Huntington Bancshares Incorporated Quarterly report pursuant to Section 13 or 15(d)

OPERATING LEASES (Tables)

9 Months Ended

Sep. 30, 2019

Net lease assets and liabilities at September 30, 2019 are as follows:

Lease term and discount rate as of September 30, 2019 are as follows:



	September 30, 2019
Weighted-average remaining lease term (years)
Operating leases	7.41

Weighted-average discount rate
Operating leases	4.67	%

Net lease cost for the three-month and nine-month periods ended September 30, 2019 is as follows:



(dollar amounts in millions)	Classification	Three Months Ended September 30, 2019			Nine Months Ended September 30, 2019
Operating lease cost	Net occupancy	$	11		$	34
Short term lease cost	Net occupancy	—			1
Sublease income	Net occupancy	(1		)	(2		)
Net lease cost		$	10		$	33

Cash flow supplemental information at September 30, 2019 are as follows:



(dollar amounts in millions)	Nine Months Ended September 30, 2019
Cash paid for amounts included in the measurement of lease liabilities
Operating cash flows from operating leases	$	(41	)

Right-of-use assets obtained in exchange for lease obligations
Operating leases	19

Maturity of lease liabilities at September 30, 2019 are as follows: