Quarterly report pursuant to Section 13 or 15(d)

Loans and Leases and Allowance for Credit Losses (Details 2)

v2.4.0.8
Loans and Leases and Allowance for Credit Losses (Details 2) (USD $)
In Thousands, unless otherwise specified
3 Months Ended
Mar. 31, 2014
Mar. 31, 2013
Dec. 31, 2013
Allowance For Credit Losses Roll Forward [Abstract]      
ALLL balance, beginning of period $ 647,870 $ 769,075  
Recoveries of loans previously charged-off 30,025 32,455  
Loan charge-offs (73,011) (84,142)  
Provision for loan and lease losses 28,161 29,388  
Allowance for loans sold or transferred to hoans held for sale (1,127) (7)  
ALLL balance, end of period 631,918 746,769  
AULC balance, beginning of period 62,899 40,651  
Provision for unfunded loan commitments and letters of credit (3,531) 204  
AULC Balance, end of period 59,368 40,855  
ACL balance, end of period 691,286 787,624  
Loan and lease balances by credit quality indicator      
Total commercial and industrial 18,045,856   17,594,276
Total commercial real estate 5,031,778   4,850,094
Automobile 6,998,792   6,638,713
Home equity 8,373,382   8,336,318
Residential mortgage 5,542,166   5,321,088
Other consumer 361,934   380,011
Automobile loans including automobile loans transferred to loans held for sale 6,998,792 [1]    
Pass [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 17,168,674   16,688,106
Total commercial real estate 4,563,719   4,395,855
OLEM [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 324,398   343,166
Total commercial real estate 73,320   71,403
Substandard [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 539,856   548,030
Total commercial real estate 389,003   376,880
Doubtful [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 12,928   14,974
Total commercial real estate 5,736   5,956
750+[Member]
     
Loan and lease balances by credit quality indicator      
Home equity 4,850,098 [2]    
Residential mortgage 2,999,897 [2]    
Other consumer 159,113 [2]    
Automobile loans including automobile loans transferred to loans held for sale 3,186,518 [2]    
650-749 [Member]
     
Loan and lease balances by credit quality indicator      
Home equity 2,581,753 [2]    
Residential mortgage 1,782,855 [2]    
Other consumer 161,435 [2]    
Automobile loans including automobile loans transferred to loans held for sale 2,664,896 [2]    
Less than 650 [Member]
     
Loan and lease balances by credit quality indicator      
Home equity 698,794 [2]    
Residential mortgage 701,702 [2]    
Other consumer 41,076 [2]    
Automobile loans including automobile loans transferred to loans held for sale 948,010 [2]    
Other (2) [Member]
     
Loan and lease balances by credit quality indicator      
Home equity 242,737 [2],[3]    
Residential mortgage 57,712 [2],[3]    
Other consumer 310 [2],[3]    
Automobile loans including automobile loans transferred to loans held for sale 199,368 [2]    
Commercial and industrial owner occupied [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 4,401,901   4,347,872
Commercial and industrial owner occupied [Member] | Pass [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 4,118,040   4,052,579
Commercial and industrial owner occupied [Member] | OLEM [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 107,617   130,645
Commercial and industrial owner occupied [Member] | Substandard [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 170,600   155,994
Commercial and industrial owner occupied [Member] | Doubtful [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 5,644   8,654
Other commercial and industrial [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 13,607,558   13,210,878
Other commercial and industrial [Member] | Pass [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 13,045,701   12,630,512
Other commercial and industrial [Member] | OLEM [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 216,139   211,860
Other commercial and industrial [Member] | Substandard [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 341,836   364,343
Other commercial and industrial [Member] | Doubtful [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 3,882   4,163
Commercial and Industrial [Member]
     
