Quarterly report pursuant to Section 13 or 15(d)

LOANS AND LEASES - Vintage and Credit Quality (Details)

v3.23.3
LOANS AND LEASES - Vintage and Credit Quality (Details) - USD ($)
$ in Millions
Sep. 30, 2023
Dec. 31, 2022
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans and leases [1] $ 120,853 $ 119,523
Commercial and industrial    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans and leases 49,422 48,121
Automobile    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans and leases 12,724 13,154
Home equity    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans and leases 10,118 10,375
RV and marine    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans and leases 5,937 5,376
Other consumer    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans and leases 1,396 1,379
Commercial    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans and leases 67,251 67,013
Commercial | Commercial and industrial    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 12,551 18,568
Financing receivable, year before current fiscal year 11,564 7,064
Financing receivable, two years before current fiscal year 4,370 3,607
Financing receivable, three years before current fiscal year 2,544 2,340
Financing receivable, four years before current fiscal year 1,547 1,347
Financing receivable, more than five years before current fiscal year 1,836 1,469
Revolver Total at Amortized Cost Basis 15,005 13,723
Revolver Total Converted to Term Loans 5 3
Loans and leases 49,422 48,121
Commercial | Commercial and industrial | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 12,138 18,092
Financing receivable, year before current fiscal year 11,025 6,742
Financing receivable, two years before current fiscal year 4,096 3,332
Financing receivable, three years before current fiscal year 2,354 2,107
Financing receivable, four years before current fiscal year 1,381 1,156
Financing receivable, more than five years before current fiscal year 1,593 1,186
Revolver Total at Amortized Cost Basis 13,929 13,060
Revolver Total Converted to Term Loans 5 3
Loans and leases 46,521 45,678
Commercial | Commercial and industrial | OLEM    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 98 108
Financing receivable, year before current fiscal year 214 139
Financing receivable, two years before current fiscal year 81 72
Financing receivable, three years before current fiscal year 31 21
Financing receivable, four years before current fiscal year 15 49
Financing receivable, more than five years before current fiscal year 13 26
Revolver Total at Amortized Cost Basis 344 113
Revolver Total Converted to Term Loans 0 0
Loans and leases 796 528
Commercial | Commercial and industrial | Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 306 368
Financing receivable, year before current fiscal year 324 183
Financing receivable, two years before current fiscal year 193 203
Financing receivable, three years before current fiscal year 159 212
Financing receivable, four years before current fiscal year 151 142
Financing receivable, more than five years before current fiscal year 230 256
Revolver Total at Amortized Cost Basis 732 550
Revolver Total Converted to Term Loans 0 0
Loans and leases 2,095 1,914
Commercial | Commercial and industrial | Doubtful    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 9 0
Financing receivable, year before current fiscal year 1 0
Financing receivable, two years before current fiscal year 0 0
Financing receivable, three years before current fiscal year 0 0
Financing receivable, four years before current fiscal year 0 0
Financing receivable, more than five years before current fiscal year 0 1
Revolver Total at Amortized Cost Basis 0 0
Revolver Total Converted to Term Loans 0 0
Loans and leases 10 1
Commercial real estate    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 1,469 4,314
Financing receivable, year before current fiscal year 4,086 3,284
Financing receivable, two years before current fiscal year 2,269 1,655
Financing receivable, three years before current fiscal year 1,225 1,779
Financing receivable, four years before current fiscal year 1,460 919
Financing receivable, more than five years before current fiscal year 1,609 1,169
Revolver Total at Amortized Cost Basis 550 520
Revolver Total Converted to Term Loans 0 0
Loans and leases 12,668 13,640
Commercial real estate | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 1,200 4,022
Financing receivable, year before current fiscal year 3,562 3,115
Financing receivable, two years before current fiscal year 2,050 1,562
Financing receivable, three years before current fiscal year 1,154 1,662
Financing receivable, four years before current fiscal year 1,294 829
Financing receivable, more than five years before current fiscal year 1,469 1,020
Revolver Total at Amortized Cost Basis 533 519
Revolver Total Converted to Term Loans 0 0
Loans and leases 11,262 12,729
Commercial real estate | OLEM    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 117 61
