Quarterly report pursuant to Section 13 or 15(d)

Loans and Leases and Allowance for Credit Losses (Details 2)

v2.4.0.6
Loans and Leases and Allowance for Credit Losses (Details 2) (USD $)
In Thousands, unless otherwise specified
3 Months Ended
Mar. 31, 2013
Mar. 31, 2012
Dec. 31, 2012
Allowance For Credit Losses Roll Forward [Abstract]      
ALLL balance, beginning of period $ 769,075 $ 964,828  
Recoveries of loans previously charged-off 32,455 24,968  
Loan charge-offs (84,142) (107,960)  
Provision for loan and lease losses 29,388 31,928  
Allowance for loans sold or transferred to hoans held for sale (7) (695)  
ALLL balance, end of period 746,769 913,069  
AULC balance, beginning of period 40,651 48,456  
Provision for unfunded loan commitments and letters of credit 204 2,478  
AULC Balance, end of period 40,855 50,934  
ACL balance, end of period 787,624 964,003  
Loan and lease balances by credit quality indicator      
Total commercial and industrial 17,266,611   16,970,689
Total commercial real estate 5,058,876   5,399,240
Automobile 5,035,997   4,633,820
Home equity 8,473,654   8,335,342
Residential mortgage 5,050,884   4,969,672
Other consumer 397,502   419,662
Automobile loans including automobile loans transferred to loans held for sale 5,335,997 [1]   4,933,820 [1]
Pass [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 16,384,978   16,118,277
Total commercial real estate 4,416,866   4,641,885
OLEM [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 270,752   260,397
Total commercial real estate 172,893   191,233
Substandard [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 609,093   589,881
Total commercial real estate 468,806   565,871
Doubtful [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 1,788   2,134
Total commercial real estate 311   251
750+[Member]
     
Loan and lease balances by credit quality indicator      
Home equity 4,762,517 [2]   4,665,031 [2]
Residential mortgage 2,558,036 [2]   2,561,583 [2]
Other consumer 155,349 [2]   169,792 [2]
Automobile loans including automobile loans transferred to loans held for sale 2,367,944 [2]   2,233,439 [2]
650-749 [Member]
     
Loan and lease balances by credit quality indicator      
Home equity 2,748,195 [2]   2,721,257 [2]
Residential mortgage 1,688,037 [2]   1,674,788 [2]
Other consumer 156,683 [2]   167,482 [2]
Automobile loans including automobile loans transferred to loans held for sale 2,059,788 [2]   1,900,824 [2]
Less than 650 [Member]
     
Loan and lease balances by credit quality indicator      
Home equity 856,764 [2]   848,245 [2]
Residential mortgage 713,804 [2]   712,317 [2]
Other consumer 56,962 [2]   59,862 [2]
Automobile loans including automobile loans transferred to loans held for sale 772,540 [2]   682,518 [2]
Other (2) [Member]
     
Loan and lease balances by credit quality indicator      
Home equity 106,178 [2],[3]   100,809 [2],[3]
Residential mortgage 91,007 [2],[3]   20,984 [2],[3]
Other consumer 28,508 [2],[3]   22,526 [2],[3]
Automobile loans including automobile loans transferred to loans held for sale 135,725 [2]   117,039 [2],[3]
Commercial and industrial owner occupied [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 4,398,505   4,285,919
Commercial and industrial owner occupied [Member] | Pass [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 4,039,666   3,970,597
Commercial and industrial owner occupied [Member] | OLEM [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 163,029   108,731
Commercial and industrial owner occupied [Member] | Substandard [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 194,963   205,822
Commercial and industrial owner occupied [Member] | Doubtful [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 847   769
Other commercial and industrial [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 12,814,778   12,630,298
Other commercial and industrial [Member] | Pass [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 12,341,169   12,146,017
Other commercial and industrial [Member] | OLEM [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 103,482   145,111
Other commercial and industrial [Member] | Substandard [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 369,186   337,805
Other commercial and industrial [Member] | Doubtful [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 941   1,365
Commercial and Industrial [Member]
     
