Quarterly report pursuant to Section 13 or 15(d)

LOANS AND LEASES - Vintage and Credit Quality (Details)

v3.24.1.u1
LOANS AND LEASES - Vintage and Credit Quality (Details) - USD ($)
$ in Millions
Mar. 31, 2024
Dec. 31, 2023
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans and leases [1] $ 122,767 $ 121,982
Commercial and industrial    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans and leases 51,500 50,657
Automobile    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans and leases 12,662 12,482
Home equity    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans and leases 10,047 10,113
RV and marine    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans and leases 5,887 5,899
Other consumer    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans and leases 1,452 1,461
Commercial    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans and leases 68,975 68,307
Commercial | Commercial and industrial    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 4,636 15,283
Financing receivable, year before current fiscal year 12,593 10,433
Financing receivable, two years before current fiscal year 9,363 3,925
Financing receivable, three years before current fiscal year 3,668 2,321
Financing receivable, four years before current fiscal year 2,154 1,282
Financing receivable, more than five years before current fiscal year 2,705 1,635
Revolver Total at Amortized Cost Basis 16,376 15,775
Revolver Total Converted to Term Loans 5 3
Loans and leases 51,500 50,657
Commercial | Commercial and industrial | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 4,493 14,677
Financing receivable, year before current fiscal year 12,002 9,889
Financing receivable, two years before current fiscal year 8,692 3,673
Financing receivable, three years before current fiscal year 3,364 2,151
Financing receivable, four years before current fiscal year 1,976 1,187
Financing receivable, more than five years before current fiscal year 2,458 1,431
Revolver Total at Amortized Cost Basis 15,168 14,563
Revolver Total Converted to Term Loans 5 3
Loans and leases 48,158 47,574
Commercial | Commercial and industrial | OLEM    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 25 213
Financing receivable, year before current fiscal year 211 239
Financing receivable, two years before current fiscal year 243 64
Financing receivable, three years before current fiscal year 74 20
Financing receivable, four years before current fiscal year 30 12
Financing receivable, more than five years before current fiscal year 37 20
Revolver Total at Amortized Cost Basis 256 462
Revolver Total Converted to Term Loans 0 0
Loans and leases 876 1,030
Commercial | Commercial and industrial | Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 118 393
Financing receivable, year before current fiscal year 380 305
Financing receivable, two years before current fiscal year 428 188
Financing receivable, three years before current fiscal year 230 150
Financing receivable, four years before current fiscal year 148 83
Financing receivable, more than five years before current fiscal year 209 184
Revolver Total at Amortized Cost Basis 952 750
Revolver Total Converted to Term Loans 0 0
Loans and leases 2,465 2,053
Commercial | Commercial and industrial | Doubtful    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 0  
Financing receivable, year before current fiscal year 0  
Financing receivable, two years before current fiscal year 0  
Financing receivable, three years before current fiscal year 0  
Financing receivable, four years before current fiscal year 0  
Financing receivable, more than five years before current fiscal year 1  
Revolver Total at Amortized Cost Basis 0  
Revolver Total Converted to Term Loans 0  
Loans and leases 1  
Commercial real estate    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 384 1,722
Financing receivable, year before current fiscal year 1,557 4,063
Financing receivable, two years before current fiscal year 4,024 2,062
Financing receivable, three years before current fiscal year 1,983 1,138
Financing receivable, four years before current fiscal year 1,090 1,321
Financing receivable, more than five years before current fiscal year 2,671 1,456
Revolver Total at Amortized Cost Basis 633 660
Revolver Total Converted to Term Loans 0 0
Loans and leases 12,342 12,422
Commercial real estate | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 356 1,395
Financing receivable, year before current fiscal year 1,264 3,253
Financing receivable, two years before current fiscal year 3,235 1,774
Financing receivable, three years before current fiscal year 1,674 1,063
Financing receivable, four years before current fiscal year 1,011 1,152
Financing receivable, more than five years before current fiscal year 2,286 1,288
Revolver Total at Amortized Cost Basis 557 585
Revolver Total Converted to Term Loans 0 0
Loans and leases 10,383 10,510
Commercial real estate | OLEM    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 11 163
Financing receivable, year before current fiscal year 80 406
Financing receivable, two years before current fiscal year 410 112
Financing receivable, three years before current fiscal year 133 65
Financing receivable, four years before current fiscal year 55 32
Financing receivable, more than five years before current fiscal year 121 54
Revolver Total at Amortized Cost Basis 60 60
Revolver Total Converted to Term Loans 0 0
Loans and leases 870 892
Commercial real estate | Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 17 164
Financing receivable, year before current fiscal year 213 404
Financing receivable, two years before current fiscal year 379 176
Financing receivable, three years before current fiscal year 176 10
Financing receivable, four years before current fiscal year 24 137
Financing receivable, more than five years before current fiscal year 264 114
Revolver Total at Amortized Cost Basis 16 15
Revolver Total Converted to Term Loans 0 0
Loans and leases 1,089 1,020
Lease financing    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 385 2,009
Financing receivable, year before current fiscal year 1,965 1,372
Financing receivable, two years before current fiscal year 1,224 865
Financing receivable, three years before current fiscal year 749 604
Financing receivable, four years before current fiscal year 516 258
Financing receivable, more than five years before current fiscal year 294 120
Revolver Total at Amortized Cost Basis 0 0
Revolver Total Converted to Term Loans 0 0
Loans and leases 5,133 5,228
Lease financing | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 384 1,973
Financing receivable, year before current fiscal year 1,924 1,284
Financing receivable, two years before current fiscal year 1,159 828
Financing receivable, three years before current fiscal year 724 583
Financing receivable, four years before current fiscal year 502 243
Financing receivable, more than five years before current fiscal year 272 106
Revolver Total at Amortized Cost Basis 0 0
Revolver Total Converted to Term Loans 0 0
Loans and leases 4,965 5,017
Lease financing | OLEM    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 0 16
Financing receivable, year before current fiscal year 15 22
Financing receivable, two years before current fiscal year 19 6
Financing receivable, three years before current fiscal year 3 5
Financing receivable, four years before current fiscal year 1 2
Financing receivable, more than five years before current fiscal year 10 9
Revolver Total at Amortized Cost Basis 0 0
Revolver Total Converted to Term Loans 0 0
Loans and leases 48 60
Lease financing | Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 1 20
Financing receivable, year before current fiscal year 26 66
Financing receivable, two years before current fiscal year 46 31
Financing receivable, three years before current fiscal year 22 16
Financing receivable, four years before current fiscal year 13 13
Financing receivable, more than five years before current fiscal year 12 5
Revolver Total at Amortized Cost Basis 0 0
Revolver Total Converted to Term Loans 0 0
Loans and leases 120 151
Consumer    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans and leases 53,792 53,675
Consumer | Residential mortgage    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 307 3,051
Financing receivable, year before current fiscal year 3,081 5,066
Financing receivable, two years before current fiscal year 5,028 7,074
Financing receivable, three years before current fiscal year 6,986 3,866
Financing receivable, four years before current fiscal year 3,797 1,020
Financing receivable, more than five years before current fiscal year 4,370 3,469
Revolver Total at Amortized Cost Basis 0 0
Revolver Total Converted to Term Loans 0 0
Loans and leases 23,569 23,546
Consumer | Residential mortgage | 750+    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 212 2,077
Financing receivable, year before current fiscal year 2,257 3,963
Financing receivable, two years before current fiscal year 4,041 6,028
Financing receivable, three years before current fiscal year 5,995 3,292
Financing receivable, four years before current fiscal year 3,252 749
Financing receivable, more than five years before current fiscal year 2,877 2,191
Revolver Total at Amortized Cost Basis 0 0
Revolver Total Converted to Term Loans 0 0
Loans and leases 18,634 18,300
Consumer | Residential mortgage | 650-749    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 88 950
Financing receivable, year before current fiscal year 781 1,024
Financing receivable, two years before current fiscal year 903 964
Financing receivable, three years before current fiscal year 894 510
Financing receivable, four years before current fiscal year 471 186
