Annual report pursuant to Section 13 and 15(d)

Loans and Leases and Allowance for Credit Losses (Details 2)

v2.4.0.8
Loans and Leases and Allowance for Credit Losses (Details 2) (USD $)
In Thousands, unless otherwise specified
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Dec. 31, 2011
Allowance For Credit Losses Roll Forward [Abstract]      
ALLL balance, beginning of period $ 769,075 $ 964,828 $ 1,249,008
Recoveries of loans previously charged-off 117,650 112,738 120,664
Loan charge-offs (306,316) (455,200) (557,753)
Provision for loan and lease losses 67,797 155,193 167,730
Allowance for loans sold or transferred to hoans held for sale (336) (8,484) (14,821)
ALLL balance, end of period 647,870 769,075 964,828
AULC balance, beginning of period 40,651 48,456 42,127
Provision for unfunded loan commitments and letters of credit 22,248 (7,805) 6,329
AULC Balance, end of period 62,899 40,651 48,456
ACL balance, end of period 710,769 809,726 1,013,284
Loan and lease balances by credit quality indicator      
Total commercial and industrial 17,594,276 16,970,689  
Total commercial real estate 4,850,094 5,399,240  
Automobile 6,638,713 [1] 4,633,820 [1]  
Home equity 8,336,318 8,335,342  
Residential mortgage 5,321,088 4,969,672  
Other consumer 380,011 419,662  
Automobile loans including automobile loans transferred to loans held for sale 6,638,713 [2] 4,933,820  
Pass [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 16,688,106 16,118,277  
Total commercial real estate 4,395,855 4,641,885  
OLEM [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 343,166 260,397  
Total commercial real estate 71,403 191,233  
Substandard [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 548,030 589,881  
Total commercial real estate 376,880 565,871  
Doubtful [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 14,974 2,134  
Total commercial real estate 5,956 251  
750+[Member]
     
Loan and lease balances by credit quality indicator      
Home equity 4,829,886 [3]    
Residential mortgage 2,838,178 [3]    
Other consumer 161,858 [3]    
Automobile loans including automobile loans transferred to loans held for sale 2,987,323 [2],[3] 2,233,439 [3]  
650-749 [Member]
     
Loan and lease balances by credit quality indicator      
Home equity 2,625,469 [3]    
Residential mortgage 1,711,172 [3]    
Other consumer 157,735 [3]    
Automobile loans including automobile loans transferred to loans held for sale 2,517,756 [2],[3] 1,900,824 [3]  
Less than 650 [Member]
     
Loan and lease balances by credit quality indicator      
Home equity 713,376 [3]    
Residential mortgage 700,462 [3]    
Other consumer 45,439 [3]    
Automobile loans including automobile loans transferred to loans held for sale 945,604 [2],[3] 682,518 [3]  
Other (2) [Member]
     
Loan and lease balances by credit quality indicator      
Home equity 167,587 [4]    
Residential mortgage 71,276 [4]    
Other consumer 14,979 [4]    
Automobile loans including automobile loans transferred to loans held for sale 188,030 [2],[4] 117,039 [4]  
Commercial and industrial owner occupied [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 4,347,872 4,285,919  
Commercial and industrial owner occupied [Member] | Pass [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 4,052,579 3,970,597  
Commercial and industrial owner occupied [Member] | OLEM [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 130,645 108,731  
Commercial and industrial owner occupied [Member] | Substandard [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 155,994 205,822  
Commercial and industrial owner occupied [Member] | Doubtful [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 8,654 769  
Other commercial and industrial [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 13,210,878 12,630,298  
Other commercial and industrial [Member] | Pass [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 12,630,512 12,146,017  
Other commercial and industrial [Member] | OLEM [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 211,860 145,111  
Other commercial and industrial [Member] | Substandard [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 364,343 337,805  
Other commercial and industrial [Member] | Doubtful [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 4,163 1,365  
Commercial and Industrial [Member]
     