Financing receivable, year before current fiscal year 290 53
Financing receivable, two years before current fiscal year 116 1
Financing receivable, three years before current fiscal year 53 43
Financing receivable, four years before current fiscal year 33 6
Financing receivable, more than five years before current fiscal year 25 9
Revolver Total at Amortized Cost Basis 1 0
Revolver Total Converted to Term Loans 0 0
Loans and leases 635 173
Commercial real estate | Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 152 231
Financing receivable, year before current fiscal year 234 116
Financing receivable, two years before current fiscal year 103 92
Financing receivable, three years before current fiscal year 18 74
Financing receivable, four years before current fiscal year 133 84
Financing receivable, more than five years before current fiscal year 115 140
Revolver Total at Amortized Cost Basis 16 1
Revolver Total Converted to Term Loans 0 0
Loans and leases 771 738
Lease financing    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 1,461 2,027
Financing receivable, year before current fiscal year 1,538 1,337
Financing receivable, two years before current fiscal year 981 1,041
Financing receivable, three years before current fiscal year 702 489
Financing receivable, four years before current fiscal year 315 201
Financing receivable, more than five years before current fiscal year 164 157
Revolver Total at Amortized Cost Basis 0 0
Revolver Total Converted to Term Loans 0 0
Loans and leases 5,161 5,252
Lease financing | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 1,449 1,930
Financing receivable, year before current fiscal year 1,479 1,291
Financing receivable, two years before current fiscal year 933 952
Financing receivable, three years before current fiscal year 680 447
Financing receivable, four years before current fiscal year 298 186
Financing receivable, more than five years before current fiscal year 155 143
Revolver Total at Amortized Cost Basis 0 0
Revolver Total Converted to Term Loans 0 0
Loans and leases 4,994 4,949
Lease financing | OLEM    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 4 32
Financing receivable, year before current fiscal year 10 9
Financing receivable, two years before current fiscal year 9 15
Financing receivable, three years before current fiscal year 9 18
Financing receivable, four years before current fiscal year 3 6
Financing receivable, more than five years before current fiscal year 1 3
Revolver Total at Amortized Cost Basis 0 0
Revolver Total Converted to Term Loans 0 0
Loans and leases 36 83
Lease financing | Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 8 65
Financing receivable, year before current fiscal year 49 37
Financing receivable, two years before current fiscal year 38 74
Financing receivable, three years before current fiscal year 13 24
Financing receivable, four years before current fiscal year 14 9
Financing receivable, more than five years before current fiscal year 8 11
Revolver Total at Amortized Cost Basis 0 0
Revolver Total Converted to Term Loans 0 0
Loans and leases 130 220
Lease financing | Commercial and industrial | Doubtful    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 0  
Financing receivable, year before current fiscal year 0  
Financing receivable, two years before current fiscal year 1  
Financing receivable, three years before current fiscal year 0  
Financing receivable, four years before current fiscal year 0  
Financing receivable, more than five years before current fiscal year 0  
Revolver Total at Amortized Cost Basis 0  
Revolver Total Converted to Term Loans 0  
Loans and leases 1  
Consumer    
Financing Receivable, Credit Quality Indicator [Line Items]    
Loans and leases 53,602 52,510
Consumer | Residential mortgage    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 2,545 5,109
Financing receivable, year before current fiscal year 5,067 7,514
Financing receivable, two years before current fiscal year 7,128 4,244
Financing receivable, three years before current fiscal year 3,909 1,152
Financing receivable, four years before current fiscal year 1,043 696
Financing receivable, more than five years before current fiscal year 3,561 3,327
Revolver Total at Amortized Cost Basis 0 0
Revolver Total Converted to Term Loans 0 0
Loans and leases 23,253 22,042
Consumer | Residential mortgage | 750+    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 1,609 3,666
Financing receivable, year before current fiscal year 3,972 6,274
Financing receivable, two years before current fiscal year 6,077 3,566
Financing receivable, three years before current fiscal year 3,330 846
Financing receivable, four years before current fiscal year 769 469
Financing receivable, more than five years before current fiscal year 2,253 2,070
Revolver Total at Amortized Cost Basis 0 0
Revolver Total Converted to Term Loans 0 0
Loans and leases 18,010 16,891
Consumer | Residential mortgage | 650-749    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 882 1,394
