Quarterly report pursuant to Section 13 or 15(d)

Loans and Leases and Allowance for Credit Losses (Details 2)

v2.4.0.8
Loans and Leases and Allowance for Credit Losses (Details 2) (USD $)
In Thousands, unless otherwise specified
3 Months Ended 9 Months Ended
Sep. 30, 2013
Sep. 30, 2012
Sep. 30, 2013
Sep. 30, 2012
Dec. 31, 2012
Allowance For Credit Losses Roll Forward [Abstract]          
ALLL balance, beginning of period $ 733,076 $ 859,646 $ 769,075 $ 964,828  
Recoveries of loans previously charged-off 29,510 27,091 90,413 75,906  
Loan charge-offs (85,252) (132,186) (232,632) (348,238)  
Provision for loan and lease losses (11,234) 34,419 39,508 102,823  
Allowance for loans sold or transferred to hoans held for sale (70) 172 (334) (6,177)  
ALLL balance, end of period 666,030 789,142 666,030 789,142  
AULC balance, beginning of period 44,223 50,978 40,651 48,456  
Provision for unfunded loan commitments and letters of credit 22,634 2,585 26,206 5,107  
AULC Balance, end of period 66,857 53,563 66,857 53,563  
ACL balance, end of period 732,887 842,705 732,887 842,705  
Loan and lease balances by credit quality indicator          
Total commercial and industrial 17,334,533   17,334,533   16,970,689
Total commercial real estate 4,872,725   4,872,725   5,399,240
Automobile 6,317,112   6,317,112   4,633,820
Home equity 8,346,685   8,346,685   8,335,342
Residential mortgage 5,306,964   5,306,964   4,969,672
Other consumer 377,814   377,814   419,662
Automobile loans including automobile loans transferred to loans held for sale 6,317,112 [1]   6,317,112 [1]   4,933,820 [1]
Pass [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial and industrial 16,338,141   16,338,141   16,118,277
Total commercial real estate 4,361,509   4,361,509   4,641,885
OLEM [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial and industrial 385,135   385,135   260,397
Total commercial real estate 109,527   109,527   191,233
Substandard [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial and industrial 603,405   603,405   589,881
Total commercial real estate 400,404   400,404   565,871
Doubtful [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial and industrial 7,852   7,852   2,134
Total commercial real estate 1,285   1,285   251
750+[Member]
         
Loan and lease balances by credit quality indicator          
Home equity 4,774,359 [2]   4,774,359 [2]   4,665,031 [2]
Residential mortgage 2,772,428 [2]   2,772,428 [2]   2,561,583 [2]
Other consumer 148,866 [2]   148,866 [2]   169,792 [2]
Automobile loans including automobile loans transferred to loans held for sale 2,836,051 [2]   2,836,051 [2]   2,233,439 [2]
650-749 [Member]
         
Loan and lease balances by credit quality indicator          
Home equity 2,677,758 [2]   2,677,758 [2]   2,721,257 [2]
Residential mortgage 1,735,056 [2]   1,735,056 [2]   1,674,788 [2]
Other consumer 146,928 [2]   146,928 [2]   167,482 [2]
Automobile loans including automobile loans transferred to loans held for sale 2,427,360 [2]   2,427,360 [2]   1,900,824 [2]
Less than 650 [Member]
         
Loan and lease balances by credit quality indicator          
Home equity 745,903 [2]   745,903 [2]   848,245 [2]
Residential mortgage 714,910 [2]   714,910 [2]   712,317 [2]
Other consumer 44,252 [2]   44,252 [2]   59,862 [2]
Automobile loans including automobile loans transferred to loans held for sale 874,804 [2]   874,804 [2]   682,518 [2]
Other (2) [Member]
         
Loan and lease balances by credit quality indicator          
Home equity 148,665 [2],[3]   148,665 [2],[3]   100,809 [2],[3]
Residential mortgage 84,570 [2],[3]   84,570 [2],[3]   20,984 [2],[3]
Other consumer 37,768 [2],[3]   37,768 [2],[3]   22,526 [2],[3]
Automobile loans including automobile loans transferred to loans held for sale 178,897 [2]   178,897 [2]   117,039 [2],[3]
Commercial and industrial owner occupied [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial and industrial 4,391,835   4,391,835   4,285,919
Commercial and industrial owner occupied [Member] | Pass [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial and industrial 4,035,048   4,035,048   3,970,597
Commercial and industrial owner occupied [Member] | OLEM [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial and industrial 169,877   169,877   108,731
Commercial and industrial owner occupied [Member] | Substandard [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial and industrial 184,075   184,075   205,822
Commercial and industrial owner occupied [Member] | Doubtful [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial and industrial 2,835   2,835   769
Other commercial and industrial [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial and industrial 12,899,060   12,899,060   12,630,298
Other commercial and industrial [Member] | Pass [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial and industrial 12,297,970   12,297,970   12,146,017
Other commercial and industrial [Member] | OLEM [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial and industrial 213,288   213,288   145,111
Other commercial and industrial [Member] | Substandard [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial and industrial 383,695   383,695   337,805
Other commercial and industrial [Member] | Doubtful [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial and industrial 4,107   4,107   1,365
Commercial and Industrial [Member]
         