Allowance For Credit Losses Roll Forward [Abstract]      
ALLL balance, beginning of period 241,051 275,367 340,614
Recoveries of loans previously charged-off 29,514 37,227 44,686
Loan charge-offs (45,904) (101,475) (134,385)
Provision for loan and lease losses 41,140 29,932 24,452
Allowance for loans sold or transferred to hoans held for sale 0 0 0
ALLL balance, end of period 265,801 241,051 275,367
AULC balance, beginning of period 33,868 39,658 32,726
Provision for unfunded loan commitments and letters of credit 15,728 (5,790) 6,932
AULC Balance, end of period 49,596 33,868 39,658
ACL balance, end of period 315,397 274,919 315,025
Commercial real estate retail properties [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 1,263,569 1,430,859  
Commercial real estate retail properties [Member] | Pass [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 1,153,747 1,184,987  
Commercial real estate retail properties [Member] | OLEM [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 16,003 63,976  
Commercial real estate retail properties [Member] | Substandard [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 93,819 181,896  
Commercial real estate retail properties [Member] | Doubtful [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 0 0  
Commercial real estate Multi family [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 1,025,591 984,400  
Commercial real estate Multi family [Member] | Pass [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 972,526 902,616  
Commercial real estate Multi family [Member] | OLEM [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 16,540 24,098  
Commercial real estate Multi family [Member] | Substandard [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 36,411 57,548  
Commercial real estate Multi family [Member] | Doubtful [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 114 138  
Commercial real estate office [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 942,293 936,114  
Commercial real estate office [Member] | Pass [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 847,411 826,533  
Commercial real estate office [Member] | OLEM [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 4,866 26,488  
Commercial real estate office [Member] | Substandard [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 87,722 83,093  
Commercial real estate office [Member] | Doubtful [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 2,294 0  
Commercial real estate Industrial and warehouse [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 472,893 596,902  
Commercial real estate Industrial and warehouse [Member] | Pass [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 431,057 540,484  
Commercial real estate Industrial and warehouse [Member] | OLEM [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 14,138 15,132  
Commercial real estate Industrial and warehouse [Member] | Substandard [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 27,698 41,286  
Commercial real estate Industrial and warehouse [Member] | Doubtful [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 0 0  
Other commercial real estate [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 1,063,675 1,324,042  
Other commercial real estate [Member] | Pass [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 977,987 1,177,213  
Other commercial real estate [Member] | OLEM [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 16,270 43,454  
Other commercial real estate [Member] | Substandard [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 68,653 103,262  
Other commercial real estate [Member] | Doubtful [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 765 113  
Commercial Real Estate [Member]
     
Allowance For Credit Losses Roll Forward [Abstract]      
ALLL balance, beginning of period 285,369 388,706 588,251
Recoveries of loans previously charged-off 44,658 39,622 34,658
Loan charge-offs (69,512) (118,051) (182,759)
Provision for loan and lease losses (97,958) (24,908) (51,444)
Allowance for loans sold or transferred to hoans held for sale 0 0 0
ALLL balance, end of period 162,557 285,369 388,706
AULC balance, beginning of period 4,740 5,852 6,158
Provision for unfunded loan commitments and letters of credit 5,151 (1,112) (306)
AULC Balance, end of period 9,891 4,740 5,852
ACL balance, end of period 172,448 290,109 394,558
Automobile Loan [Member]
     
Allowance For Credit Losses Roll Forward [Abstract]      
ALLL balance, beginning of period 34,979 38,282 49,488
Recoveries of loans previously charged-off 13,375 16,628 18,526
Loan charge-offs (23,912) (26,070) (33,593)
Provision for loan and lease losses 6,611 12,964 17,042
Allowance for loans sold or transferred to hoans held for sale 0 (6,825) (13,181)
ALLL balance, end of period 31,053 34,979 38,282
AULC balance, beginning of period 0 0 0
Provision for unfunded loan commitments and letters of credit 0 0 0
AULC Balance, end of period 0 0 0
ACL balance, end of period 31,053 34,979 38,282
Home Equity [Member]
     
Allowance For Credit Losses Roll Forward [Abstract]      
ALLL balance, beginning of period 118,764 143,873 150,630
Recoveries of loans previously charged-off 15,921 7,907 7,630
Loan charge-offs (98,184) (124,286) (109,427)
Provision for loan and lease losses 74,630 91,270 95,040
Allowance for loans sold or transferred to hoans held for sale 0 0 0
ALLL balance, end of period 111,131 118,764 143,873
AULC balance, beginning of period 1,356 2,134 2,348
Provision for unfunded loan commitments and letters of credit 407 (778) (214)
AULC Balance, end of period 1,763 1,356 2,134
ACL balance, end of period 112,894 120,120 146,007
Home Equity [Member] | 750+[Member]
     
Loan and lease balances by credit quality indicator      
Home equity   4,665,031 [3]  
Home Equity [Member] | 650-749 [Member]
     
Loan and lease balances by credit quality indicator      
Home equity   2,721,257 [3]  
Home Equity [Member] | Less than 650 [Member]
     
Loan and lease balances by credit quality indicator      
Home equity   848,245 [3]  
Home Equity [Member] | Other (2) [Member]
     
