Quarterly report pursuant to Section 13 or 15(d)

Loans and Leases and Allowance for Credit Losses (Details 2)

v3.2.0.727
Loans and Leases and Allowance for Credit Losses (Details 2) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2015
Jun. 30, 2014
Jun. 30, 2015
Jun. 30, 2014
Dec. 31, 2014
Allowance For Credit Losses Roll Forward [Abstract]          
ALLL balance, beginning of period $ 605,126 $ 631,918 $ 605,196 $ 647,870  
Recoveries of loans previously charged-off 21,595 30,184 52,238 60,209  
Loan charge-offs 46,970 (58,827) 102,045 (131,838)  
Provision for loan and lease losses 19,790 31,826 46,445 59,987  
Allowance for loans sold or transferred to hoans held for sale (1) 0 2,292 (1,127)  
ALLL balance, end of period 599,542 635,101 599,542 635,101  
AULC balance, beginning of period 54,742 59,368 60,806 62,899  
Provision for unfunded loan commitments and letters of credit 629 (2,441) (5,435) (5,972)  
AULC Balance, end of period 55,371 56,927 55,371 56,927  
ACL balance, end of period 654,913 692,028 654,913 692,028  
Loan and lease balances by credit quality indicator          
Total commercial and industrial 20,002,676   20,002,676   $ 19,033,146
Total commercial real estate 5,213,793   5,213,793   5,197,403
Automobile 8,549,081   8,549,081   8,689,902
Home equity 8,526,276   8,526,276   8,490,915
Residential mortgage 5,987,000   5,987,000   5,830,609
Other consumer 473,475   473,475   413,751
Automobile loans including automobile loans transferred to loans held for sale 8,549,081   8,549,081    
Pass [Member]          
Loan and lease balances by credit quality indicator          
Total commercial and industrial 18,771,741   18,771,741   17,888,295
Total commercial real estate 4,968,700   4,968,700   4,886,720
OLEM [Member]          
Loan and lease balances by credit quality indicator          
Total commercial and industrial 430,786   430,786   505,044
Total commercial real estate 58,109   58,109   74,234
Substandard [Member]          
Loan and lease balances by credit quality indicator          
Total commercial and industrial 794,869   794,869   630,704
Total commercial real estate 181,644   181,644   226,071
Doubtful [Member]          
Loan and lease balances by credit quality indicator          
Total commercial and industrial 5,280   5,280   9,103
Total commercial real estate 5,340   5,340   10,378
750+[Member]          
Loan and lease balances by credit quality indicator          
Home equity 5,136,242   5,136,242    
Residential mortgage 3,529,358   3,529,358    
Other consumer 218,022   218,022    
Automobile loans including automobile loans transferred to loans held for sale 4,172,286   4,172,286    
650-749 [Member]          
Loan and lease balances by credit quality indicator          
Home equity 2,480,351   2,480,351    
Residential mortgage 1,796,720   1,796,720    
Other consumer 220,486   220,486    
Automobile loans including automobile loans transferred to loans held for sale 3,177,579   3,177,579    
Less than 650 [Member]          
Loan and lease balances by credit quality indicator          
Home equity 632,296   632,296    
Residential mortgage 604,416   604,416    
Other consumer 33,893   33,893    
Automobile loans including automobile loans transferred to loans held for sale 961,996   961,996    
Other (2) [Member]          
Loan and lease balances by credit quality indicator          
Home equity 277,387   277,387    
Residential mortgage 56,506   56,506    
Other consumer 1,074   1,074    
Automobile loans including automobile loans transferred to loans held for sale 237,220   237,220    
Commercial and industrial owner occupied [Member]          
Loan and lease balances by credit quality indicator          
Total commercial and industrial 4,199,859   4,199,859   4,254,875
Commercial and industrial owner occupied [Member] | Pass [Member]          
Loan and lease balances by credit quality indicator          
Total commercial and industrial 3,875,455   3,875,455   3,959,046
Commercial and industrial owner occupied [Member] | OLEM [Member]          
Loan and lease balances by credit quality indicator          
Total commercial and industrial 114,939   114,939   117,637
Commercial and industrial owner occupied [Member] | Substandard [Member]          