Financing receivable, more than five years before current fiscal year 901 775
Revolver Total at Amortized Cost Basis 0 0
Revolver Total Converted to Term Loans 0 0
Loans and leases 4,038 4,409
Consumer | Residential mortgage | Less than 650    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 7 24
Financing receivable, year before current fiscal year 43 79
Financing receivable, two years before current fiscal year 84 82
Financing receivable, three years before current fiscal year 97 64
Financing receivable, four years before current fiscal year 74 85
Financing receivable, more than five years before current fiscal year 592 503
Revolver Total at Amortized Cost Basis 0 0
Revolver Total Converted to Term Loans 0 0
Loans and leases 897 837
Consumer | Automobile    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 1,488 4,232
Financing receivable, year before current fiscal year 3,923 3,550
Financing receivable, two years before current fiscal year 3,226 2,698
Financing receivable, three years before current fiscal year 2,398 1,228
Financing receivable, four years before current fiscal year 1,044 599
Financing receivable, more than five years before current fiscal year 583 175
Revolver Total at Amortized Cost Basis 0 0
Revolver Total Converted to Term Loans 0 0
Loans and leases 12,662 12,482
Consumer | Automobile | 750+    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 1,045 2,624
Financing receivable, year before current fiscal year 2,156 1,964
Financing receivable, two years before current fiscal year 1,831 1,525
Financing receivable, three years before current fiscal year 1,372 740
Financing receivable, four years before current fiscal year 630 367
Financing receivable, more than five years before current fiscal year 339 85
Revolver Total at Amortized Cost Basis 0 0
Revolver Total Converted to Term Loans 0 0
Loans and leases 7,373 7,305
Consumer | Automobile | 650-749    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 412 1,438
Financing receivable, year before current fiscal year 1,493 1,305
Financing receivable, two years before current fiscal year 1,092 907
Financing receivable, three years before current fiscal year 753 370
Financing receivable, four years before current fiscal year 300 168
Financing receivable, more than five years before current fiscal year 160 53
Revolver Total at Amortized Cost Basis 0 0
Revolver Total Converted to Term Loans 0 0
Loans and leases 4,210 4,241
Consumer | Automobile | Less than 650    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 31 170
Financing receivable, year before current fiscal year 274 281
Financing receivable, two years before current fiscal year 303 266
Financing receivable, three years before current fiscal year 273 118
Financing receivable, four years before current fiscal year 114 64
Financing receivable, more than five years before current fiscal year 84 37
Revolver Total at Amortized Cost Basis 0 0
Revolver Total Converted to Term Loans 0 0
Loans and leases 1,079 936
Consumer | Home equity    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 63 519
Financing receivable, year before current fiscal year 504 535
Financing receivable, two years before current fiscal year 518 580
Financing receivable, three years before current fiscal year 563 594
Financing receivable, four years before current fiscal year 574 26
Financing receivable, more than five years before current fiscal year 389 388
Revolver Total at Amortized Cost Basis 6,852 6,881
Revolver Total Converted to Term Loans 584 590
Loans and leases 10,047 10,113
Consumer | Home equity | 750+    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 43 381
Financing receivable, year before current fiscal year 393 429
Financing receivable, two years before current fiscal year 414 512
Financing receivable, three years before current fiscal year 496 534
Financing receivable, four years before current fiscal year 517 17
Financing receivable, more than five years before current fiscal year 247 244
Revolver Total at Amortized Cost Basis 4,404 4,454
Revolver Total Converted to Term Loans 226 233
Loans and leases 6,740 6,804
Consumer | Home equity | 650-749    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 20 136
Financing receivable, year before current fiscal year 107 100
Financing receivable, two years before current fiscal year 95 65
Financing receivable, three years before current fiscal year 62 57
Financing receivable, four years before current fiscal year 53 7
Financing receivable, more than five years before current fiscal year 96 101
Revolver Total at Amortized Cost Basis 2,035 2,083
Revolver Total Converted to Term Loans 225 230
Loans and leases 2,693 2,779
Consumer | Home equity | Less than 650    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 0 2
Financing receivable, year before current fiscal year 4 6
Financing receivable, two years before current fiscal year 9 3