Loan and lease balances by credit quality indicator      
Home equity   100,809 [3]  
Home Equity [Member] | Total
     
Loan and lease balances by credit quality indicator      
Home equity   8,335,342  
Home equity secured by first-lien other [Member]
     
Loan and lease balances by credit quality indicator      
Home equity 4,842,144 4,380,587  
Home equity secured by first-lien other [Member] | 750+[Member]
     
Loan and lease balances by credit quality indicator      
Home equity 3,018,784 [3] 2,618,888 [3]  
Home equity secured by first-lien other [Member] | 650-749 [Member]
     
Loan and lease balances by credit quality indicator      
Home equity 1,412,445 [3] 1,345,621 [3]  
Home equity secured by first-lien other [Member] | Less than 650 [Member]
     
Loan and lease balances by credit quality indicator      
Home equity 299,681 [3] 357,019 [3]  
Home equity secured by first-lien other [Member] | Other (2) [Member]
     
Loan and lease balances by credit quality indicator      
Home equity 111,234 [4] 59,059 [4]  
Home equity secured by junior-lien [Member]
     
Loan and lease balances by credit quality indicator      
Home equity 3,494,174 3,954,755  
Home equity secured by junior-lien [Member] | 750+[Member]
     
Loan and lease balances by credit quality indicator      
Home equity 1,811,102 [3] 2,046,143 [3]  
Home equity secured by junior-lien [Member] | 650-749 [Member]
     
Loan and lease balances by credit quality indicator      
Home equity 1,213,024 [3] 1,375,636 [3]  
Home equity secured by junior-lien [Member] | Less than 650 [Member]
     
Loan and lease balances by credit quality indicator      
Home equity 413,695 [3] 491,226 [3]  
Home equity secured by junior-lien [Member] | Other (2) [Member]
     
Loan and lease balances by credit quality indicator      
Home equity 56,353 [4] 41,750 [4]  
Residential Mortgage [Member]
     
Allowance For Credit Losses Roll Forward [Abstract]      
ALLL balance, beginning of period 61,658 87,194 93,289
Recoveries of loans previously charged-off 7,074 4,305 8,388
Loan charge-offs (34,236) (52,228) (65,069)
Provision for loan and lease losses 5,417 24,046 52,226
Allowance for loans sold or transferred to hoans held for sale (336) (1,659) (1,640)
ALLL balance, end of period 39,577 61,658 87,194
AULC balance, beginning of period 3 1 1
Provision for unfunded loan commitments and letters of credit 6 2 0
AULC Balance, end of period 9 3 1
ACL balance, end of period 39,586 61,661 87,195
Residential Mortgage [Member] | 750+[Member]
     
Loan and lease balances by credit quality indicator      
Residential mortgage   2,561,583 [3]  
Residential Mortgage [Member] | 650-749 [Member]
     
Loan and lease balances by credit quality indicator      
Residential mortgage   1,674,788 [3]  
Residential Mortgage [Member] | Less than 650 [Member]
     
Loan and lease balances by credit quality indicator      
Residential mortgage   712,317 [3]  
Residential Mortgage [Member] | Other (2) [Member]
     
Loan and lease balances by credit quality indicator      
Residential mortgage   20,984 [3]  
Residential Mortgage [Member] | Total
     
Loan and lease balances by credit quality indicator      
Residential mortgage   4,969,672  
Other Consumer loan [Member]
     
Allowance For Credit Losses Roll Forward [Abstract]      
ALLL balance, beginning of period 27,254 31,406 26,736
Recoveries of loans previously charged-off 7,108 7,049 6,776
Loan charge-offs (34,568) (33,090) (32,520)
Provision for loan and lease losses 37,957 21,889 30,414
Allowance for loans sold or transferred to hoans held for sale 0 0 0
ALLL balance, end of period 37,751 27,254 31,406
AULC balance, beginning of period 684 811 894
Provision for unfunded loan commitments and letters of credit 956 (127) (83)
AULC Balance, end of period 1,640 684 811
ACL balance, end of period 39,391 27,938 32,217
Other Consumer loan [Member] | 750+[Member]
     
Loan and lease balances by credit quality indicator      
Other consumer   169,792  
Other Consumer loan [Member] | 650-749 [Member]
     
Loan and lease balances by credit quality indicator      
Other consumer   167,482  
Other Consumer loan [Member] | Less than 650 [Member]
     
Loan and lease balances by credit quality indicator      
Other consumer   59,862  
Other Consumer loan [Member] | Other (2) [Member]
     
Loan and lease balances by credit quality indicator      
Other consumer   22,526  
Other Consumer loan [Member] | Total
     
