Quarterly report pursuant to Section 13 or 15(d)

Loans and Leases and Allowance for Credit Losses (Details 2)

v2.4.0.8
Loans and Leases and Allowance for Credit Losses (Details 2) (USD $)
In Thousands, unless otherwise specified
3 Months Ended 6 Months Ended
Jun. 30, 2014
Jun. 30, 2013
Jun. 30, 2014
Jun. 30, 2013
Dec. 31, 2013
Allowance For Credit Losses Roll Forward [Abstract]          
ALLL balance, beginning of period $ 631,918 $ 746,769 $ 647,870 $ 769,075  
Recoveries of loans previously charged-off 30,184 28,448 60,209 60,903  
Loan charge-offs (58,827) (63,238) (131,838) (147,380)  
Provision for loan and lease losses 31,826 21,354 59,987 50,742  
Allowance for loans sold or transferred to hoans held for sale 0 (257) (1,127) (264)  
ALLL balance, end of period 635,101 733,076 635,101 733,076  
AULC balance, beginning of period 59,368 40,855 62,899 40,651  
Provision for unfunded loan commitments and letters of credit (2,441) 3,368 (5,972) 3,572  
AULC Balance, end of period 56,927 44,223 56,927 44,223  
ACL balance, end of period 692,028 777,299 692,028 777,299  
Loan and lease balances by credit quality indicator          
Total commercial and industrial 18,899,458   18,899,458   17,594,276
Total commercial real estate 4,990,317   4,990,317   4,850,094
Automobile 7,685,725   7,685,725   6,638,713
Home equity 8,405,078   8,405,078   8,336,318
Residential mortgage 5,707,424   5,707,424   5,321,088
Other consumer 391,773   391,773   380,011
Automobile loans including automobile loans transferred to loans held for sale 7,685,725   7,685,725    
Pass [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial and industrial 17,947,690   17,947,690   16,688,106
Total commercial real estate 4,597,594   4,597,594   4,395,855
OLEM [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial and industrial 328,540   328,540   343,166
Total commercial real estate 60,852   60,852   71,403
Substandard [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial and industrial 598,761   598,761   548,030
Total commercial real estate 326,808   326,808   376,880
Doubtful [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial and industrial 24,467   24,467   14,974
Total commercial real estate 5,063   5,063   5,956
750+[Member]
         
Loan and lease balances by credit quality indicator          
Home equity 4,930,430 [1]   4,930,430 [1]    
Residential mortgage 3,191,639 [1]   3,191,639 [1]    
Other consumer 172,405 [1]   172,405 [1]    
Automobile loans including automobile loans transferred to loans held for sale 3,633,353 [1]   3,633,353 [1]    
650-749 [Member]
         
Loan and lease balances by credit quality indicator          
Home equity 2,475,858 [1]   2,475,858 [1]    
Residential mortgage 1,756,797 [1]   1,756,797 [1]    
Other consumer 166,310 [1]   166,310 [1]    
Automobile loans including automobile loans transferred to loans held for sale 2,888,327 [1]   2,888,327 [1]    
Less than 650 [Member]
         
Loan and lease balances by credit quality indicator          
Home equity 652,201 [1]   652,201 [1]    
Residential mortgage 650,468 [1]   650,468 [1]    
Other consumer 42,440 [1]   42,440 [1]    
Automobile loans including automobile loans transferred to loans held for sale 943,156 [1]   943,156 [1]    
Other (2) [Member]
         
Loan and lease balances by credit quality indicator          
Home equity 346,589 [1],[2]   346,589 [1],[2]    
Residential mortgage 108,520 [1],[2]   108,520 [1],[2]    
Other consumer 10,618 [1],[2]   10,618 [1],[2]    
Automobile loans including automobile loans transferred to loans held for sale 220,889 [1]   220,889 [1]    
Commercial and industrial owner occupied [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial and industrial 4,271,313   4,271,313   4,347,872
Commercial and industrial owner occupied [Member] | Pass [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial and industrial 4,001,530   4,001,530   4,052,579
Commercial and industrial owner occupied [Member] | OLEM [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial and industrial 105,226   105,226   130,645
Commercial and industrial owner occupied [Member] | Substandard [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial and industrial 158,574   158,574   155,994
Commercial and industrial owner occupied [Member] | Doubtful [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial and industrial 5,983   5,983   8,654
Commercial and industrial purchased impaired
         