Loan and lease balances by credit quality indicator          
Total commercial and industrial 207,241   207,241   175,767
Commercial and industrial owner occupied [Member] | Doubtful [Member]          
Loan and lease balances by credit quality indicator          
Total commercial and industrial 2,224   2,224   2,425
Commercial and industrial purchased impaired          
Loan and lease balances by credit quality indicator          
Total commercial and industrial 20,122   20,122   23,228
Commercial and industrial purchased impaired | Pass [Member]          
Loan and lease balances by credit quality indicator          
Total commercial and industrial 4,061   4,061   3,915
Commercial and industrial purchased impaired | OLEM [Member]          
Loan and lease balances by credit quality indicator          
Total commercial and industrial 500   500   741
Commercial and industrial purchased impaired | Substandard [Member]          
Loan and lease balances by credit quality indicator          
Total commercial and industrial 15,360   15,360   14,901
Commercial and industrial purchased impaired | Doubtful [Member]          
Loan and lease balances by credit quality indicator          
Total commercial and industrial 201   201   3,671
Other commercial and industrial [Member]          
Loan and lease balances by credit quality indicator          
Total commercial and industrial 15,782,695   15,782,695   14,755,043
Other commercial and industrial [Member] | Pass [Member]          
Loan and lease balances by credit quality indicator          
Total commercial and industrial 14,892,225   14,892,225   13,925,334
Other commercial and industrial [Member] | OLEM [Member]          
Loan and lease balances by credit quality indicator          
Total commercial and industrial 315,347   315,347   386,666
Other commercial and industrial [Member] | Substandard [Member]          
Loan and lease balances by credit quality indicator          
Total commercial and industrial 572,268   572,268   440,036
Other commercial and industrial [Member] | Doubtful [Member]          
Loan and lease balances by credit quality indicator          
Total commercial and industrial 2,855   2,855   3,007
Commercial and Industrial [Member]          
Allowance For Credit Losses Roll Forward [Abstract]          
ALLL balance, beginning of period 284,573 266,979 286,995 265,801  
Recoveries of loans previously charged-off 7,802 12,648 21,011 20,379  
Loan charge-offs 12,213 (23,245) 36,825 (39,582)  
Provision for loan and lease losses 4,879 22,130 13,860 31,914  
Allowance for loans sold or transferred to hoans held for sale 0 0 0 0  
ALLL balance, end of period 285,041 278,512 285,041 278,512  
AULC balance, beginning of period 42,315 46,316 48,988 49,596  
Provision for unfunded loan commitments and letters of credit (466) (1,566) (7,139) (4,846)  
AULC Balance, end of period 41,849 44,750 41,849 44,750  
ACL balance, end of period 326,890 323,262 326,890 323,262  
Commercial real estate retail properties [Member]          
Loan and lease balances by credit quality indicator          
Total commercial real estate 1,355,518   1,355,518   1,357,746
Commercial real estate retail properties [Member] | Pass [Member]          
Loan and lease balances by credit quality indicator          
Total commercial real estate 1,284,017   1,284,017   1,279,064
Commercial real estate retail properties [Member] | OLEM [Member]          
Loan and lease balances by credit quality indicator          
Total commercial real estate 13,750   13,750   10,204
Commercial real estate retail properties [Member] | Substandard [Member]          
Loan and lease balances by credit quality indicator          
Total commercial real estate 58,006   58,006   67,911
Commercial real estate retail properties [Member] | Doubtful [Member]          
Loan and lease balances by credit quality indicator          
Total commercial real estate (255)   (255)   567
Commercial real estate Multi family [Member]          
Loan and lease balances by credit quality indicator          
Total commercial real estate 1,120,584   1,120,584   1,090,416
Commercial real estate Multi family [Member] | Pass [Member]          
Loan and lease balances by credit quality indicator          
