Annual report pursuant to Section 13 and 15(d)

NONINTEREST INCOME (Tables)

v3.22.4
NONINTEREST INCOME (Tables)
 12 Months Ended
Dec. 31, 2022
Revenue from Contract with Customer [Abstract]  
Schedule of Non-interest Income The following table shows Huntington’s total noninterest income segregated between contracts with customers within the scope of ASC 606 and those within the scope of other GAAP Topics.
Year Ended December 31,
(dollar amounts in millions) 2022 2021 2020
Noninterest income
Noninterest income from contracts with customers $ 1,318  $ 1,113  $ 884 
Noninterest income within the scope of other GAAP topics 663  776  707 
Total noninterest income $ 1,981  $ 1,889  $ 1,591 
The following table illustrates the disaggregation by operating segment and major revenue stream and reconciles disaggregated revenue to segment revenue presented in Note 25 - “Segment Reporting”:
Year Ended December 31, 2022
(dollar amounts in millions) Commercial Banking Consumer & Business Banking Vehicle Finance RBHPCG Treasury / Other Huntington Consolidated
Major Revenue Streams
Service charges on deposit accounts $ 85  $ 288  $ 7  $ 4  $ —  $ 384 
Card and payment processing income 24  324  —  —  —  348 
Capital markets fees 90  8  2  2  (3) 99 
Trust and investment management services 4  67  —  178  —  249 
Insurance income 9  59  —  50  (1) 117 
Other noninterest income 94  26  1  2  (2) 121 
Net revenue from contracts with customers $ 306  $ 772  $ 10  $ 236  $ (6) $ 1,318 
Noninterest income
within the scope of other GAAP topics
 364  245  3  3  48  663 
Total noninterest income $ 670  $ 1,017  $ 13  $ 239  $ 42  $ 1,981 
Year Ended December 31, 2021
(dollar amounts in millions) Commercial Banking Consumer & Business Banking Vehicle Finance RBHPCG Treasury / Other Huntington Consolidated
Major Revenue Streams
Service charges on deposit accounts $ 85  $ 278  $ 6  $ 3  $ —  $ 372 
Card and payment processing income 19  292  —  —  —  311 
Capital markets fees 16  6  2  1  —  25 
Trust and investment management services 3  63  —  166  —  232 
Insurance Income 7  48  —  49  1  105 
Other noninterest income 29  20  1  7  11  68 
Net revenue from contracts with customers $ 159  $ 707  $ 9  $ 226  $ 12  $ 1,113 
Noninterest income
within the scope of other GAAP topics
 364  338  4  1  69  776 
Total noninterest income $ 523  $ 1,045  $ 13  $ 227  $ 81  $ 1,889 
Year Ended December 31, 2020
(dollar amounts in millions) Commercial Banking Consumer & Business Banking Vehicle Finance RBHPCG Treasury / Other Huntington Consolidated
Major Revenue Streams
Service charges on deposit accounts $ 74  $ 217  $ 6  $ 4  $ —  $ 301 
Card and payment processing income 15  221  —  —  —  236 
Capital markets fees 10  5  2  1  —  18 
Trust and investment management services 5  44  —  140  —  189 
Insurance Income 7  43  —  46  1  97 
Other noninterest income 12  21  —  10  —  43 
Net revenue from contracts with customers $ 123  $ 551  $ 8  $ 201  $ 1  $ 884 
Noninterest income
within the scope of other GAAP topics
 241  394  1  —  71  707 
Total noninterest income $ 364  $ 945  $ 9  $ 201  $ 72  $ 1,591