Loan and lease balances by credit quality indicator          
Total commercial and industrial 35,377   35,377   35,526
Commercial and industrial purchased impaired | Pass [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial and industrial 4,307   4,307   5,015
Commercial and industrial purchased impaired | OLEM [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial and industrial 672   672   661
Commercial and industrial purchased impaired | Substandard [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial and industrial 26,167   26,167   27,693
Commercial and industrial purchased impaired | Doubtful [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial and industrial 4,231   4,231   2,157
Other commercial and industrial [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial and industrial 14,592,768   14,592,768   13,210,878
Other commercial and industrial [Member] | Pass [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial and industrial 13,941,853   13,941,853   12,630,512
Other commercial and industrial [Member] | OLEM [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial and industrial 222,642   222,642   211,860
Other commercial and industrial [Member] | Substandard [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial and industrial 414,020   414,020   364,343
Other commercial and industrial [Member] | Doubtful [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial and industrial 14,253   14,253   4,163
Commercial and Industrial [Member]
         
Allowance For Credit Losses Roll Forward [Abstract]          
ALLL balance, beginning of period 266,979 238,098 265,801 241,051  
Recoveries of loans previously charged-off 12,648 7,395 20,379 17,091  
Loan charge-offs (23,245) (8,981) (39,582) (21,994)  
Provision for loan and lease losses 22,130 (2,833) 31,914 (2,469)  
Allowance for loans sold or transferred to hoans held for sale 0 0 0 0  
ALLL balance, end of period 278,512 233,679 278,512 233,679  
AULC balance, beginning of period 46,316 33,835 49,596 33,868  
Provision for unfunded loan commitments and letters of credit (1,566) 3,636 (4,846) 3,603  
AULC Balance, end of period 44,750 37,471 44,750 37,471  
ACL balance, end of period 323,262 271,150 323,262 271,150  
Commercial real estate retail properties [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial real estate 1,376,246   1,376,246   1,263,569
Commercial real estate retail properties [Member] | Pass [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial real estate 1,308,627   1,308,627   1,153,747
Commercial real estate retail properties [Member] | OLEM [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial real estate 9,349   9,349   16,003
Commercial real estate retail properties [Member] | Substandard [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial real estate 57,460   57,460   93,819
Commercial real estate retail properties [Member] | Doubtful [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial real estate 810   810   0
Commercial real estate Multi family [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial real estate 1,056,727   1,056,727   1,025,591
Commercial real estate Multi family [Member] | Pass [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial real estate 998,890   998,890   972,526
Commercial real estate Multi family [Member] | OLEM [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial real estate 14,482   14,482   16,540
Commercial real estate Multi family [Member] | Substandard [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial real estate 42,955   42,955   36,411
Commercial real estate Multi family [Member] | Doubtful [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial real estate 400   400   114
Commercial real estate office [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial real estate 945,665   945,665   942,293
Commercial real estate office [Member] | Pass [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial real estate 834,505   834,505   847,411
Commercial real estate office [Member] | OLEM [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial real estate 25,288   25,288   4,866
Commercial real estate office [Member] | Substandard [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial real estate 83,871   83,871   87,722
Commercial real estate office [Member] | Doubtful [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial real estate 2,001   2,001   2,294
Commercial real estate Industrial and warehouse [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial real estate 514,703   514,703   472,893
Commercial real estate Industrial and warehouse [Member] | Pass [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial real estate 486,423   486,423   431,057
Commercial real estate Industrial and warehouse [Member] | OLEM [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial real estate 2,362   2,362   14,138
Commercial real estate Industrial and warehouse [Member] | Substandard [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial real estate 25,918   25,918   27,698
Commercial real estate Industrial and warehouse [Member] | Doubtful [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial real estate 0   0   0
Commercial real estate purchased impaired
         
Loan and lease balances by credit quality indicator          
Total commercial real estate 57,295   57,295   82,073
Commercial real estate purchased impaired | Pass [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial real estate 7,144   7,144   13,127
Commercial real estate purchased impaired | OLEM [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial real estate 100   100   3,586
Commercial real estate purchased impaired | Substandard [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial real estate 48,989   48,989   62,577
Commercial real estate purchased impaired | Doubtful [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial real estate 1,062   1,062   2,783
Other commercial real estate [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial real estate 1,039,681   1,039,681   1,063,675
Other commercial real estate [Member] | Pass [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial real estate 962,005   962,005   977,987
Other commercial real estate [Member] | OLEM [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial real estate 9,271   9,271   16,270
Other commercial real estate [Member] | Substandard [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial real estate 67,615   67,615   68,653
Other commercial real estate [Member] | Doubtful [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial real estate 790   790   765
Commercial Real Estate [Member]
         