Total commercial real estate 1,084,707   1,084,707   1,044,521
Commercial real estate Multi family [Member] | OLEM [Member]          
Loan and lease balances by credit quality indicator          
Total commercial real estate 12,041   12,041   12,608
Commercial real estate Multi family [Member] | Substandard [Member]          
Loan and lease balances by credit quality indicator          
Total commercial real estate 23,345   23,345   32,322
Commercial real estate Multi family [Member] | Doubtful [Member]          
Loan and lease balances by credit quality indicator          
Total commercial real estate 491   491   965
Commercial real estate office [Member]          
Loan and lease balances by credit quality indicator          
Total commercial real estate 930,940   930,940   980,303
Commercial real estate office [Member] | Pass [Member]          
Loan and lease balances by credit quality indicator          
Total commercial real estate 859,603   859,603   902,474
Commercial real estate office [Member] | OLEM [Member]          
Loan and lease balances by credit quality indicator          
Total commercial real estate 27,135   27,135   33,107
Commercial real estate office [Member] | Substandard [Member]          
Loan and lease balances by credit quality indicator          
Total commercial real estate 42,155   42,155   42,578
Commercial real estate office [Member] | Doubtful [Member]          
Loan and lease balances by credit quality indicator          
Total commercial real estate 2,047   2,047   2,144
Commercial real estate Industrial and warehouse [Member]          
Loan and lease balances by credit quality indicator          
Total commercial real estate 501,087   501,087   513,401
Commercial real estate Industrial and warehouse [Member] | Pass [Member]          
Loan and lease balances by credit quality indicator          
Total commercial real estate 488,609   488,609   487,454
Commercial real estate Industrial and warehouse [Member] | OLEM [Member]          
Loan and lease balances by credit quality indicator          
Total commercial real estate 347   347   7,877
Commercial real estate Industrial and warehouse [Member] | Substandard [Member]          
Loan and lease balances by credit quality indicator          
Total commercial real estate 11,768   11,768   17,781
Commercial real estate Industrial and warehouse [Member] | Doubtful [Member]          
Loan and lease balances by credit quality indicator          
Total commercial real estate 363   363   289
Commercial real estate purchased impaired          
Loan and lease balances by credit quality indicator          
Total commercial real estate 27,591   27,591   38,371
Commercial real estate purchased impaired | Pass [Member]          
Loan and lease balances by credit quality indicator          
Total commercial real estate 8,923   8,923   6,914
Commercial real estate purchased impaired | OLEM [Member]          
Loan and lease balances by credit quality indicator          
Total commercial real estate 158   158   803
Commercial real estate purchased impaired | Substandard [Member]          
Loan and lease balances by credit quality indicator          
Total commercial real estate 16,656   16,656   25,460
Commercial real estate purchased impaired | Doubtful [Member]          
Loan and lease balances by credit quality indicator          
Total commercial real estate 1,854   1,854   5,194
Other commercial real estate [Member]          
Loan and lease balances by credit quality indicator          
Total commercial real estate 1,278,073   1,278,073   1,217,166
Other commercial real estate [Member] | Pass [Member]          
Loan and lease balances by credit quality indicator          
Total commercial real estate 1,242,841   1,242,841   1,166,293
Other commercial real estate [Member] | OLEM [Member]          
Loan and lease balances by credit quality indicator          
Total commercial real estate 4,678   4,678   9,635
Other commercial real estate [Member] | Substandard [Member]          
Loan and lease balances by credit quality indicator          
Total commercial real estate 29,714   29,714   40,019
Other commercial real estate [Member] | Doubtful [Member]          
Loan and lease balances by credit quality indicator          
