [Member] | Doubtful [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 138 285  
Commercial real estate office [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 936,114 1,024,864  
Commercial real estate office [Member] | Pass [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 826,533 896,230  
Commercial real estate office [Member] | OLEM [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 26,488 67,050  
Commercial real estate office [Member] | Substandard [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 83,093 61,476  
Commercial real estate office [Member] | Doubtful [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 0 108  
Commercial real estate Industrial and warehouse [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 596,902 729,542  
Commercial real estate Industrial and warehouse [Member] | Pass [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 540,484 649,165  
Commercial real estate Industrial and warehouse [Member] | OLEM [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 15,132 9,688  
Commercial real estate Industrial and warehouse [Member] | Substandard [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 41,286 70,621  
Commercial real estate Industrial and warehouse [Member] | Doubtful [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 0 68  
Other commercial real estate [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 1,324,042 1,542,275  
Other commercial real estate [Member] | Pass [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 1,177,213 1,112,751  
Other commercial real estate [Member] | OLEM [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 43,454 110,276  
Other commercial real estate [Member] | Substandard [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 103,262 318,479  
Other commercial real estate [Member] | Doubtful [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 113 769  
Commercial Real Estate [Member]
     
Allowance For Credit Losses Roll Forward [Abstract]      
ALLL balance, beginning of period 388,706 588,251 751,875
Recoveries of loans previously charged-off 39,622 34,658 28,433
Loan charge-offs (118,051) (182,759) (303,995)
Provision for loan and lease losses (24,908) (51,444) 111,938
Allowance for loans sold or transferred to hoans held for sale 0 0 0
ALLL balance, end of period 285,369 388,706 588,251
AULC balance, beginning of period 5,852 6,158 12,194
Provision for unfunded loan commitments and letters of credit (1,112) (306) (6,036)
AULC Balance, end of period 4,740 5,852 6,158
ACL balance, end of period 290,109 394,558 594,409
Automobile Loan [Member]
     
Allowance For Credit Losses Roll Forward [Abstract]      
ALLL balance, beginning of period 38,282 49,488 57,951
Recoveries of loans previously charged-off 16,628 18,526 19,736
Loan charge-offs (26,070) (33,593) (46,308)
Provision for loan and lease losses 12,964 17,042 18,109
Allowance for loans sold or transferred to hoans held for sale (6,825) (13,181) 0
ALLL balance, end of period 34,979 38,282 49,488
AULC balance, beginning of period 0 0 0
Provision for unfunded loan commitments and letters of credit 0 0 0
AULC Balance, end of period 0 0 0
ACL balance, end of period 34,979 38,282 49,488
Home Equity [Member]
     
Allowance For Credit Losses Roll Forward [Abstract]      
ALLL balance, beginning of period 143,873 150,630 102,039
Recoveries of loans previously charged-off 7,907 7,630 1,458
Loan charge-offs (124,286) (109,427) (140,831) [6]
Provision for loan and lease losses 91,270 95,040 187,964
Allowance for loans sold or transferred to hoans held for sale 0 0 0
ALLL balance, end of period 118,764 143,873 150,630
AULC balance, beginning of period 2,134 2,348 1,179
Provision for unfunded loan commitments and letters of credit (778) (214) 1,169
AULC Balance, end of period 1,356 2,134 2,348
ACL balance, end of period 120,120 146,007 152,978
Home equity secured by first-lien other [Member]
     
Loan and lease balances by credit quality indicator      
Home equity 4,380,587 3,815,579  
Home equity secured by first-lien other [Member] | 750+[Member]
     
Loan and lease balances by credit quality indicator      
Home equity 2,618,888 [4] 2,196,566 [4]  
Home equity secured by first-lien other [Member] | 650-749 [Member]
     
Loan and lease balances by credit quality indicator      
Home equity 1,345,621 [4] 1,287,444 [4]  
Home equity secured by first-lien other [Member] | Less than 650 [Member]
     
Loan and lease balances by credit quality indicator      
Home equity 357,019 [4] 329,670 [4]  
Home equity secured by first-lien other [Member] | Other (2) [Member]
     
Loan and lease balances by credit quality indicator      
Home equity 59,059 [5] 1,899 [5]  
Home equity secured by junior-lien [Member]
     
Loan and lease balances by credit quality indicator      
Home equity 3,954,755 4,399,834  
Home equity secured by junior-lien [Member] | 750+[Member]
     
Loan and lease balances by credit quality indicator      
Home equity 2,046,143 [4] 2,119,292 [4]  
Home equity secured by junior-lien [Member] | 650-749 [Member]
     
Loan and lease balances by credit quality indicator      
Home equity 1,375,636 [4] 1,646,117 [4]  
Home equity secured by junior-lien [Member] | Less than 650 [Member]
     
Loan and lease balances by credit quality indicator      
Home equity 491,226 [4] 625,298 [4]  
Home equity secured by junior-lien [Member] | Other (2) [Member]
     
Loan and lease balances by credit quality indicator      
Home equity 41,750 [5] 9,127 [5]  
Residential Mortgage [Member]
     
