Quarterly report pursuant to Section 13 or 15(d)

LOANS AND LEASES - Modifications (Details)

v3.24.3
LOANS AND LEASES - Modifications (Details) - USD ($)
$ in Millions
3 Months Ended 9 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Sep. 30, 2024
Sep. 30, 2023
Financing Receivable, Modified [Line Items]        
Total $ 408 $ 228 $ 669 $ 548
% of total loan class 0.34% 0.20% 0.55% 0.47%
Amortized cost basis $ 772 $ 548 $ 772 $ 548
30-59 Days        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 23 13 23 13
60-89  Days        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 7 11 7 11
90 or  more days        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 24 12 24 12
Total        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 54 36 54 36
Current        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 718 512 718 512
Commercial | Commercial and industrial        
Financing Receivable, Modified [Line Items]        
Total $ 204 $ 149 $ 345 $ 328
% of total loan class 0.38% 0.30% 0.64% 0.66%
Amortized cost basis $ 425 $ 328 $ 425 $ 328
Commercial | Commercial and industrial | 30-59 Days        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 1 2 1 2
Commercial | Commercial and industrial | 60-89  Days        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 2 1 2 1
Commercial | Commercial and industrial | 90 or  more days        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 4 3 4 3
Commercial | Commercial and industrial | Total        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 7 6 7 6
Commercial | Commercial and industrial | Current        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 418 322 418 322
Commercial | Commercial real estate        
Financing Receivable, Modified [Line Items]        
Total $ 179 $ 56 $ 253 $ 142
% of total loan class 1.55% 0.44% 2.19% 1.12%
Amortized cost basis $ 259 $ 142 $ 259 $ 142
Commercial | Commercial real estate | 30-59 Days        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 9 0 9 0
Commercial | Commercial real estate | 60-89  Days        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 0 5 0 5
Commercial | Commercial real estate | 90 or  more days        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 5 1 5 1
Commercial | Commercial real estate | Total        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 14 6 14 6
Commercial | Commercial real estate | Current        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 245 136 245 136
Consumer | Residential mortgage        
Financing Receivable, Modified [Line Items]        
Total $ 17 $ 16 $ 45 $ 55
% of total loan class 0.07% 0.07% 0.19% 0.23%
Amortized cost basis $ 54 $ 55 $ 54 $ 55
Consumer | Residential mortgage | 30-59 Days        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 10 10 10 10
Consumer | Residential mortgage | 60-89  Days        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 4 5 4 5
Consumer | Residential mortgage | 90 or  more days        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 11 7 11 7
Consumer | Residential mortgage | Total        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 25 22 25 22
Consumer | Residential mortgage | Current        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 29 33 29 33
Consumer | Automobile        
Financing Receivable, Modified [Line Items]        
Total $ 3 $ 4 $ 11 $ 12
% of total loan class 0.02% 0.03% 0.08% 0.09%
Amortized cost basis $ 15 $ 12 $ 15 $ 12
Consumer | Automobile | 30-59 Days        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 2 1 2 1
Consumer | Automobile | 60-89  Days        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 1 0 1 0
Consumer | Automobile | 90 or  more days        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 0 0 0 0
Consumer | Automobile | Total        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 3 1 3 1
Consumer | Automobile | Current        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 12 11 12 11
Consumer | Home equity        
Financing Receivable, Modified [Line Items]        
Total $ 4 $ 3 $ 13 $ 9
% of total loan class 0.04% 0.03% 0.13% 0.09%
Amortized cost basis $ 16 $ 9 $ 16 $ 9
Consumer | Home equity | 30-59 Days        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 1 0 1 0
Consumer | Home equity | 60-89  Days        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 0 0 0 0
Consumer | Home equity | 90 or  more days        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 4 1 4 1
Consumer | Home equity | Total        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 5 1 5 1
Consumer | Home equity | Current        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 11 8 11 8
Consumer | RV and marine        
Financing Receivable, Modified [Line Items]        
Total     $ 1 $ 1
% of total loan class     0.02% 0.02%
Amortized cost basis 1 1 $ 1 $ 1
Consumer | RV and marine | 30-59 Days        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 0 0 0 0
Consumer | RV and marine | 60-89  Days        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 0 0 0 0
Consumer | RV and marine | 90 or  more days        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 0 0 0 0
Consumer | RV and marine | Total        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 0 0 0 0
Consumer | RV and marine | Current        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 1 1 1 1
Consumer | Other consumer        
Financing Receivable, Modified [Line Items]        
Total $ 1   $ 1 $ 1
% of total loan class 0.06%   0.06% 0.07%
Amortized cost basis $ 2 1 $ 2 $ 1
Consumer | Other consumer | 30-59 Days        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 0 0 0 0
Consumer | Other consumer | 60-89  Days        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 0 0 0 0
Consumer | Other consumer | 90 or  more days        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 0 0 0 0
Consumer | Other consumer | Total        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 0 0 0 0
Consumer | Other consumer | Current        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 2 1 2 1