Financing receivable, year before current fiscal year 1,023 1,172
Financing receivable, two years before current fiscal year 970 617
Financing receivable, three years before current fiscal year 515 211
Financing receivable, four years before current fiscal year 188 137
Financing receivable, more than five years before current fiscal year 794 777
Revolver Total at Amortized Cost Basis 0 0
Revolver Total Converted to Term Loans 0 0
Loans and leases 4,372 4,308
Consumer | Residential mortgage | Less than 650    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 54 49
Financing receivable, year before current fiscal year 72 68
Financing receivable, two years before current fiscal year 81 61
Financing receivable, three years before current fiscal year 64 95
Financing receivable, four years before current fiscal year 86 90
Financing receivable, more than five years before current fiscal year 514 480
Revolver Total at Amortized Cost Basis 0 0
Revolver Total Converted to Term Loans 0 0
Loans and leases 871 843
Consumer | Automobile    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 3,407 5,021
Financing receivable, year before current fiscal year 3,887 4,072
Financing receivable, two years before current fiscal year 3,010 2,099
Financing receivable, three years before current fiscal year 1,422 1,259
Financing receivable, four years before current fiscal year 737 518
Financing receivable, more than five years before current fiscal year 261 185
Revolver Total at Amortized Cost Basis 0 0
Revolver Total Converted to Term Loans 0 0
Loans and leases 12,724 13,154
Consumer | Automobile | 750+    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 1,993 2,770
Financing receivable, year before current fiscal year 2,158 2,212
Financing receivable, two years before current fiscal year 1,709 1,243
Financing receivable, three years before current fiscal year 862 777
Financing receivable, four years before current fiscal year 457 289
Financing receivable, more than five years before current fiscal year 135 98
Revolver Total at Amortized Cost Basis 0 0
Revolver Total Converted to Term Loans 0 0
Loans and leases 7,314 7,389
Consumer | Automobile | 650-749    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 1,250 1,944
Financing receivable, year before current fiscal year 1,423 1,508
Financing receivable, two years before current fiscal year 1,007 683
Financing receivable, three years before current fiscal year 426 367
Financing receivable, four years before current fiscal year 205 162
Financing receivable, more than five years before current fiscal year 78 52
Revolver Total at Amortized Cost Basis 0 0
Revolver Total Converted to Term Loans 0 0
Loans and leases 4,389 4,716
Consumer | Automobile | Less than 650    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 164 307
Financing receivable, year before current fiscal year 306 352
Financing receivable, two years before current fiscal year 294 173
Financing receivable, three years before current fiscal year 134 115
Financing receivable, four years before current fiscal year 75 67
Financing receivable, more than five years before current fiscal year 48 35
Revolver Total at Amortized Cost Basis 0 0
Revolver Total Converted to Term Loans 0 0
Loans and leases 1,021 1,049
Consumer | Home equity    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 423 597
Financing receivable, year before current fiscal year 552 664
Financing receivable, two years before current fiscal year 602 682
Financing receivable, three years before current fiscal year 615 34
Financing receivable, four years before current fiscal year 27 30
Financing receivable, more than five years before current fiscal year 411 474
Revolver Total at Amortized Cost Basis 6,896 7,251
Revolver Total Converted to Term Loans 591 642
Loans and leases 10,117 10,374
Consumer | Home equity | 750+    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 322 463
Financing receivable, year before current fiscal year 443 573
Financing receivable, two years before current fiscal year 530 611
Financing receivable, three years before current fiscal year 553 23
Financing receivable, four years before current fiscal year 18 20
Financing receivable, more than five years before current fiscal year 261 301
Revolver Total at Amortized Cost Basis 4,490 4,787
Revolver Total Converted to Term Loans 231 252
Loans and leases 6,848 7,030
Consumer | Home equity | 650-749    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 99 131
Financing receivable, year before current fiscal year 103 88
Financing receivable, two years before current fiscal year 68 68
Financing receivable, three years before current fiscal year 59 9
Financing receivable, four years before current fiscal year 7 8
Financing receivable, more than five years before current fiscal year 105 122
Revolver Total at Amortized Cost Basis 2,046 2,129
Revolver Total Converted to Term Loans 231 261
Loans and leases 2,718 2,816
Consumer | Home equity | Less than 650    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 2 3