Allowance For Credit Losses Roll Forward [Abstract]      
ALLL balance, beginning of period 265,801 241,051  
Recoveries of loans previously charged-off 7,731 9,696  
Loan charge-offs (16,337) (13,013)  
Provision for loan and lease losses 9,784 364  
Allowance for loans sold or transferred to hoans held for sale 0 0  
ALLL balance, end of period 266,979 238,098  
AULC balance, beginning of period 49,596 33,868  
Provision for unfunded loan commitments and letters of credit (3,280) (33)  
AULC Balance, end of period 46,316 33,835  
ACL balance, end of period 313,295 271,933  
Commercial real estate retail properties [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 1,415,423   1,263,569
Commercial real estate retail properties [Member] | Pass [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 1,310,593   1,153,747
Commercial real estate retail properties [Member] | OLEM [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 13,185   16,003
Commercial real estate retail properties [Member] | Substandard [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 91,455   93,819
Commercial real estate retail properties [Member] | Doubtful [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 190   0
Commercial real estate Multi family [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 1,052,707   1,025,591
Commercial real estate Multi family [Member] | Pass [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 987,389   972,526
Commercial real estate Multi family [Member] | OLEM [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 23,051   16,540
Commercial real estate Multi family [Member] | Substandard [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 42,150   36,411
Commercial real estate Multi family [Member] | Doubtful [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 117   114
Commercial real estate office [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 952,970   942,293
Commercial real estate office [Member] | Pass [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 849,428   847,411
Commercial real estate office [Member] | OLEM [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 6,137   4,866
Commercial real estate office [Member] | Substandard [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 95,257   87,722
Commercial real estate office [Member] | Doubtful [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 2,148   2,294
Commercial real estate Industrial and warehouse [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 488,015   472,893
Commercial real estate Industrial and warehouse [Member] | Pass [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 447,762   431,057
Commercial real estate Industrial and warehouse [Member] | OLEM [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 14,368   14,138
Commercial real estate Industrial and warehouse [Member] | Substandard [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 25,885   27,698
Commercial real estate Industrial and warehouse [Member] | Doubtful [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 0   0
Other commercial real estate [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 1,045,943   1,063,675
Other commercial real estate [Member] | Pass [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 960,169   977,987
Other commercial real estate [Member] | OLEM [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 15,491   16,270
Other commercial real estate [Member] | Substandard [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 69,695   68,653
Other commercial real estate [Member] | Doubtful [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 588   765
Commercial Real Estate [Member]
     
Allowance For Credit Losses Roll Forward [Abstract]      
ALLL balance, beginning of period 162,557 285,369  
Recoveries of loans previously charged-off 11,097 9,590  
Loan charge-offs (10,110) (22,368)  
Provision for loan and lease losses (3,238) (5,155)  
Allowance for loans sold or transferred to hoans held for sale 0 0  
ALLL balance, end of period 160,306 267,436  
AULC balance, beginning of period 9,891 4,740  
Provision for unfunded loan commitments and letters of credit (764) (336)  
AULC Balance, end of period 9,127 4,404  
ACL balance, end of period 169,433 271,840  
Automobile Loan [Member]
     
Allowance For Credit Losses Roll Forward [Abstract]      
ALLL balance, beginning of period 31,053 34,979  
Recoveries of loans previously charged-off 3,402 3,094  
Loan charge-offs (8,044) (5,688)  
Provision for loan and lease losses (1,233) 3,588  
Allowance for loans sold or transferred to hoans held for sale 0 0  
ALLL balance, end of period 25,178 35,973  
AULC balance, beginning of period 0 0  
Provision for unfunded loan commitments and letters of credit 0 0  
AULC Balance, end of period 0 0  
ACL balance, end of period 25,178 35,973  
Home Equity [Member]
     
Allowance For Credit Losses Roll Forward [Abstract]      
ALLL balance, beginning of period 111,131 118,764  
Recoveries of loans previously charged-off 5,372 6,549  
Loan charge-offs (21,059) (26,531)  
Provision for loan and lease losses 17,733 17,076  
Allowance for loans sold or transferred to hoans held for sale 0 0  
ALLL balance, end of period 113,177 115,858  
AULC balance, beginning of period 1,763 1,356  
Provision for unfunded loan commitments and letters of credit 28 556  
AULC Balance, end of period 1,791 1,912  
ACL balance, end of period 114,968 117,770  
Home equity secured by first-lien other [Member]
     
Loan and lease balances by credit quality indicator      
Home equity 4,886,357    
Home equity secured by first-lien other [Member] | 750+[Member]
     
Loan and lease balances by credit quality indicator      
Home equity 3,047,848 [2]    
Home equity secured by first-lien other [Member] | 650-749 [Member]
     
Loan and lease balances by credit quality indicator      
Home equity 1,412,622 [2]    
Home equity secured by first-lien other [Member] | Less than 650 [Member]
     
Loan and lease balances by credit quality indicator      
Home equity 285,738 [2]    
Home equity secured by first-lien other [Member] | Other (2) [Member]
     
Loan and lease balances by credit quality indicator      
Home equity 140,149 [2],[3]    
Home equity secured by junior-lien [Member]
     
Loan and lease balances by credit quality indicator      
Home equity 3,487,025    
Home equity secured by junior-lien [Member] | 750+[Member]
     
Loan and lease balances by credit quality indicator      
Home equity 1,802,250 [2]    
Home equity secured by junior-lien [Member] | 650-749 [Member]
     
Loan and lease balances by credit quality indicator      
Home equity 1,169,131 [2]    
Home equity secured by junior-lien [Member] | Less than 650 [Member]
     
Loan and lease balances by credit quality indicator      
Home equity 413,056 [2]    
Home equity secured by junior-lien [Member] | Other (2) [Member]
     
Loan and lease balances by credit quality indicator      
Home equity 102,588 [2],[3]    
Residential Mortgage [Member]
     