Allowance For Credit Losses Roll Forward [Abstract]      
ALLL balance, beginning of period 241,051 275,367  
Recoveries of loans previously charged-off 9,696 5,011  
Loan charge-offs (13,013) (33,506)  
Provision for loan and lease losses 364 (846)  
Allowance for loans sold or transferred to hoans held for sale 0 0  
ALLL balance, end of period 238,098 246,026  
AULC balance, beginning of period 33,868 39,658  
Provision for unfunded loan commitments and letters of credit (33) 2,618  
AULC Balance, end of period 33,835 42,276  
ACL balance, end of period 271,933 288,302  
Commercial real estate retail properties [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 1,284,587   1,430,859
Commercial real estate retail properties [Member] | Pass [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 1,108,198   1,184,987
Commercial real estate retail properties [Member] | OLEM [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 53,496   63,976
Commercial real estate retail properties [Member] | Substandard [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 122,893   181,896
Commercial real estate retail properties [Member] | Doubtful [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 0   0
Commercial real estate Multi family [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 942,450   984,400
Commercial real estate Multi family [Member] | Pass [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 862,711   902,616
Commercial real estate Multi family [Member] | OLEM [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 28,545   24,098
Commercial real estate Multi family [Member] | Substandard [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 51,080   57,548
Commercial real estate Multi family [Member] | Doubtful [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 114   138
Commercial real estate office [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 930,990   936,114
Commercial real estate office [Member] | Pass [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 825,373   826,533
Commercial real estate office [Member] | OLEM [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 25,013   26,488
Commercial real estate office [Member] | Substandard [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 80,604   83,093
Commercial real estate office [Member] | Doubtful [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 0   0
Commercial real estate Industrial and warehouse [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 560,589   596,902
Commercial real estate Industrial and warehouse [Member] | Pass [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 512,156   540,484
Commercial real estate Industrial and warehouse [Member] | OLEM [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 9,570   15,132
Commercial real estate Industrial and warehouse [Member] | Substandard [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 38,863   41,286
Commercial real estate Industrial and warehouse [Member] | Doubtful [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 0   0
Other commercial real estate [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 1,222,127   1,324,042
Other commercial real estate [Member] | Pass [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 1,092,942   1,177,213
Other commercial real estate [Member] | OLEM [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 42,046   43,454
Other commercial real estate [Member] | Substandard [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 87,139   103,262
Other commercial real estate [Member] | Doubtful [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 0   113
Commercial Real Estate [Member]
     
Allowance For Credit Losses Roll Forward [Abstract]      
ALLL balance, beginning of period 285,369 388,706  
Recoveries of loans previously charged-off 9,590 10,896  
Loan charge-offs (22,368) (21,402)  
Provision for loan and lease losses (5,155) (38,706)  
Allowance for loans sold or transferred to hoans held for sale 0 0  
ALLL balance, end of period 267,436 339,494  
AULC balance, beginning of period 4,740 5,852  
Provision for unfunded loan commitments and letters of credit (336) (72)  
AULC Balance, end of period 4,404 5,780  
ACL balance, end of period 271,840 345,274  
Automobile Loan [Member]
     
Allowance For Credit Losses Roll Forward [Abstract]      
ALLL balance, beginning of period 34,979 38,282  
Recoveries of loans previously charged-off 3,094 4,532  
Loan charge-offs (5,688) (7,610)  
Provision for loan and lease losses 3,588 2,043  
Allowance for loans sold or transferred to hoans held for sale 0 (695)  
ALLL balance, end of period 35,973 36,552  
AULC balance, beginning of period 0 0  
Provision for unfunded loan commitments and letters of credit 0 0  
AULC Balance, end of period 0 0  
ACL balance, end of period 35,973 36,552  
Home Equity [Member]
     
Allowance For Credit Losses Roll Forward [Abstract]      
ALLL balance, beginning of period 118,764 143,873  
Recoveries of loans previously charged-off 6,549 1,536  
Loan charge-offs (26,531) (25,265)  
Provision for loan and lease losses 17,076 48,754  
Allowance for loans sold or transferred to hoans held for sale 0 0  
ALLL balance, end of period 115,858 168,898  
AULC balance, beginning of period 1,356 2,134  
Provision for unfunded loan commitments and letters of credit 556 (26)  
AULC Balance, end of period 1,912 2,108  
ACL balance, end of period 117,770 171,006  
Home equity secured by first-lien other [Member]
     
Loan and lease balances by credit quality indicator      
Home equity 4,644,985   4,380,587
Home equity secured by first-lien other [Member] | 750+[Member]
     
Loan and lease balances by credit quality indicator      
Home equity 2,841,421 [2]   2,618,888 [2]
Home equity secured by first-lien other [Member] | 650-749 [Member]
     
Loan and lease balances by credit quality indicator      
Home equity 1,394,209 [2]   1,345,621 [2]
Home equity secured by first-lien other [Member] | Less than 650 [Member]
     
Loan and lease balances by credit quality indicator      
Home equity 358,284 [2]   357,019 [2]
Home equity secured by first-lien other [Member] | Other (2) [Member]
     
Loan and lease balances by credit quality indicator      
Home equity 51,071 [2],[3]   59,059 [2],[3]
Home equity secured by junior-lien [Member]
     
Loan and lease balances by credit quality indicator      
Home equity 3,828,669   3,954,755
Home equity secured by junior-lien [Member] | 750+[Member]
     
Loan and lease balances by credit quality indicator      
Home equity 1,921,096 [2]   2,046,143 [2]
Home equity secured by junior-lien [Member] | 650-749 [Member]
     
Loan and lease balances by credit quality indicator      
Home equity 1,353,986 [2]   1,375,636 [2]
Home equity secured by junior-lien [Member] | Less than 650 [Member]
     
Loan and lease balances by credit quality indicator      
Home equity 498,480 [2]   491,226 [2]
Home equity secured by junior-lien [Member] | Other (2) [Member]
     
Loan and lease balances by credit quality indicator      
Home equity 55,107 [2],[3]   41,750 [2],[3]
Residential Mortgage [Member]
     