Allowance For Credit Losses Roll Forward [Abstract]          
ALLL balance, beginning of period 160,306 267,436 162,557 285,369  
Recoveries of loans previously charged-off 5,189 11,810 16,286 21,400  
Loan charge-offs (2,998) (14,194) (13,108) (36,561)  
Provision for loan and lease losses (25,151) (9,203) (28,389) (14,359)  
Allowance for loans sold or transferred to hoans held for sale 0 0 0 0  
ALLL balance, end of period 137,346 255,849 137,346 255,849  
AULC balance, beginning of period 9,127 4,404 9,891 4,740  
Provision for unfunded loan commitments and letters of credit (1,597) 4 (2,361) (332)  
AULC Balance, end of period 7,530 4,408 7,530 4,408  
ACL balance, end of period 144,876 260,257 144,876 260,257  
Automobile Loan [Member]
         
Allowance For Credit Losses Roll Forward [Abstract]          
ALLL balance, beginning of period 25,178 35,973 31,053 34,979  
Recoveries of loans previously charged-off 3,706 3,756 7,108 6,850  
Loan charge-offs (6,632) (5,219) (14,676) (10,907)  
Provision for loan and lease losses 4,906 5,480 3,673 9,068  
Allowance for loans sold or transferred to hoans held for sale 0 0 0 0  
ALLL balance, end of period 27,158 39,990 27,158 39,990  
AULC balance, beginning of period 0 0 0 0  
Provision for unfunded loan commitments and letters of credit 0 0 0 0  
AULC Balance, end of period 0 0 0 0  
ACL balance, end of period 27,158 39,990 27,158 39,990  
Automobile Loan [Member] | 750+[Member]
         
Loan and lease balances by credit quality indicator          
Automobile loans including automobile loans transferred to loans held for sale         2,987,323
Automobile Loan [Member] | 650-749 [Member]
         
Loan and lease balances by credit quality indicator          
Automobile loans including automobile loans transferred to loans held for sale         2,517,756
Automobile Loan [Member] | Less than 650 [Member]
         
Loan and lease balances by credit quality indicator          
Automobile loans including automobile loans transferred to loans held for sale         945,604
Automobile Loan [Member] | Other (2) [Member]
         
Loan and lease balances by credit quality indicator          
Automobile loans including automobile loans transferred to loans held for sale         188,030
Automobile Loan [Member] | Total
         
Loan and lease balances by credit quality indicator          
Automobile loans including automobile loans transferred to loans held for sale         6,638,713
Home equity secured by first-lien other [Member]
         
Loan and lease balances by credit quality indicator          
Home equity 4,952,662   4,952,662    
Home equity secured by first-lien other [Member] | 750+[Member]
         
Loan and lease balances by credit quality indicator          
Home equity 3,108,652 [1]   3,108,652 [1]   3,018,784
Home equity secured by first-lien other [Member] | 650-749 [Member]
         
Loan and lease balances by credit quality indicator          
Home equity 1,352,840 [1]   1,352,840 [1]   1,412,445
Home equity secured by first-lien other [Member] | Less than 650 [Member]
         
Loan and lease balances by credit quality indicator          
Home equity 275,292 [1]   275,292 [1]   299,681
Home equity secured by first-lien other [Member] | Other (2) [Member]
         
Loan and lease balances by credit quality indicator          
Home equity 215,878 [1],[2]   215,878 [1],[2]   111,234
Home equity secured by first-lien other [Member] | Total
         
Loan and lease balances by credit quality indicator          
Home equity         4,842,144
Home equity secured by junior-lien [Member]
         
Loan and lease balances by credit quality indicator          
Home equity 3,452,416   3,452,416    
Home equity secured by junior-lien [Member] | 750+[Member]
         
Loan and lease balances by credit quality indicator          
Home equity 1,821,778 [1]   1,821,778 [1]   1,811,102
Home equity secured by junior-lien [Member] | 650-749 [Member]
         