Financing receivable, year before current fiscal year 6 3
Financing receivable, two years before current fiscal year 4 3
Financing receivable, three years before current fiscal year 3 2
Financing receivable, four years before current fiscal year 2 2
Financing receivable, more than five years before current fiscal year 45 51
Revolver Total at Amortized Cost Basis 360 335
Revolver Total Converted to Term Loans 129 129
Loans and leases 551 528
Consumer | RV and marine    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 1,347 1,443
Financing receivable, year before current fiscal year 1,276 1,364
Financing receivable, two years before current fiscal year 1,181 946
Financing receivable, three years before current fiscal year 799 496
Financing receivable, four years before current fiscal year 418 484
Financing receivable, more than five years before current fiscal year 916 643
Revolver Total at Amortized Cost Basis 0 0
Revolver Total Converted to Term Loans 0 0
Loans and leases 5,937 5,376
Consumer | RV and marine | 750+    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 1,070 1,148
Financing receivable, year before current fiscal year 1,007 1,031
Financing receivable, two years before current fiscal year 899 731
Financing receivable, three years before current fiscal year 616 361
Financing receivable, four years before current fiscal year 308 354
Financing receivable, more than five years before current fiscal year 647 438
Revolver Total at Amortized Cost Basis 0 0
Revolver Total Converted to Term Loans 0 0
Loans and leases 4,547 4,063
Consumer | RV and marine | 650-749    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 273 290
Financing receivable, year before current fiscal year 256 315
Financing receivable, two years before current fiscal year 260 200
Financing receivable, three years before current fiscal year 164 118
Financing receivable, four years before current fiscal year 95 113
Financing receivable, more than five years before current fiscal year 222 169
Revolver Total at Amortized Cost Basis 0 0
Revolver Total Converted to Term Loans 0 0
Loans and leases 1,270 1,205
Consumer | RV and marine | Less than 650    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 4 5
Financing receivable, year before current fiscal year 13 18
Financing receivable, two years before current fiscal year 22 15
Financing receivable, three years before current fiscal year 19 17
Financing receivable, four years before current fiscal year 15 17
Financing receivable, more than five years before current fiscal year 47 36
Revolver Total at Amortized Cost Basis 0 0
Revolver Total Converted to Term Loans 0 0
Loans and leases 120 108
Consumer | Other consumer    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 231 281
Financing receivable, year before current fiscal year 143 97
Financing receivable, two years before current fiscal year 66 49
Financing receivable, three years before current fiscal year 30 52
Financing receivable, four years before current fiscal year 28 18
Financing receivable, more than five years before current fiscal year 67 68
Revolver Total at Amortized Cost Basis 801 781
Revolver Total Converted to Term Loans 30 33
Loans and leases 1,396 1,379
Consumer | Other consumer | 750+    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 152 207
Financing receivable, year before current fiscal year 89 64
Financing receivable, two years before current fiscal year 44 35
Financing receivable, three years before current fiscal year 22 34
Financing receivable, four years before current fiscal year 20 13
Financing receivable, more than five years before current fiscal year 53 52
Revolver Total at Amortized Cost Basis 398 393
Revolver Total Converted to Term Loans 3 3
Loans and leases 781 801
Consumer | Other consumer | 650-749    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 75 71
Financing receivable, year before current fiscal year 48 30
Financing receivable, two years before current fiscal year 19 12
Financing receivable, three years before current fiscal year 7 15
Financing receivable, four years before current fiscal year 6 4
Financing receivable, more than five years before current fiscal year 13 14
Revolver Total at Amortized Cost Basis 366 355
Revolver Total Converted to Term Loans 14 16
Loans and leases 548 517
Consumer | Other consumer | Less than 650    
Financing Receivable, Credit Quality Indicator [Line Items]    
Financing receivable, current fiscal year 4 3
Financing receivable, year before current fiscal year 6 3
Financing receivable, two years before current fiscal year 3 2
Financing receivable, three years before current fiscal year 1 3
Financing receivable, four years before current fiscal year 2 1
Financing receivable, more than five years before current fiscal year 1 2
Revolver Total at Amortized Cost Basis 37 33
Revolver Total Converted to Term Loans 13 14
Loans and leases $ 67 $ 61
[1] Amounts represent loans for which Huntington has elected the fair value option. See Note 12 “Fair Values of Assets and Liabilities”.