Interest rate reduction        
Financing Receivable, Modified [Line Items]        
Total 23 1 43 34
Interest rate reduction | Commercial | Commercial and industrial        
Financing Receivable, Modified [Line Items]        
Total $ 22 1 $ 42 $ 33
Interest rate reduction | Commercial | Commercial and industrial | Minimum        
Financing Receivable, Modified [Line Items]        
Weighted-average contractual interest rate 7.81%   8.80% 7.96%
Interest rate reduction | Commercial | Commercial and industrial | Maximum        
Financing Receivable, Modified [Line Items]        
Weighted-average contractual interest rate 6.56%   7.60% 7.25%
Interest rate reduction | Commercial | Commercial real estate        
Financing Receivable, Modified [Line Items]        
Total $ 0 0 $ 0 $ 0
Interest rate reduction | Commercial | Commercial real estate | Minimum        
Financing Receivable, Modified [Line Items]        
Weighted-average contractual interest rate     8.26%  
Interest rate reduction | Commercial | Commercial real estate | Maximum        
Financing Receivable, Modified [Line Items]        
Weighted-average contractual interest rate     7.90%  
Interest rate reduction | Consumer | Commercial real estate | Minimum        
Financing Receivable, Modified [Line Items]        
Weighted-average contractual interest rate 8.60%    
Interest rate reduction | Consumer | Commercial real estate | Maximum        
Financing Receivable, Modified [Line Items]        
Weighted-average contractual interest rate 7.96%    
Interest rate reduction | Consumer | Residential mortgage        
Financing Receivable, Modified [Line Items]        
Total $ 0 0 $ 0 $ 0
Interest rate reduction | Consumer | Residential mortgage | Minimum        
Financing Receivable, Modified [Line Items]        
Weighted-average contractual interest rate      
Interest rate reduction | Consumer | Residential mortgage | Maximum        
Financing Receivable, Modified [Line Items]        
Weighted-average contractual interest rate      
Interest rate reduction | Consumer | Automobile        
Financing Receivable, Modified [Line Items]        
Total 0 0 $ 0 0
Interest rate reduction | Consumer | Home equity        
Financing Receivable, Modified [Line Items]        
Total 0 0 0 0
Interest rate reduction | Consumer | RV and marine        
Financing Receivable, Modified [Line Items]        
Total     0 0
Interest rate reduction | Consumer | Other consumer        
Financing Receivable, Modified [Line Items]        
Total 1   1 1
Term extension        
Financing Receivable, Modified [Line Items]        
Total 352 218 520 492
Term extension | Commercial | Commercial and industrial        
Financing Receivable, Modified [Line Items]        
Total $ 165 $ 147 $ 240 $ 291
Weighted-average years added to the life 8 months 12 days 1 year 9 months 18 days 1 year
Term extension | Commercial | Commercial real estate        
Financing Receivable, Modified [Line Items]        
Total $ 168 $ 52 $ 228 $ 138
Weighted-average years added to the life 1 year 7 months 6 days 1 year 8 months 12 days
Term extension | Consumer | Residential mortgage        
Financing Receivable, Modified [Line Items]        
Total $ 15 $ 15 $ 37 $ 50
Weighted-average years added to the life 5 years 9 months 18 days 8 years 4 months 24 days 6 years 10 months 24 days 7 years 7 months 6 days
Term extension | Consumer | Automobile        
Financing Receivable, Modified [Line Items]        
Total $ 3 $ 4 $ 10 $ 11
Weighted-average years added to the life     1 year 7 months 6 days 2 years
Term extension | Consumer | Home equity        
Financing Receivable, Modified [Line Items]        
Total 1 0 $ 4 $ 1
Weighted-average years added to the life     12 years 8 months 12 days  
Term extension | Consumer | RV and marine        
Financing Receivable, Modified [Line Items]        
Total     $ 1 1
Term extension | Consumer | Other consumer        
Financing Receivable, Modified [Line Items]        
Total 0   0 0
Payment deferral        
Financing Receivable, Modified [Line Items]        
Total 1 0 5 2
Payment deferral | Commercial | Commercial and industrial        
Financing Receivable, Modified [Line Items]        
Total 0 0 0 0
Payment deferral | Commercial | Commercial real estate        
Financing Receivable, Modified [Line Items]        
Total 0 0 0 0
Payment deferral | Consumer | Residential mortgage        
Financing Receivable, Modified [Line Items]        
Total 1 0 5 2
Payment deferral | Consumer | Automobile        
Financing Receivable, Modified [Line Items]        
Total 0 0 0 0
Payment deferral | Consumer | Home equity        
Financing Receivable, Modified [Line Items]        
Total 0 0 0 0
Payment deferral | Consumer | RV and marine        
Financing Receivable, Modified [Line Items]        
Total     0 0
Payment deferral | Consumer | Other consumer        
Financing Receivable, Modified [Line Items]        
Total 0   0 0
Combo - interest rate reduction and term extension        
Financing Receivable, Modified [Line Items]        
Total 32 9 101 20
Combo - interest rate reduction and term extension | Commercial | Commercial and industrial        
Financing Receivable, Modified [Line Items]        
Total 17 1 63 4
Combo - interest rate reduction and term extension | Commercial | Commercial real estate        
Financing Receivable, Modified [Line Items]        
Total 11 4 25 4
Combo - interest rate reduction and term extension | Consumer | Residential mortgage        
Financing Receivable, Modified [Line Items]        
Total 1 1 3 3
Combo - interest rate reduction and term extension | Consumer | Automobile        
Financing Receivable, Modified [Line Items]        
Total 0 0 1 1
Combo - interest rate reduction and term extension | Consumer | Home equity        
Financing Receivable, Modified [Line Items]        
Total 3 $ 3 9 8
Combo - interest rate reduction and term extension | Consumer | RV and marine        
Financing Receivable, Modified [Line Items]        
Total     0 0
Combo - interest rate reduction and term extension | Consumer | Other consumer        
Financing Receivable, Modified [Line Items]        
Total $ 0   $ 0 $ 0