Loan and lease balances by credit quality indicator          
Home equity 1,123,018 [1]   1,123,018 [1]   1,213,024
Home equity secured by junior-lien [Member] | Less than 650 [Member]
         
Loan and lease balances by credit quality indicator          
Home equity 376,909 [1]   376,909 [1]   413,695
Home equity secured by junior-lien [Member] | Other (2) [Member]
         
Loan and lease balances by credit quality indicator          
Home equity 130,711 [1],[2]   130,711 [1],[2]   56,353
Home equity secured by junior-lien [Member] | Total
         
Loan and lease balances by credit quality indicator          
Home equity         3,494,174
Home Equity [Member]
         
Allowance For Credit Losses Roll Forward [Abstract]          
ALLL balance, beginning of period 113,177 115,858 111,131 118,764  
Recoveries of loans previously charged-off 4,710 3,112 10,082 9,661  
Loan charge-offs (13,201) (17,766) (34,260) (44,298)  
Provision for loan and lease losses 1,257 14,422 18,990 31,499  
Allowance for loans sold or transferred to hoans held for sale 0 0 0 0  
ALLL balance, end of period 105,943 115,626 105,943 115,626  
AULC balance, beginning of period 1,791 1,912 1,763 1,356  
Provision for unfunded loan commitments and letters of credit 186 (224) 214 332  
AULC Balance, end of period 1,977 1,688 1,977 1,688  
ACL balance, end of period 107,920 117,314 107,920 117,314  
Home Equity [Member] | 750+[Member]
         
Loan and lease balances by credit quality indicator          
Home equity         4,829,886
Home Equity [Member] | 650-749 [Member]
         
Loan and lease balances by credit quality indicator          
Home equity         2,625,469
Home Equity [Member] | Less than 650 [Member]
         
Loan and lease balances by credit quality indicator          
Home equity         713,376
Home Equity [Member] | Other (2) [Member]
         
Loan and lease balances by credit quality indicator          
Home equity         167,587
Home Equity [Member] | Total
         
Loan and lease balances by credit quality indicator          
Home equity         8,336,318
Residential mortgage other
         
Loan and lease balances by credit quality indicator          
Residential mortgage 5,705,065   5,705,065    
Residential mortgage other | 750+[Member]
         
Loan and lease balances by credit quality indicator          
Residential mortgage 3,191,048 [1]   3,191,048 [1]   2,837,590
Residential mortgage other | 650-749 [Member]
         
Loan and lease balances by credit quality indicator          
Residential mortgage 1,755,629 [1]   1,755,629 [1]   1,710,183
Residential mortgage other | Less than 650 [Member]
         
Loan and lease balances by credit quality indicator          
Residential mortgage 649,868 [1]   649,868 [1]   699,541
Residential mortgage other | Other (2) [Member]
         
Loan and lease balances by credit quality indicator          
Residential mortgage 108,520 [1],[2]   108,520 [1],[2]   71,276
Residential mortgage other | Total
         
Loan and lease balances by credit quality indicator          
Residential mortgage         5,318,590
Residential mortgage purchased impaired
         
Loan and lease balances by credit quality indicator          
Residential mortgage 2,359   2,359    
Residential mortgage purchased impaired | 750+[Member]
         
Loan and lease balances by credit quality indicator          
Residential mortgage 591 [1]   591 [1]   588
Residential mortgage purchased impaired | 650-749 [Member]
         
Loan and lease balances by credit quality indicator          
Residential mortgage 1,168 [1]   1,168 [1]   989
Residential mortgage purchased impaired | Less than 650 [Member]
         
Loan and lease balances by credit quality indicator          
Residential mortgage 600 [1]   600 [1]   921
Residential mortgage purchased impaired | Other (2) [Member]
         
Loan and lease balances by credit quality indicator          
Residential mortgage 0 [1],[2]   0 [1],[2]   0
Residential mortgage purchased impaired | Total
         
Loan and lease balances by credit quality indicator          
Residential mortgage         2,498
Residential Mortgage [Member]
         
