Quarterly report [Sections 13 or 15(d)]

ALLOWANCE FOR CREDIT LOSSES - Allowance Roll-forward (Details)

v3.25.1
ALLOWANCE FOR CREDIT LOSSES - Allowance Roll-forward (Details) - USD ($)
$ in Millions
3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
ALLL balance, beginning of period $ 2,244 $ 2,255
Loan and lease charge-offs (133) (128)
Recoveries of loans and leases previously charged-off 47 36
Provision for loan and lease losses 105 117
ALLL balance, end of period 2,263 2,280
AULC balance, beginning of period 202 145
Provision (benefit) for unfunded lending commitments 13 (10)
AULC balance, end of period 215 135
ACL balance, end of period 2,478 2,415
Commercial    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
ALLL balance, beginning of period 1,484 1,563
Loan and lease charge-offs (74) (74)
Recoveries of loans and leases previously charged-off 30 19
Provision for loan and lease losses 80 81
ALLL balance, end of period 1,520 1,589
AULC balance, beginning of period 144 66
Provision (benefit) for unfunded lending commitments 14 3
AULC balance, end of period 158 69
ACL balance, end of period 1,678 1,658
Consumer    
Financing Receivable, Allowance for Credit Loss [Roll Forward]    
ALLL balance, beginning of period 760 692
Loan and lease charge-offs (59) (54)
Recoveries of loans and leases previously charged-off 17 17
Provision for loan and lease losses 25 36
ALLL balance, end of period 743 691
AULC balance, beginning of period 58 79
Provision (benefit) for unfunded lending commitments (1) (13)
AULC balance, end of period 57 66
ACL balance, end of period $ 800 $ 757