Allowance For Credit Losses Roll Forward [Abstract]      
ALLL balance, beginning of period 87,194 93,289 55,903
Recoveries of loans previously charged-off 4,305 8,388 10,532
Loan charge-offs (52,228) (65,069) (163,427) [7]
Provision for loan and lease losses 24,046 52,226 190,577
Allowance for loans sold or transferred to hoans held for sale (1,659) (1,640) (296)
ALLL balance, end of period 61,658 87,194 93,289
AULC balance, beginning of period 1 1 2
Provision for unfunded loan commitments and letters of credit 2 0 (1)
AULC Balance, end of period 3 1 1
ACL balance, end of period 61,661 87,195 93,290
Other Consumer loan [Member]
     
Allowance For Credit Losses Roll Forward [Abstract]      
ALLL balance, beginning of period 31,406 26,736 22,506
Recoveries of loans previously charged-off 7,049 6,776 7,435
Loan charge-offs (33,090) (32,520) (32,575)
Provision for loan and lease losses 21,889 30,414 29,370
Allowance for loans sold or transferred to hoans held for sale 0 0 0
ALLL balance, end of period 27,254 31,406 26,736
AULC balance, beginning of period 811 894 949
Provision for unfunded loan commitments and letters of credit (127) (83) (55)
AULC Balance, end of period 684 811 894
ACL balance, end of period 27,938 32,217 27,630
Commercial and industrial purchased impaired
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 54,472    
Commercial and industrial purchased impaired | Pass [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 1,663    
Commercial and industrial purchased impaired | OLEM [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 6,555    
Commercial and industrial purchased impaired | Substandard [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 46,254    
Commercial and industrial purchased impaired | Doubtful [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 0    
Commercial real estate purchased impaired
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 126,923    
Commercial real estate purchased impaired | Pass [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 10,052    
Commercial real estate purchased impaired | OLEM [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 18,085    
Commercial real estate purchased impaired | Substandard [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 98,786    
Commercial real estate purchased impaired | Doubtful [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 0    
Residential mortgage purchased impaired
     
Loan and lease balances by credit quality indicator      
Residential mortgage 2,243    
Residential mortgage purchased impaired | 750+[Member]
     
Loan and lease balances by credit quality indicator      
Residential mortgage 373 [4]    
Residential mortgage purchased impaired | 650-749 [Member]
     
Loan and lease balances by credit quality indicator      
Residential mortgage 1,303 [4]    
Residential mortgage purchased impaired | Less than 650 [Member]
     
Loan and lease balances by credit quality indicator      
Residential mortgage 567 [4]    
Residential mortgage purchased impaired | Other (2) [Member]
     
Loan and lease balances by credit quality indicator      
Residential mortgage 0 [5]    
Other consumer purchased impaired
     
Loan and lease balances by credit quality indicator      
Other consumer 140    
Other consumer purchased impaired | 750+[Member]
     
Loan and lease balances by credit quality indicator      
Other consumer 0 [4]    
Other consumer purchased impaired | 650-749 [Member]
     
Loan and lease balances by credit quality indicator      
Other consumer 93 [4]    
Other consumer purchased impaired | Less than 650 [Member]
     
Loan and lease balances by credit quality indicator      
Other consumer 47 [4]    
Other consumer purchased impaired | Other (2) [Member]
     
Loan and lease balances by credit quality indicator      
Other consumer 0 [5]    
Residential mortgage other
     
Loan and lease balances by credit quality indicator      
Residential mortgage 4,967,429    
Residential mortgage other | 750+[Member]
     
Loan and lease balances by credit quality indicator      
Residential mortgage 2,561,210 [4]    
Residential mortgage other | 650-749 [Member]
     
Loan and lease balances by credit quality indicator      
Residential mortgage 1,673,485 [4]    
Residential mortgage other | Less than 650 [Member]
     
Loan and lease balances by credit quality indicator      
Residential mortgage 711,750 [4]    
Residential mortgage other | Other (2) [Member]
     
Loan and lease balances by credit quality indicator      
Residential mortgage 20,984 [5]    
Other consumer other
     
Loan and lease balances by credit quality indicator      
Other consumer 419,522    
Other consumer other | 750+[Member]
     
Loan and lease balances by credit quality indicator      
Other consumer 169,792 [4]    
Other consumer other | 650-749 [Member]
     
Loan and lease balances by credit quality indicator      
Other consumer 167,389 [4]    
Other consumer other | Less than 650 [Member]
     
Loan and lease balances by credit quality indicator      
Other consumer 59,815 [4]    
Other consumer other | Other (2) [Member]
     
Loan and lease balances by credit quality indicator      
Other consumer $ 22,526 [5]    
[1] Amounts represent certain assets and liabilities of a consolidated VIE for which Huntington has elected the fair value option. See Note 21.
[2] Includes $0.3 billion of loans reflected as loans held for sale related to an automobile securitization expected to be completed in 2013.
[3] Includes $1.25 billion of loans reflected as loans held for sale related to an automobile securitization completed in 2012.
[4] Reflects currently updated customer credit scores.
[5] Reflects deferred fees and costs, loans in process, loans to legal entities, etc.
[6] Reflects $21 million of Franklin-related charge-offs.
[7] Reflects $71 million of Franklin-related charge-offs.