| Business Segment Financial Information |
Listed below is certain financial information reconciled to Huntington’s December 31, 2016, December 31, 2015, and December 31, 2014, reported results by business segment:
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Income Statements
(dollar amounts in thousands)
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Consumer & Business Banking |
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Commercial Banking |
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CREVF |
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RBHPCG |
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Home Lending |
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Treasury / Other |
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Huntington
Consolidated
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2016 |
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Net interest income |
$ |
1,272,713 |
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$ |
512,995 |
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$ |
468,969 |
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$ |
177,431 |
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$ |
58,354 |
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$ |
(121,144 |
) |
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$ |
2,369,318 |
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Provision (benefit) for credit losses |
71,945 |
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|
98,816 |
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26,922 |
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(3,467 |
) |
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(3,412 |
) |
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(2 |
) |
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190,802 |
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Noninterest income |
558,811 |
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275,258 |
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40,582 |
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120,687 |
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|
90,358 |
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64,035 |
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1,149,731 |
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Noninterest expense |
1,208,585 |
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|
385,783 |
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170,276 |
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|
196,194 |
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|
124,683 |
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322,964 |
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|
2,408,485 |
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Provision (benefit) for income taxes |
192,848 |
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|
106,279 |
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109,324 |
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36,887 |
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|
9,604 |
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(247,001 |
) |
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207,941 |
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Net income (loss) |
$ |
358,146 |
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$ |
197,375 |
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$ |
203,029 |
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$ |
68,504 |
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$ |
17,837 |
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$ |
(133,070 |
) |
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$ |
711,821 |
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2015 |
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Net interest income |
$ |
1,027,950 |
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$ |
379,409 |
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$ |
381,231 |
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$ |
139,188 |
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$ |
50,404 |
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$ |
(27,445 |
) |
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$ |
1,950,737 |
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Provision (benefit) for credit losses |
42,777 |
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49,534 |
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4,890 |
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|
87 |
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2,671 |
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(5 |
) |
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99,954 |
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Noninterest income |
478,142 |
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258,778 |
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29,254 |
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114,814 |
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87,021 |
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70,721 |
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1,038,730 |
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Noninterest expense |
1,099,779 |
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|
284,026 |
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152,010 |
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195,667 |
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144,848 |
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99,578 |
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1,975,908 |
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Provision (benefit) for income taxes |
127,238 |
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106,619 |
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88,755 |
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20,387 |
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(3,533 |
) |
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(118,818 |
) |
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220,648 |
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Net income (loss) |
$ |
236,298 |
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$ |
198,008 |
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$ |
164,830 |
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$ |
37,861 |
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$ |
(6,561 |
) |
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$ |
62,521 |
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$ |
692,957 |
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2014 |
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Net interest income |
$ |
912,992 |
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$ |
306,434 |
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$ |
379,363 |
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$ |
101,839 |
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$ |
58,015 |
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$ |
78,498 |
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$ |
1,837,141 |
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Provision (benefit) for credit losses |
75,529 |
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|
31,521 |
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(52,843 |
) |
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4,893 |
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|
21,889 |
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— |
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|
80,989 |
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Noninterest income |
409,746 |
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209,238 |
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26,628 |
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|
173,550 |
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|
69,899 |
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|
90,118 |
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|
979,179 |
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Noninterest expense |
982,288 |
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|
249,300 |
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156,715 |
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|
236,634 |
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|
136,374 |
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|
121,035 |
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1,882,346 |
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Provision (benefit) for income taxes |
92,722 |
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|
82,198 |
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|
105,742 |
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|
11,852 |
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(10,622 |
) |
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(61,299 |
) |
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220,593 |
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Net income (loss) |
$ |
172,199 |
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$ |
152,653 |
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$ |
196,377 |
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$ |
22,010 |
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$ |
(19,727 |
) |
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$ |
108,880 |
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$ |
632,392 |
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| Segment Disclosure of Assets and Deposits |
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Assets at
December 31,
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Deposits at
December 31,
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(dollar amounts in thousands) |
2016 |
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2015 |
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2016 |
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2015 |
Consumer & Business Banking |
$ |
21,796,887 |
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$ |
15,759,561 |
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$ |
44,860,515 |
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$ |
30,964,241 |
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Commercial Banking |
23,918,429 |
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17,022,387 |
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15,616,241 |
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11,498,883 |
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CREVF |
23,580,331 |
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17,856,358 |
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1,886,626 |
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1,649,301 |
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RBHPCG |
5,553,012 |
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4,277,970 |
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8,521,401 |
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7,530,241 |
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Home Lending |
3,502,304 |
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3,080,690 |
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|
639,418 |
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|
361,881 |
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Treasury / Other |
21,363,134 |
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13,021,335 |
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4,083,516 |
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3,290,432 |
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Total |
$ |
99,714,097 |
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$ |
71,018,301 |
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$ |
75,607,717 |
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$ |
55,294,979 |
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