Loan and lease balances by credit quality indicator      
Other consumer   419,662  
Commercial and industrial purchased impaired
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 35,526    
Commercial and industrial purchased impaired | Pass [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 5,015 1,663  
Commercial and industrial purchased impaired | OLEM [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 661 6,555  
Commercial and industrial purchased impaired | Substandard [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 27,693 46,254  
Commercial and industrial purchased impaired | Doubtful [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 2,157 0  
Commercial and industrial purchased impaired | Total
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial   54,472  
Commercial real estate purchased impaired
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 82,073    
Commercial real estate purchased impaired | Pass [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 13,127 10,052  
Commercial real estate purchased impaired | OLEM [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 3,586 18,085  
Commercial real estate purchased impaired | Substandard [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 62,577 98,786  
Commercial real estate purchased impaired | Doubtful [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 2,783 0  
Commercial real estate purchased impaired | Total
     
Loan and lease balances by credit quality indicator      
Total commercial real estate   126,923  
Residential mortgage purchased impaired
     
Loan and lease balances by credit quality indicator      
Residential mortgage 2,498    
Residential mortgage purchased impaired | 750+[Member]
     
Loan and lease balances by credit quality indicator      
Residential mortgage 588 [3] 373 [3]  
Residential mortgage purchased impaired | 650-749 [Member]
     
Loan and lease balances by credit quality indicator      
Residential mortgage 989 [3] 1,303 [3]  
Residential mortgage purchased impaired | Less than 650 [Member]
     
Loan and lease balances by credit quality indicator      
Residential mortgage 921 [3] 567 [3]  
Residential mortgage purchased impaired | Other (2) [Member]
     
Loan and lease balances by credit quality indicator      
Residential mortgage 0 [4] 0 [3]  
Residential mortgage purchased impaired | Total
     
Loan and lease balances by credit quality indicator      
Residential mortgage   2,243  
Other consumer purchased impaired
     
Loan and lease balances by credit quality indicator      
Other consumer 129    
Other consumer purchased impaired | 750+[Member]
     
Loan and lease balances by credit quality indicator      
Other consumer 0 [3] 0 [3]  
Other consumer purchased impaired | 650-749 [Member]
     
Loan and lease balances by credit quality indicator      
Other consumer 60 [3] 93 [3]  
Other consumer purchased impaired | Less than 650 [Member]
     
Loan and lease balances by credit quality indicator      
Other consumer 69 [3] 47 [3]  
Other consumer purchased impaired | Other (2) [Member]
     
Loan and lease balances by credit quality indicator      
Other consumer 0 [4] 0 [3]  
Other consumer purchased impaired | Total
     
Loan and lease balances by credit quality indicator      
Other consumer   140  
Residential mortgage other
     
Loan and lease balances by credit quality indicator      
Residential mortgage 5,318,590 4,967,429  
Residential mortgage other | 750+[Member]
     
Loan and lease balances by credit quality indicator      
Residential mortgage 2,837,590 [3] 2,561,210 [3]  
Residential mortgage other | 650-749 [Member]
     
Loan and lease balances by credit quality indicator      
Residential mortgage 1,710,183 [3] 1,673,485 [3]  
Residential mortgage other | Less than 650 [Member]
     
Loan and lease balances by credit quality indicator      
Residential mortgage 699,541 [3] 711,750 [3]  
Residential mortgage other | Other (2) [Member]
     
Loan and lease balances by credit quality indicator      
Residential mortgage 71,276 [4] 20,984 [4]  
Other consumer other
     
Loan and lease balances by credit quality indicator      
Other consumer 379,882 419,522  
Other consumer other | 750+[Member]
     
Loan and lease balances by credit quality indicator      
Other consumer 161,858 [3] 169,792 [3]  
Other consumer other | 650-749 [Member]
     
Loan and lease balances by credit quality indicator      
Other consumer 157,675 [3] 167,389 [3]  
Other consumer other | Less than 650 [Member]
     
Loan and lease balances by credit quality indicator      
Other consumer 45,370 [3] 59,815 [3]  
Other consumer other | Other (2) [Member]
     
Loan and lease balances by credit quality indicator      
Other consumer $ 14,979 [4] $ 22,526 [4]  
[1] Amounts represent certain assets of a consolidated VIE for which Huntington has elected the fair value option. See Note 21.
[2] Includes $0.3 billion of loans reflected as loans held for sale.
[3] Reflects currently updated customer credit scores.
[4] Reflects deferred fees and costs, loans in process, loans to legal entities, etc.