| Schedule of Segment Reporting Information, by Segment |
Listed below is certain operating basis financial information reconciled to Huntington’s June 30, 2016, December 31, 2015, and June 30, 2015, reported results by business segment:
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Three Months Ended June 30, |
Income Statements |
Retail & Business Banking |
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Commercial Banking |
|
AFCRE |
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RBHPCG |
|
Home Lending |
|
Treasury/Other |
|
Huntington Consolidated |
(dollar amounts in thousands) |
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2016 |
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Net interest income |
$ |
270,745 |
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$ |
101,760 |
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$ |
95,602 |
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$ |
40,502 |
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$ |
14,417 |
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$ |
(17,145 |
) |
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$ |
505,881 |
|
Provision (reduction in allowance) for credit losses |
21,549 |
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(5,194 |
) |
|
9,726 |
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(1,021 |
) |
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(551 |
) |
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— |
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24,509 |
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Noninterest income |
128,903 |
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|
64,918 |
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|
10,589 |
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27,588 |
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22,321 |
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16,793 |
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|
271,112 |
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Noninterest expense |
279,286 |
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|
92,121 |
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|
42,331 |
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50,863 |
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|
26,455 |
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|
32,605 |
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|
523,661 |
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Income taxes |
34,585 |
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|
27,913 |
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|
18,947 |
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|
6,387 |
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|
3,792 |
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(37,341 |
) |
|
54,283 |
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Net income |
$ |
64,228 |
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$ |
51,838 |
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$ |
35,187 |
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$ |
11,861 |
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$ |
7,042 |
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$ |
4,384 |
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$ |
174,540 |
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2015 |
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Net interest income |
$ |
256,921 |
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$ |
94,397 |
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$ |
95,042 |
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$ |
27,751 |
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$ |
16,353 |
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$ |
222 |
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$ |
490,686 |
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Provision (reduction in allowance) for credit losses |
19,401 |
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(3,027 |
) |
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3,498 |
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|
1,596 |
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(1,049 |
) |
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— |
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20,419 |
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Noninterest income |
112,938 |
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70,361 |
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11,574 |
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37,964 |
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31,976 |
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16,960 |
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|
281,773 |
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Noninterest expense |
260,487 |
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76,373 |
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37,855 |
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63,221 |
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41,639 |
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12,202 |
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|
491,777 |
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Income taxes |
31,490 |
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31,994 |
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|
22,842 |
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|
314 |
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|
2,709 |
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(25,292 |
) |
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64,057 |
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Net income |
$ |
58,481 |
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$ |
59,418 |
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$ |
42,421 |
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$ |
584 |
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$ |
5,030 |
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$ |
30,272 |
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$ |
196,206 |
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Six months ended June 30, |
Income Statements |
Retail & Business Banking |
|
Commercial Banking |
|
AFCRE |
|
RBHPCG |
|
Home Lending |
|
Treasury/Other |
|
Huntington Consolidated |
(dollar amounts in thousands) |
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2016 |
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Net interest income |
$ |
535,433 |
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$ |
202,623 |
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$ |
191,171 |
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$ |
79,781 |
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$ |
27,433 |
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$ |
(27,494 |
) |
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$ |
1,008,947 |
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Provision (reduction in allowance) for credit losses |
33,745 |
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|
29,562 |
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(6,891 |
) |
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(1,500 |
) |
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(2,825 |
) |
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— |
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|
52,091 |
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Noninterest income |
246,462 |
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|
123,499 |
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|
17,840 |
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55,395 |
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33,971 |
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35,812 |
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|
512,979 |
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Noninterest expense |
552,530 |
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|
182,549 |
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82,534 |
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|
100,860 |
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52,063 |
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|
44,205 |
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|
1,014,741 |
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Income taxes |
68,467 |
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|
39,904 |
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46,679 |
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|
12,536 |
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|
4,258 |
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(62,604 |
) |
|
109,240 |
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Net income |
$ |
127,153 |
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$ |
74,107 |
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$ |
86,689 |
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$ |
23,280 |
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$ |
7,908 |
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$ |
26,717 |
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$ |
345,854 |
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2015 |
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Net interest income |
$ |
505,571 |
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$ |
169,315 |
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$ |
190,204 |
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$ |
54,575 |
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$ |
31,630 |
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$ |
7,076 |
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$ |
958,371 |
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Provision for credit losses |
26,553 |
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|
3,808 |
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|
2,115 |
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|
4,240 |
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|
4,294 |
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— |
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|
41,010 |
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Noninterest income |
208,696 |
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|
125,254 |
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|
16,249 |
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|
78,388 |
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|
50,634 |
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|
34,175 |
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|
513,396 |
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Noninterest expense |
516,851 |
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|
132,790 |
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|
74,033 |
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|
121,849 |
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|
77,427 |
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|
27,684 |
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|
950,634 |
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Income taxes |
59,802 |
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|
55,290 |
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|
45,607 |
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|
2,406 |
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|
190 |
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(45,232 |
) |
|
118,063 |
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Net income |
$ |
111,061 |
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$ |
102,681 |
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$ |
84,698 |
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$ |
4,468 |
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$ |
353 |
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$ |
58,799 |
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$ |
362,060 |
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| Segment Disclosure of Assets and Deposits |
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Assets at |
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Deposits at |
(dollar amounts in thousands) |
June 30,
2016 |
|
December 31,
2015 |
|
June 30,
2016 |
|
December 31,
2015 |
Retail & Business Banking |
$ |
15,977,841 |
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$ |
15,746,086 |
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$ |
31,095,956 |
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$ |
30,875,607 |
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Commercial Banking |
17,947,824 |
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17,022,387 |
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|
10,353,358 |
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11,424,778 |
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AFCRE |
20,942,630 |
|
|
17,856,368 |
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1,692,868 |
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1,651,702 |
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RBHPCG |
4,476,036 |
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4,291,403 |
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8,161,115 |
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7,690,581 |
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Home Lending |
3,464,385 |
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|
3,080,690 |
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|
335,403 |
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|
361,881 |
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Treasury / Other |
11,145,301 |
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13,021,367 |
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|
3,404,765 |
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|
3,290,430 |
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Total |
$ |
73,954,017 |
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$ |
71,018,301 |
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$ |
55,043,465 |
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$ |
55,294,979 |
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