Quarterly report pursuant to Section 13 or 15(d)

ALLOWANCE FOR CREDIT LOSSES - Allowance Roll-forward (Details)

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ALLOWANCE FOR CREDIT LOSSES - Allowance Roll-forward (Details) - USD ($)
$ in Millions
3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Dec. 31, 2023
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
ALLL balance, beginning of period $ 2,255 $ 2,121  
Loan and lease charge-offs (128) (99)  
Recoveries of loans and leases previously charged-off 36 42  
Provision for loan and lease losses 117 78  
ALLL balance, end of period 2,280 2,142  
AULC balance, beginning of period 145 150  
Provision for unfunded lending commitments (10) 7  
AULC balance, end of period 135 157  
ACL balance, end of period 2,415 2,299  
Commercial      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
ALLL balance, beginning of period 1,563 1,424  
Loan and lease charge-offs (74) (52)  
Recoveries of loans and leases previously charged-off 19 23  
Provision for loan and lease losses 81 62  
ALLL balance, end of period 1,589 1,457  
AULC balance, beginning of period 66 71  
Provision for unfunded lending commitments 3 4  
AULC balance, end of period 69 75  
ACL balance, end of period 1,658 1,532 $ 1,600
Consumer      
Financing Receivable, Allowance for Credit Loss [Roll Forward]      
ALLL balance, beginning of period 692 697  
Loan and lease charge-offs (54) (47)  
Recoveries of loans and leases previously charged-off 17 19  
Provision for loan and lease losses 36 16  
ALLL balance, end of period 691 685  
AULC balance, beginning of period 79 79  
Provision for unfunded lending commitments (13) 3  
AULC balance, end of period 66 82  
ACL balance, end of period $ 757 $ 767 $ 771