Allowance For Credit Losses Roll Forward [Abstract]          
ALLL balance, beginning of period 39,068 63,062 39,577 61,658  
Recoveries of loans previously charged-off 2,656 1,072 3,783 2,825  
Loan charge-offs (6,062) (9,692) (15,048) (17,593)  
Provision for loan and lease losses 11,529 9,617 18,879 17,176  
Allowance for loans sold or transferred to hoans held for sale 0 (257) 0 (264)  
ALLL balance, end of period 47,191 63,802 47,191 63,802  
AULC balance, beginning of period 8 6 9 3  
Provision for unfunded loan commitments and letters of credit 0 0 (1) 3  
AULC Balance, end of period 8 6 8 6  
ACL balance, end of period 47,199 63,808 47,199 63,808  
Residential Mortgage [Member] | 750+[Member]
         
Loan and lease balances by credit quality indicator          
Residential mortgage         2,838,178
Residential Mortgage [Member] | 650-749 [Member]
         
Loan and lease balances by credit quality indicator          
Residential mortgage         1,711,172
Residential Mortgage [Member] | Less than 650 [Member]
         
Loan and lease balances by credit quality indicator          
Residential mortgage         700,462
Residential Mortgage [Member] | Other (2) [Member]
         
Loan and lease balances by credit quality indicator          
Residential mortgage         71,276
Residential Mortgage [Member] | Total
         
Loan and lease balances by credit quality indicator          
Residential mortgage         5,321,088
Other consumer other
         
Loan and lease balances by credit quality indicator          
Other consumer 391,720   391,720    
Other consumer other | 750+[Member]
         
Loan and lease balances by credit quality indicator          
Other consumer 172,405 [1]   172,405 [1]   161,858
Other consumer other | 650-749 [Member]
         
Loan and lease balances by credit quality indicator          
Other consumer 166,257 [1]   166,257 [1]   157,675
Other consumer other | Less than 650 [Member]
         
Loan and lease balances by credit quality indicator          
Other consumer 42,440 [1]   42,440 [1]   45,370
Other consumer other | Other (2) [Member]
         
Loan and lease balances by credit quality indicator          
Other consumer 10,618 [1],[2]   10,618 [1],[2]   14,979
Other consumer other | Total
         
Loan and lease balances by credit quality indicator          
Other consumer         379,882
Other consumer purchased impaired
         
Loan and lease balances by credit quality indicator          
Other consumer 53   53    
Other consumer purchased impaired | 750+[Member]
         
Loan and lease balances by credit quality indicator          
Other consumer 0 [1]   0 [1]   0
Other consumer purchased impaired | 650-749 [Member]
         
Loan and lease balances by credit quality indicator          
Other consumer 53 [1]   53 [1]   60
Other consumer purchased impaired | Less than 650 [Member]
         
Loan and lease balances by credit quality indicator          
Other consumer 0 [1]   0 [1]   69
Other consumer purchased impaired | Other (2) [Member]
         
Loan and lease balances by credit quality indicator          
Other consumer 0 [1],[2]   0 [1],[2]   0
Other consumer purchased impaired | Total
         
Loan and lease balances by credit quality indicator          
Other consumer         129
Other Consumer loan [Member]
         
Allowance For Credit Losses Roll Forward [Abstract]          
ALLL balance, beginning of period 27,210 26,342 37,751 27,254  
Recoveries of loans previously charged-off 1,275 1,303 2,571 3,076  
Loan charge-offs (6,689) (7,386) (15,164) (16,027)  
Provision for loan and lease losses 17,155 3,871 14,920 9,827  
Allowance for loans sold or transferred to hoans held for sale 0 0 (1,127) 0  
ALLL balance, end of period 38,951 24,130 38,951 24,130  
AULC balance, beginning of period 2,126 698 1,640 684  
Provision for unfunded loan commitments and letters of credit 536 (48) 1,022 (34)  
AULC Balance, end of period 2,662 650 2,662 650  
ACL balance, end of period 41,613 24,780 41,613 24,780  
Other Consumer loan [Member] | 750+[Member]
         
Loan and lease balances by credit quality indicator          
Other consumer         161,858
Other Consumer loan [Member] | 650-749 [Member]
         
Loan and lease balances by credit quality indicator          
Other consumer         157,735
Other Consumer loan [Member] | Less than 650 [Member]
         
Loan and lease balances by credit quality indicator          
Other consumer         45,439
Other Consumer loan [Member] | Other (2) [Member]
         
Loan and lease balances by credit quality indicator          
Other consumer         14,979
Other Consumer loan [Member] | Total
         
Loan and lease balances by credit quality indicator          
Other consumer         $ 380,011
[1] Reflects currently updated customer credit scores.
[2] Reflects deferred fees and costs, loans in process, loans to legal entities, etc.