Quarterly report pursuant to Section 13 or 15(d)

ALLOWANCE FOR CREDIT LOSSES - Allowance Roll-forward (Details)

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ALLOWANCE FOR CREDIT LOSSES - Allowance Roll-forward (Details) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2023
Jun. 30, 2022
Jun. 30, 2023
Jun. 30, 2022
Dec. 31, 2022
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
ALLL balance, beginning of period $ 2,142 $ 2,018 $ 2,121 $ 2,030  
Loan and lease charge-offs (92) (52) (191) (133)  
Recoveries of loans and leases previously charged-off 43 44 85 106  
Provision for loan and lease losses 84 64 162 71  
ALLL balance, end of period 2,177 2,074 2,177 2,074  
AULC balance, beginning of period 157 91 150 77  
Provision (benefit) for unfunded lending commitments 8 3 15 17  
AULC balance, end of period 165 94 165 94  
ACL balance, end of period 2,342 2,168 2,342 2,168 $ 71
Commercial          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
ALLL balance, beginning of period 1,457 1,514 1,424 1,462  
Loan and lease charge-offs (53) (12) (105) (44)  
Recoveries of loans and leases previously charged-off 26 24 49 65  
Provision for loan and lease losses 53 (184) 115 (141)  
ALLL balance, end of period 1,483 1,342 1,483 1,342  
AULC balance, beginning of period 75 57 71 41  
Provision (benefit) for unfunded lending commitments 3 (4) 7 12  
AULC balance, end of period 78 53 78 53  
ACL balance, end of period 1,561 1,395 1,561 1,395 1,500
Consumer          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
ALLL balance, beginning of period 685 504 697 568  
Loan and lease charge-offs (39) (40) (86) (89)  
Recoveries of loans and leases previously charged-off 17 20 36 41  
Provision for loan and lease losses 31 248 47 212  
ALLL balance, end of period 694 732 694 732  
AULC balance, beginning of period 82 34 79 36  
Provision (benefit) for unfunded lending commitments 5 7 8 5  
AULC balance, end of period 87 41 87 41  
ACL balance, end of period $ 781 $ 773 $ 781 $ 773 $ 776