Total commercial real estate 840   840   1,219
Commercial Real Estate [Member]          
Allowance For Credit Losses Roll Forward [Abstract]          
ALLL balance, beginning of period 100,752 160,306 102,839 162,557  
Recoveries of loans previously charged-off 2,763 5,189 8,788 16,286  
Loan charge-offs 8,288 (2,998) 10,301 (13,108)  
Provision for loan and lease losses (3,167) (25,151) (9,266) (28,389)  
Allowance for loans sold or transferred to hoans held for sale 0 0 0 0  
ALLL balance, end of period 92,060 137,346 92,060 137,346  
AULC balance, beginning of period 5,531 9,127 6,041 9,891  
Provision for unfunded loan commitments and letters of credit 247 (1,597) (263) (2,361)  
AULC Balance, end of period 5,778 7,530 5,778 7,530  
ACL balance, end of period 97,838 144,876 97,838 144,876  
Automobile Loan [Member]          
Allowance For Credit Losses Roll Forward [Abstract]          
ALLL balance, beginning of period 37,125 25,178 33,466 31,053  
Recoveries of loans previously charged-off 4,249 3,706 8,104 7,108  
Loan charge-offs 7,691 (6,632) 15,794 (14,676)  
Provision for loan and lease losses 5,418 4,906 15,618 3,673  
Allowance for loans sold or transferred to hoans held for sale (1) 0 2,292 0  
ALLL balance, end of period 39,102 27,158 39,102 27,158  
AULC balance, beginning of period 0 0 0 0  
Provision for unfunded loan commitments and letters of credit 0 0 0 0  
AULC Balance, end of period 0 0 0 0  
ACL balance, end of period 39,102 27,158 39,102 27,158  
Automobile Loan [Member] | 750+[Member]          
Loan and lease balances by credit quality indicator          
Automobile loans including automobile loans transferred to loans held for sale         4,165,811
Automobile Loan [Member] | 650-749 [Member]          
Loan and lease balances by credit quality indicator          
Automobile loans including automobile loans transferred to loans held for sale         3,249,141
Automobile Loan [Member] | Less than 650 [Member]          
Loan and lease balances by credit quality indicator          
Automobile loans including automobile loans transferred to loans held for sale         1,028,381
Automobile Loan [Member] | Other (2) [Member]          
Loan and lease balances by credit quality indicator          
Automobile loans including automobile loans transferred to loans held for sale         246,569
Automobile Loan [Member] | Total          
Loan and lease balances by credit quality indicator          
Automobile loans including automobile loans transferred to loans held for sale         8,689,902
Home equity secured by first-lien other [Member]          
Loan and lease balances by credit quality indicator          
Home equity 5,205,057   5,205,057    
Home equity secured by first-lien other [Member] | 750+[Member]          
Loan and lease balances by credit quality indicator          
Home equity 3,311,887   3,311,887   3,255,088
Home equity secured by first-lien other [Member] | 650-749 [Member]          
Loan and lease balances by credit quality indicator          
Home equity 1,438,410   1,438,410   1,426,191
Home equity secured by first-lien other [Member] | Less than 650 [Member]          
Loan and lease balances by credit quality indicator          
Home equity 282,919   282,919   283,152
Home equity secured by first-lien other [Member] | Other (2) [Member]          
Loan and lease balances by credit quality indicator          
Home equity 171,841   171,841   164,373
Home equity secured by first-lien other [Member] | Total          
Loan and lease balances by credit quality indicator          
Home equity         5,128,804
Home equity secured by junior-lien [Member]          
Loan and lease balances by credit quality indicator          
Home equity 3,321,219   3,321,219    
Home equity secured by junior-lien [Member] | 750+[Member]          
Loan and lease balances by credit quality indicator          
Home equity 1,824,355   1,824,355   1,832,663
Home equity secured by junior-lien [Member] | 650-749 [Member]          
Loan and lease balances by credit quality indicator          
Home equity 1,041,941   1,041,941   1,095,332
Home equity secured by junior-lien [Member] | Less than 650 [Member]          
Loan and lease balances by credit quality indicator          
