Quarterly report pursuant to Section 13 or 15(d)

ALLOWANCE FOR CREDIT LOSSES - Allowance Roll-forward (Details)

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ALLOWANCE FOR CREDIT LOSSES - Allowance Roll-forward (Details) - USD ($)
$ in Millions
3 Months Ended 9 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Sep. 30, 2024
Sep. 30, 2023
Dec. 31, 2023
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
ALLL balance, beginning of period $ 2,304 $ 2,177 $ 2,255 $ 2,121  
Loan and lease charge-offs (129) (131) (402) (322)  
Recoveries of loans and leases previously charged-off 36 58 127 143  
Provision (benefit) for loan and lease losses 24 104 255 266  
ALLL balance, end of period 2,235 2,208 2,235 2,208  
AULC balance, beginning of period 119 165 145 150  
Provision (benefit) for unfunded lending commitments 82 (5) 56 10  
AULC balance, end of period 201 160 201 160  
ACL balance, end of period 2,436 2,368 2,436 2,368  
Commercial          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
ALLL balance, beginning of period 1,587 1,483 1,563 1,424  
Loan and lease charge-offs (74) (85) (243) (190)  
Recoveries of loans and leases previously charged-off 20 40 77 89  
Provision (benefit) for loan and lease losses (35) 66 101 181  
ALLL balance, end of period 1,498 1,504 1,498 1,504  
AULC balance, beginning of period 64 78 66 71  
Provision (benefit) for unfunded lending commitments 76 (2) 74 5  
AULC balance, end of period 140 76 140 76  
ACL balance, end of period 1,638 1,580 1,638 1,580 $ 1,600
Consumer          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
ALLL balance, beginning of period 717 694 692 697  
Loan and lease charge-offs (55) (46) (159) (132)  
Recoveries of loans and leases previously charged-off 16 18 50 54  
Provision (benefit) for loan and lease losses 59 38 154 85  
ALLL balance, end of period 737 704 737 704  
AULC balance, beginning of period 55 87 79 79  
Provision (benefit) for unfunded lending commitments 6 (3) (18) 5  
AULC balance, end of period 61 84 61 84  
ACL balance, end of period $ 798 $ 788 $ 798 $ 788 $ 771