Financing receivable, three years before current fiscal year 5 3
Financing receivable, four years before current fiscal year 4 2
Financing receivable, more than five years before current fiscal year 46 43
Revolver Total at Amortized Cost Basis 413 344
Revolver Total Converted to Term Loans 133 127
Loans and leases 614 530
Consumer | RV and marine    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 264 1,499
Financing receivable, year before current fiscal year 1,425 1,231
Financing receivable, two years before current fiscal year 1,185 1,140
Financing receivable, three years before current fiscal year 1,092 764
Financing receivable, four years before current fiscal year 727 400
Financing receivable, more than five years before current fiscal year 1,194 865
Revolver Total at Amortized Cost Basis 0 0
Revolver Total Converted to Term Loans 0 0
Loans and leases 5,887 5,899
Consumer | RV and marine | 750+    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 226 1,206
Financing receivable, year before current fiscal year 1,059 971
Financing receivable, two years before current fiscal year 934 867
Financing receivable, three years before current fiscal year 816 588
Financing receivable, four years before current fiscal year 557 295
Financing receivable, more than five years before current fiscal year 847 612
Revolver Total at Amortized Cost Basis 0 0
Revolver Total Converted to Term Loans 0 0
Loans and leases 4,439 4,539
Consumer | RV and marine | 650-749    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 38 289
Financing receivable, year before current fiscal year 353 248
Financing receivable, two years before current fiscal year 232 252
Financing receivable, three years before current fiscal year 246 158
Financing receivable, four years before current fiscal year 147 91
Financing receivable, more than five years before current fiscal year 284 210
Revolver Total at Amortized Cost Basis 0 0
Revolver Total Converted to Term Loans 0 0
Loans and leases 1,300 1,248
Consumer | RV and marine | Less than 650    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 0 4
Financing receivable, year before current fiscal year 13 12
Financing receivable, two years before current fiscal year 19 21
Financing receivable, three years before current fiscal year 30 18
Financing receivable, four years before current fiscal year 23 14
Financing receivable, more than five years before current fiscal year 63 43
Revolver Total at Amortized Cost Basis 0 0
Revolver Total Converted to Term Loans 0 0
Loans and leases 148 112
Consumer | Other consumer    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 99 288
Financing receivable, year before current fiscal year 232 128
Financing receivable, two years before current fiscal year 113 59
Financing receivable, three years before current fiscal year 51 26
Financing receivable, four years before current fiscal year 22 23
Financing receivable, more than five years before current fiscal year 72 61
Revolver Total at Amortized Cost Basis 836 846
Revolver Total Converted to Term Loans 27 30
Loans and leases 1,452 1,461
Consumer | Other consumer | 750+    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 69 186
Financing receivable, year before current fiscal year 141 80
Financing receivable, two years before current fiscal year 70 39
Financing receivable, three years before current fiscal year 34 19
Financing receivable, four years before current fiscal year 16 17
Financing receivable, more than five years before current fiscal year 56 48
Revolver Total at Amortized Cost Basis 409 424
Revolver Total Converted to Term Loans 1 3
Loans and leases 796 816
Consumer | Other consumer | 650-749    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 29 98
Financing receivable, year before current fiscal year 82 43
Financing receivable, two years before current fiscal year 37 17
Financing receivable, three years before current fiscal year 14 6
Financing receivable, four years before current fiscal year 5 5
Financing receivable, more than five years before current fiscal year 14 12
Revolver Total at Amortized Cost Basis 386 383
Revolver Total Converted to Term Loans 12 13
Loans and leases 579 577
Consumer | Other consumer | Less than 650    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 1 4
Financing receivable, year before current fiscal year 9 5
Financing receivable, two years before current fiscal year 6 3
Financing receivable, three years before current fiscal year 3 1
Financing receivable, four years before current fiscal year 1 1
Financing receivable, more than five years before current fiscal year 2 1
Revolver Total at Amortized Cost Basis 41 39
Revolver Total Converted to Term Loans 14 14
Loans and leases $ 77 $ 68
[1] Amounts represent loans for which Huntington has elected the fair value option. See Note 12 - “Fair Values of Assets and Liabilities”.