Home equity 349,377   349,377   348,825
Home equity secured by junior-lien [Member] | Other (2) [Member]          
Loan and lease balances by credit quality indicator          
Home equity 105,546   105,546   85,291
Home equity secured by junior-lien [Member] | Total          
Loan and lease balances by credit quality indicator          
Home equity         3,362,111
Home Equity [Member]          
Allowance For Credit Losses Roll Forward [Abstract]          
ALLL balance, beginning of period 110,280 113,177 96,413 111,131  
Recoveries of loans previously charged-off 3,979 4,710 7,940 10,082  
Loan charge-offs 8,629 (13,201) 17,215 (34,260)  
Provision for loan and lease losses 5,548 1,257 24,040 18,990  
Allowance for loans sold or transferred to hoans held for sale 0 0 0 0  
ALLL balance, end of period 111,178 105,943 111,178 105,943  
AULC balance, beginning of period 2,639 1,791 1,924 1,763  
Provision for unfunded loan commitments and letters of credit (117) 186 598 214  
AULC Balance, end of period 2,522 1,977 2,522 1,977  
ACL balance, end of period 113,700 107,920 113,700 107,920  
Home Equity [Member] | 750+[Member]          
Loan and lease balances by credit quality indicator          
Home equity         5,087,751
Home Equity [Member] | 650-749 [Member]          
Loan and lease balances by credit quality indicator          
Home equity         2,521,523
Home Equity [Member] | Less than 650 [Member]          
Loan and lease balances by credit quality indicator          
Home equity         631,977
Home Equity [Member] | Other (2) [Member]          
Loan and lease balances by credit quality indicator          
Home equity         249,664
Home Equity [Member] | Total          
Loan and lease balances by credit quality indicator          
Home equity         8,490,915
Residential mortgage other          
Loan and lease balances by credit quality indicator          
Residential mortgage 5,984,960   5,984,960    
Residential mortgage other | 750+[Member]          
Loan and lease balances by credit quality indicator          
Residential mortgage 3,528,722   3,528,722   3,285,310
Residential mortgage other | 650-749 [Member]          
Loan and lease balances by credit quality indicator          
Residential mortgage 1,795,997   1,795,997   1,785,137
Residential mortgage other | Less than 650 [Member]          
Loan and lease balances by credit quality indicator          
Residential mortgage 603,735   603,735   666,562
Residential mortgage other | Other (2) [Member]          
Loan and lease balances by credit quality indicator          
Residential mortgage 56,506   56,506   91,688
Residential mortgage other | Total          
Loan and lease balances by credit quality indicator          
Residential mortgage         5,828,697
Residential mortgage purchased impaired          
Loan and lease balances by credit quality indicator          
Residential mortgage 2,040   2,040    
Residential mortgage purchased impaired | 750+[Member]          
Loan and lease balances by credit quality indicator          
Residential mortgage 636   636   594
Residential mortgage purchased impaired | 650-749 [Member]          
Loan and lease balances by credit quality indicator          
Residential mortgage 723   723   1,135
Residential mortgage purchased impaired | Less than 650 [Member]          
Loan and lease balances by credit quality indicator          
Residential mortgage 681   681   183
Residential mortgage purchased impaired | Other (2) [Member]          
Loan and lease balances by credit quality indicator          
Residential mortgage 0   0   0
Residential mortgage purchased impaired | Total          
Loan and lease balances by credit quality indicator          
Residential mortgage         1,912
Residential Mortgage [Member]          
Allowance For Credit Losses Roll Forward [Abstract]          
ALLL balance, beginning of period 55,380 39,068 47,211 39,577  
Recoveries of loans previously charged-off 1,468 2,656 3,515 3,783  
Loan charge-offs 3,610 (6,062) 8,473 (15,048)  
Provision for loan and lease losses (1,559) 11,529 9,426 18,879  
Allowance for loans sold or transferred to hoans held for sale 0 0 0 0  
ALLL balance, end of period 51,679 47,191 51,679 47,191  
