| Schedule of Segment Reporting Information, by Segment |
Listed below is certain operating basis financial information reconciled to Huntington’s September 30, 2016, December 31, 2015, and September 30, 2015, reported results by business segment:
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Three Months Ended September 30, |
Income Statements |
Retail & Business Banking |
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Commercial Banking |
|
AFCRE |
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RBHPCG |
|
Home Lending |
|
Treasury/Other |
|
Huntington Consolidated |
(dollar amounts in thousands) |
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2016 |
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Net interest income |
$ |
334,752 |
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$ |
137,216 |
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$ |
126,468 |
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$ |
46,838 |
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$ |
15,508 |
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$ |
(35,392 |
) |
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$ |
625,390 |
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Provision for credit losses |
10,142 |
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|
23,816 |
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|
25,616 |
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|
1,657 |
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|
2,573 |
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1 |
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|
63,805 |
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Noninterest income |
146,973 |
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|
68,733 |
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7,946 |
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|
31,612 |
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30,187 |
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16,964 |
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|
302,415 |
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Noninterest expense |
317,092 |
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|
98,007 |
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|
44,772 |
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|
48,654 |
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|
31,311 |
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|
172,411 |
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|
712,247 |
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Income taxes |
54,072 |
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|
29,444 |
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|
22,409 |
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|
9,849 |
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|
4,134 |
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(95,159 |
) |
|
24,749 |
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Net income |
$ |
100,419 |
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$ |
54,682 |
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$ |
41,617 |
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$ |
18,290 |
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$ |
7,677 |
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$ |
(95,681 |
) |
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$ |
127,004 |
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2015 |
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Net interest income |
$ |
260,059 |
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$ |
100,939 |
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$ |
95,858 |
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$ |
36,200 |
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$ |
13,045 |
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$ |
(10,646 |
) |
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$ |
495,455 |
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Provision (reduction in allowance) for credit losses |
(3,829 |
) |
|
9,322 |
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12,599 |
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|
3,547 |
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|
838 |
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(1 |
) |
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22,476 |
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Noninterest income |
124,138 |
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65,906 |
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5,774 |
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26,411 |
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11,639 |
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19,251 |
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253,119 |
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Noninterest expense |
282,180 |
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|
75,589 |
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38,770 |
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41,092 |
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39,871 |
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49,006 |
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526,508 |
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Income taxes |
37,046 |
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28,677 |
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17,592 |
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6,290 |
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(5,609 |
) |
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(36,994 |
) |
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47,002 |
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Net income |
$ |
68,800 |
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$ |
53,257 |
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$ |
32,671 |
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$ |
11,682 |
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$ |
(10,416 |
) |
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$ |
(3,406 |
) |
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$ |
152,588 |
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Nine Months Ended September 30, |
Income Statements |
Retail & Business Banking |
|
Commercial Banking |
|
AFCRE |
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RBHPCG |
|
Home Lending |
|
Treasury/Other |
|
Huntington Consolidated |
(dollar amounts in thousands) |
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2016 |
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Net interest income |
$ |
871,727 |
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$ |
339,839 |
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$ |
317,624 |
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$ |
125,076 |
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$ |
42,941 |
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$ |
(62,870 |
) |
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$ |
1,634,337 |
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Provision (reduction in allowance) for credit losses |
43,887 |
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|
53,378 |
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18,727 |
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|
157 |
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(252 |
) |
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(1 |
) |
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115,896 |
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Noninterest income |
396,020 |
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|
192,232 |
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25,787 |
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|
84,423 |
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64,158 |
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52,774 |
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|
815,394 |
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Noninterest expense |
882,732 |
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|
280,564 |
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|
127,305 |
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136,406 |
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83,375 |
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|
216,606 |
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|
1,726,988 |
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Income taxes |
119,395 |
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|
69,345 |
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69,083 |
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25,527 |
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|
8,392 |
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(157,753 |
) |
|
133,989 |
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Net income |
$ |
221,733 |
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$ |
128,784 |
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$ |
128,296 |
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$ |
47,409 |
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$ |
15,584 |
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$ |
(68,948 |
) |
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$ |
472,858 |
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2015 |
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Net interest income |
$ |
764,370 |
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$ |
277,731 |
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$ |
286,062 |
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$ |
102,377 |
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$ |
36,936 |
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$ |
(13,650 |
) |
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$ |
1,453,826 |
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Provision (reduction in allowance) for credit losses |
22,840 |
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|
12,989 |
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|
14,692 |
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|
7,834 |
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|
5,132 |
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(1 |
) |
|
63,486 |
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Noninterest income |
352,585 |
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|
191,391 |
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|
22,021 |
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|
84,818 |
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|
62,273 |
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53,427 |
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|
766,515 |
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Noninterest expense |
813,631 |
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208,702 |
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|
112,803 |
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|
149,806 |
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|
115,072 |
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|
77,128 |
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|
1,477,142 |
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Income taxes |
98,169 |
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|
86,601 |
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|
63,206 |
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|
10,344 |
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(7,348 |
) |
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(85,907 |
) |
|
165,065 |
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Net income |
$ |
182,315 |
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$ |
160,830 |
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$ |
117,382 |
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$ |
19,211 |
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$ |
(13,647 |
) |
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$ |
48,557 |
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$ |
514,648 |
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| Segment Disclosure of Assets and Deposits |
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Assets at |
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Deposits at |
(dollar amounts in thousands) |
September 30,
2016 |
|
December 31,
2015 |
|
September 30,
2016 |
|
December 31,
2015 |
Retail & Business Banking |
$ |
21,953,770 |
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$ |
15,746,086 |
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$ |
45,082,371 |
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$ |
30,875,607 |
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Commercial Banking |
25,407,115 |
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17,022,387 |
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16,434,367 |
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11,424,778 |
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AFCRE |
24,961,203 |
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17,856,368 |
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1,772,332 |
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1,651,702 |
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RBHPCG |
5,522,867 |
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4,291,403 |
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8,705,359 |
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|
7,690,581 |
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Home Lending |
3,520,201 |
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|
3,080,690 |
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|
500,198 |
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|
361,881 |
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Treasury / Other |
19,400,256 |
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13,021,367 |
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|
4,910,469 |
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|
3,290,430 |
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Total |
$ |
100,765,412 |
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$ |
71,018,301 |
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$ |
77,405,096 |
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$ |
55,294,979 |
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