Allowance For Credit Losses Roll Forward [Abstract]      
ALLL balance, beginning of period 39,577 61,658  
Recoveries of loans previously charged-off 1,127 1,753  
Loan charge-offs (8,986) (7,901)  
Provision for loan and lease losses 7,350 7,559  
Allowance for loans sold or transferred to hoans held for sale 0 (7)  
ALLL balance, end of period 39,068 63,062  
AULC balance, beginning of period 9 3  
Provision for unfunded loan commitments and letters of credit (1) 3  
AULC Balance, end of period 8 6  
ACL balance, end of period 39,076 63,068  
Other Consumer loan [Member]
     
Allowance For Credit Losses Roll Forward [Abstract]      
ALLL balance, beginning of period 37,751 27,254  
Recoveries of loans previously charged-off 1,296 1,773  
Loan charge-offs (8,475) (8,641)  
Provision for loan and lease losses (2,235) 5,956  
Allowance for loans sold or transferred to hoans held for sale (1,127) 0  
ALLL balance, end of period 27,210 26,342  
AULC balance, beginning of period 1,640 684  
Provision for unfunded loan commitments and letters of credit 486 14  
AULC Balance, end of period 2,126 698  
ACL balance, end of period 29,336 27,040  
Commercial and industrial purchased impaired
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 36,397   35,526
Commercial and industrial purchased impaired | Pass [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 4,933   5,015
Commercial and industrial purchased impaired | OLEM [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 642   661
Commercial and industrial purchased impaired | Substandard [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 27,420   27,693
Commercial and industrial purchased impaired | Doubtful [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 3,402   2,157
Commercial real estate purchased impaired
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 76,720   82,073
Commercial real estate purchased impaired | Pass [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 8,378   13,127
Commercial real estate purchased impaired | OLEM [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 1,088   3,586
Commercial real estate purchased impaired | Substandard [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 64,561   62,577
Commercial real estate purchased impaired | Doubtful [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 2,693   2,783
Residential mortgage purchased impaired
     
Loan and lease balances by credit quality indicator      
Residential mortgage 2,258    
Residential mortgage purchased impaired | 750+[Member]
     
Loan and lease balances by credit quality indicator      
Residential mortgage 630 [2]    
Residential mortgage purchased impaired | 650-749 [Member]
     
Loan and lease balances by credit quality indicator      
Residential mortgage 1,034 [2]    
Residential mortgage purchased impaired | Less than 650 [Member]
     
Loan and lease balances by credit quality indicator      
Residential mortgage 594 [2]    
Residential mortgage purchased impaired | Other (2) [Member]
     
Loan and lease balances by credit quality indicator      
Residential mortgage 0 [2],[3]    
Other consumer purchased impaired
     
Loan and lease balances by credit quality indicator      
Other consumer 128    
Other consumer purchased impaired | 750+[Member]
     
Loan and lease balances by credit quality indicator      
Other consumer 0 [2]    
Other consumer purchased impaired | 650-749 [Member]
     
Loan and lease balances by credit quality indicator      
Other consumer 59 [2]    
Other consumer purchased impaired | Less than 650 [Member]
     
Loan and lease balances by credit quality indicator      
Other consumer 69 [2]    
Other consumer purchased impaired | Other (2) [Member]
     
Loan and lease balances by credit quality indicator      
Other consumer 0 [2],[3]    
Residential mortgage other
     
Loan and lease balances by credit quality indicator      
Residential mortgage 5,539,908    
Residential mortgage other | 750+[Member]
     
Loan and lease balances by credit quality indicator      
Residential mortgage 2,999,267 [2]    
Residential mortgage other | 650-749 [Member]
     
Loan and lease balances by credit quality indicator      
Residential mortgage 1,781,821 [2]    
Residential mortgage other | Less than 650 [Member]
     
Loan and lease balances by credit quality indicator      
Residential mortgage 701,108 [2]    
Residential mortgage other | Other (2) [Member]
     
Loan and lease balances by credit quality indicator      
Residential mortgage 57,712 [2],[3]    
Other consumer other
     
Loan and lease balances by credit quality indicator      
Other consumer 361,806    
Other consumer other | 750+[Member]
     
Loan and lease balances by credit quality indicator      
Other consumer 159,113 [2]    
Other consumer other | 650-749 [Member]
     
Loan and lease balances by credit quality indicator      
Other consumer 161,376 [2]    
Other consumer other | Less than 650 [Member]
     
Loan and lease balances by credit quality indicator      
Other consumer 41,007 [2]    
Other consumer other | Other (2) [Member]
     
Loan and lease balances by credit quality indicator      
Other consumer $ 310 [2],[3]    
[1] Included $0.3 billion of loans reflected as loans held for sale related to an automobile securitization expected to be completed in 2013. During the 2013 second quarter, this amount was transferred from loans held for sale to the automobile portfolio based on Management's intent and ability to hold these loans for the foreseeable future.
[2] Reflects currently updated customer credit scores.
[3] Reflects deferred fees and costs, loans in process, loans to legal entities, etc.