AULC balance, beginning of period 9 8 8 9  
Provision for unfunded loan commitments and letters of credit 8 0 9 (1)  
AULC Balance, end of period 17 8 17 8  
ACL balance, end of period 51,696 47,199 51,696 47,199  
Residential Mortgage [Member] | 750+[Member]          
Loan and lease balances by credit quality indicator          
Residential mortgage         3,285,904
Residential Mortgage [Member] | 650-749 [Member]          
Loan and lease balances by credit quality indicator          
Residential mortgage         1,786,272
Residential Mortgage [Member] | Less than 650 [Member]          
Loan and lease balances by credit quality indicator          
Residential mortgage         666,745
Residential Mortgage [Member] | Other (2) [Member]          
Loan and lease balances by credit quality indicator          
Residential mortgage         91,688
Residential Mortgage [Member] | Total          
Loan and lease balances by credit quality indicator          
Residential mortgage         5,830,609
Other consumer other          
Loan and lease balances by credit quality indicator          
Other consumer 473,424   473,424    
Other consumer other | 750+[Member]          
Loan and lease balances by credit quality indicator          
Other consumer 218,022   218,022   195,128
Other consumer other | 650-749 [Member]          
Loan and lease balances by credit quality indicator          
Other consumer 220,435   220,435   187,781
Other consumer other | Less than 650 [Member]          
Loan and lease balances by credit quality indicator          
Other consumer 33,893   33,893   30,582
Other consumer other | Other (2) [Member]          
Loan and lease balances by credit quality indicator          
Other consumer 1,074   1,074   209
Other consumer other | Total          
Loan and lease balances by credit quality indicator          
Other consumer         413,700
Other consumer purchased impaired          
Loan and lease balances by credit quality indicator          
Other consumer 51   51    
Other consumer purchased impaired | 750+[Member]          
Loan and lease balances by credit quality indicator          
Other consumer 0   0   0
Other consumer purchased impaired | 650-749 [Member]          
Loan and lease balances by credit quality indicator          
Other consumer 51   51   51
Other consumer purchased impaired | Less than 650 [Member]          
Loan and lease balances by credit quality indicator          
Other consumer 0   0   0
Other consumer purchased impaired | Other (2) [Member]          
Loan and lease balances by credit quality indicator          
Other consumer 0   0   0
Other consumer purchased impaired | Total          
Loan and lease balances by credit quality indicator          
Other consumer         51
Other Consumer loan [Member]          
Allowance For Credit Losses Roll Forward [Abstract]          
ALLL balance, beginning of period 17,016 27,210 38,272 37,751  
Recoveries of loans previously charged-off 1,334 1,275 2,880 2,571  
Loan charge-offs 6,539 (6,689) 13,437 (15,164)  
Provision for loan and lease losses 8,671 17,155 (7,233) 14,920  
Allowance for loans sold or transferred to hoans held for sale 0 0 0 (1,127)  
ALLL balance, end of period 20,482 38,951 20,482 38,951  
AULC balance, beginning of period 4,248 2,126 3,845 1,640  
Provision for unfunded loan commitments and letters of credit 957 536 1,360 1,022  
AULC Balance, end of period 5,205 2,662 5,205 2,662  
ACL balance, end of period $ 25,687 $ 41,613 $ 25,687 $ 41,613  
Other Consumer loan [Member] | 750+[Member]          
Loan and lease balances by credit quality indicator          
Other consumer         195,128
Other Consumer loan [Member] | 650-749 [Member]          
Loan and lease balances by credit quality indicator          
Other consumer         187,832
Other Consumer loan [Member] | Less than 650 [Member]          
Loan and lease balances by credit quality indicator          
Other consumer         30,582
Other Consumer loan [Member] | Other (2) [Member]          
Loan and lease balances by credit quality indicator          
Other consumer         209
Other Consumer loan [Member] | Total          
Loan and lease balances by credit quality indicator          
Other consumer         $ 413,751