Quarterly report pursuant to Section 13 or 15(d)

ALLOWANCE FOR CREDIT LOSSES - Allowance Roll-forward (Details)

v3.22.2
ALLOWANCE FOR CREDIT LOSSES - Allowance Roll-forward (Details) - USD ($)
$ in Millions
 3 Months Ended 6 Months Ended
Jun. 30, 2022
Jun. 30, 2021
Jun. 30, 2022
Jun. 30, 2021
Dec. 31, 2021
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
ALLL balance, beginning of period $ 2,018 $ 1,703 $ 2,030 $ 1,814  
Loan and lease charge-offs (52) (102) (133) (197)  
Recoveries of loans and leases previously charged-off 44 40 106 71  
Provision (benefit) for loan and lease losses 64 145 71 98  
Allowance for loans and leases sold or transferred to loans held for sale   432   432  
ALLL balance, end of period 2,074 2,218 2,074 2,218  
AULC balance, beginning of period 91 38 77 52  
Provision (reduction in allowance) for unfunded loan commitments 3 66 17 53  
Unfunded lending commitment losses       (1)  
AULC balance, end of period 94 104 94 104  
ACL balance, end of period 2,168 2,322 2,168 2,322 $ 2,100
Net impact of allowance for credit loss for PCD loans       432  
TCF Financial Corporation          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Loan and lease charge-offs   (80)   (80)  
Provision (benefit) for loan and lease losses   234   234  
Provision (reduction in allowance) for unfunded loan commitments   60   60  
Commercial          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
ALLL balance, beginning of period 1,514 1,197 1,462 1,236  
Loan and lease charge-offs (12) (78) (44) (139)  
Recoveries of loans and leases previously charged-off 24 19 65 31  
Provision (benefit) for loan and lease losses (184) 106 (141) 116  
Allowance for loans and leases sold or transferred to loans held for sale   374   374  
ALLL balance, end of period 1,342 1,618 1,342 1,618  
AULC balance, beginning of period 57 27 41 34  
Provision (reduction in allowance) for unfunded loan commitments (4) 49 12 43  
Unfunded lending commitment losses       (1)  
AULC balance, end of period 53 76 53 76  
ACL balance, end of period 1,395 1,694 1,395 1,694  
Consumer          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
ALLL balance, beginning of period 504 506 568 578  
Loan and lease charge-offs (40) (24) (89) (58)  
Recoveries of loans and leases previously charged-off 20 21 41 40  
Provision (benefit) for loan and lease losses 248 39 212 (18)  
Allowance for loans and leases sold or transferred to loans held for sale   58   58  
ALLL balance, end of period 732 600 732 600  
AULC balance, beginning of period 34 11 36 18  
Provision (reduction in allowance) for unfunded loan commitments 7 17 5 10  
Unfunded lending commitment losses       0  
AULC balance, end of period 41 28 41 28  
ACL balance, end of period $ 773 $ 628 $ 773 $ 628