Allowance For Credit Losses Roll Forward [Abstract]      
ALLL balance, beginning of period 61,658 87,194  
Recoveries of loans previously charged-off 1,753 1,175  
Loan charge-offs (7,901) (11,745)  
Provision for loan and lease losses 7,559 12,505  
Allowance for loans sold or transferred to hoans held for sale (7) 0  
ALLL balance, end of period 63,062 89,129  
AULC balance, beginning of period 3 1  
Provision for unfunded loan commitments and letters of credit 3 0  
AULC Balance, end of period 6 1  
ACL balance, end of period 63,068 89,130  
Other Consumer loan [Member]
     
Allowance For Credit Losses Roll Forward [Abstract]      
ALLL balance, beginning of period 27,254 31,406  
Recoveries of loans previously charged-off 1,773 1,818  
Loan charge-offs (8,641) (8,432)  
Provision for loan and lease losses 5,956 8,178  
Allowance for loans sold or transferred to hoans held for sale 0 0  
ALLL balance, end of period 26,342 32,970  
AULC balance, beginning of period 684 811  
Provision for unfunded loan commitments and letters of credit 14 (42)  
AULC Balance, end of period 698 769  
ACL balance, end of period 27,040 33,739  
Commercial and industrial purchased impaired
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 53,328   54,472
Commercial and industrial purchased impaired | Pass [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 4,143   1,663
Commercial and industrial purchased impaired | OLEM [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 4,241   6,555
Commercial and industrial purchased impaired | Substandard [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 44,944   46,254
Commercial and industrial purchased impaired | Doubtful [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 0   0
Commercial real estate purchased impaired
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 118,133   126,923
Commercial real estate purchased impaired | Pass [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 15,486   10,052
Commercial real estate purchased impaired | OLEM [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 14,223   18,085
Commercial real estate purchased impaired | Substandard [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 88,227   98,786
Commercial real estate purchased impaired | Doubtful [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 197   0
Residential mortgage purchased impaired
     
Loan and lease balances by credit quality indicator      
Residential mortgage 2,348   2,243
Residential mortgage purchased impaired | 750+[Member]
     
Loan and lease balances by credit quality indicator      
Residential mortgage 616 [2]   373 [2]
Residential mortgage purchased impaired | 650-749 [Member]
     
Loan and lease balances by credit quality indicator      
Residential mortgage 640 [2]   1,303 [2]
Residential mortgage purchased impaired | Less than 650 [Member]
     
Loan and lease balances by credit quality indicator      
Residential mortgage 1,092 [2]   567 [2]
Residential mortgage purchased impaired | Other (2) [Member]
     
Loan and lease balances by credit quality indicator      
Residential mortgage 0 [2],[3]   0 [2],[3]
Other consumer purchased impaired
     
Loan and lease balances by credit quality indicator      
Other consumer 157   140
Other consumer purchased impaired | 750+[Member]
     
Loan and lease balances by credit quality indicator      
Other consumer 0 [2]   0 [2]
Other consumer purchased impaired | 650-749 [Member]
     
Loan and lease balances by credit quality indicator      
Other consumer 0 [2]   93 [2]
Other consumer purchased impaired | Less than 650 [Member]
     
Loan and lease balances by credit quality indicator      
Other consumer 157 [2]   47 [2]
Other consumer purchased impaired | Other (2) [Member]
     
Loan and lease balances by credit quality indicator      
Other consumer 0 [2],[3]   0 [2],[3]
Residential mortgage other
     
Loan and lease balances by credit quality indicator      
Residential mortgage 5,048,536   4,967,429
Residential mortgage other | 750+[Member]
     
Loan and lease balances by credit quality indicator      
Residential mortgage 2,557,420 [2]   2,561,210 [2]
Residential mortgage other | 650-749 [Member]
     
Loan and lease balances by credit quality indicator      
Residential mortgage 1,687,397 [2]   1,673,485 [2]
Residential mortgage other | Less than 650 [Member]
     
Loan and lease balances by credit quality indicator      
Residential mortgage 712,712 [2]   711,750 [2]
Residential mortgage other | Other (2) [Member]
     
Loan and lease balances by credit quality indicator      
Residential mortgage 91,007 [2],[3]   20,984 [2],[3]
Other consumer other
     
Loan and lease balances by credit quality indicator      
Other consumer 397,345   419,522
Other consumer other | 750+[Member]
     
Loan and lease balances by credit quality indicator      
Other consumer 155,349 [2]   169,792 [2]
Other consumer other | 650-749 [Member]
     
Loan and lease balances by credit quality indicator      
Other consumer 156,683 [2]   167,389 [2]
Other consumer other | Less than 650 [Member]
     
Loan and lease balances by credit quality indicator      
Other consumer 56,805 [2]   59,815 [2]
Other consumer other | Other (2) [Member]
     
Loan and lease balances by credit quality indicator      
Other consumer $ 28,508 [2],[3]   $ 22,526 [2],[3]
[1] Includes $0.3 billion of loans reflected as loans held for sale related to an automobile securitization expected to be completed in 2013.
[2] Reflects currently updated customer credit scores.
[3] Reflects deferred fees and costs, loans in process, loans to legal entities, etc.