Allowance For Credit Losses Roll Forward [Abstract]          
ALLL balance, beginning of period 233,679 280,548 241,051 275,367  
Recoveries of loans previously charged-off 7,565 9,499 24,656 22,550  
Loan charge-offs (9,226) (22,522) (31,220) (79,746)  
Provision for loan and lease losses 30,030 (10,444) 27,561 38,910  
Allowance for loans sold or transferred to hoans held for sale 0 0 0 0  
ALLL balance, end of period 262,048 257,081 262,048 257,081  
AULC balance, beginning of period 37,471 42,844 33,868 39,658  
Provision for unfunded loan commitments and letters of credit 13,621 3,263 17,224 6,449  
AULC Balance, end of period 51,092 46,107 51,092 46,107  
ACL balance, end of period 313,140 303,188 313,140 303,188  
Commercial real estate retail properties [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial real estate 1,234,720   1,234,720   1,430,859
Commercial real estate retail properties [Member] | Pass [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial real estate 1,103,417   1,103,417   1,184,987
Commercial real estate retail properties [Member] | OLEM [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial real estate 32,465   32,465   63,976
Commercial real estate retail properties [Member] | Substandard [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial real estate 98,838   98,838   181,896
Commercial real estate retail properties [Member] | Doubtful [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial real estate 0   0   0
Commercial real estate Multi family [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial real estate 971,515   971,515   984,400
Commercial real estate Multi family [Member] | Pass [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial real estate 916,230   916,230   902,616
Commercial real estate Multi family [Member] | OLEM [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial real estate 14,715   14,715   24,098
Commercial real estate Multi family [Member] | Substandard [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial real estate 40,456   40,456   57,548
Commercial real estate Multi family [Member] | Doubtful [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial real estate 114   114   138
Commercial real estate office [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial real estate 969,590   969,590   936,114
Commercial real estate office [Member] | Pass [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial real estate 862,359   862,359   826,533
Commercial real estate office [Member] | OLEM [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial real estate 20,884   20,884   26,488
Commercial real estate office [Member] | Substandard [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial real estate 85,475   85,475   83,093
Commercial real estate office [Member] | Doubtful [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial real estate 872   872   0
Commercial real estate Industrial and warehouse [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial real estate 527,756   527,756   596,902
Commercial real estate Industrial and warehouse [Member] | Pass [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial real estate 481,288   481,288   540,484
Commercial real estate Industrial and warehouse [Member] | OLEM [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial real estate 17,668   17,668   15,132
Commercial real estate Industrial and warehouse [Member] | Substandard [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial real estate 28,800   28,800   41,286
Commercial real estate Industrial and warehouse [Member] | Doubtful [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial real estate 0   0   0
Other commercial real estate [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial real estate 1,079,898   1,079,898   1,324,042
Other commercial real estate [Member] | Pass [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial real estate 986,227   986,227   1,177,213
Other commercial real estate [Member] | OLEM [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial real estate 17,854   17,854   43,454
Other commercial real estate [Member] | Substandard [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial real estate 75,518   75,518   103,262
Other commercial real estate [Member] | Doubtful [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial real estate 299   299   113
Commercial Real Estate [Member]
         
Allowance For Credit Losses Roll Forward [Abstract]          
ALLL balance, beginning of period 255,849 305,391 285,369 388,706  
Recoveries of loans previously charged-off 10,196 9,139 31,596 26,604  
Loan charge-offs (22,759) (26,513) (59,320) (83,662)  
Provision for loan and lease losses (78,764) (7,641) (93,123) (51,272)  
Allowance for loans sold or transferred to hoans held for sale 0 0 0 0  
ALLL balance, end of period 164,522 280,376 164,522 280,376  
AULC balance, beginning of period 4,408 5,225 4,740 5,852  
Provision for unfunded loan commitments and letters of credit 8,394 (125) 8,062 (752)  
AULC Balance, end of period 12,802 5,100 12,802 5,100  
ACL balance, end of period 177,324 285,476 177,324 285,476  
Automobile Loan [Member]
         
Allowance For Credit Losses Roll Forward [Abstract]          
ALLL balance, beginning of period 39,990 30,217 34,979 38,282  
Recoveries of loans previously charged-off 3,279 3,906 10,129 12,988  
Loan charge-offs (6,000) (7,925) (16,907) (20,534)  
Provision for loan and lease losses (10,182) 7,187 (1,114) 7,784  
Allowance for loans sold or transferred to hoans held for sale 0 (104) 0 (5,239)  
ALLL balance, end of period 27,087 33,281 27,087 33,281  
AULC balance, beginning of period 0 0 0 0  
Provision for unfunded loan commitments and letters of credit 0 0 0 0  
AULC Balance, end of period 0 0 0 0  
ACL balance, end of period 27,087 33,281 27,087 33,281  
Home Equity [Member]
         
Allowance For Credit Losses Roll Forward [Abstract]          
ALLL balance, beginning of period 115,626 135,562 118,764 143,873  
Recoveries of loans previously charged-off 3,031 2,114 12,692 5,688  
Loan charge-offs (30,206) (48,710) (74,504) (97,058)  
Provision for loan and lease losses 35,617 33,639 67,116 70,102  
Allowance for loans sold or transferred to hoans held for sale 0 0 0 0  
ALLL balance, end of period 124,068 122,605 124,068 122,605  
AULC balance, beginning of period 1,688 2,190 1,356 2,134  
Provision for unfunded loan commitments and letters of credit 59 (513) 391 (457)  
AULC Balance, end of period 1,747 1,677 1,747 1,677  
ACL balance, end of period 125,815 124,282 125,815 124,282  
Home equity secured by first-lien other [Member]
         
Loan and lease balances by credit quality indicator          
Home equity 4,753,467   4,753,467   4,380,587
Home equity secured by first-lien other [Member] | 750+[Member]
         
Loan and lease balances by credit quality indicator          
Home equity 2,946,368 [2]   2,946,368 [2]   2,618,888 [2]
Home equity secured by first-lien other [Member] | 650-749 [Member]
         
Loan and lease balances by credit quality indicator          
Home equity 1,413,536 [2]   1,413,536 [2]   1,345,621 [2]
Home equity secured by first-lien other [Member] | Less than 650 [Member]
         
Loan and lease balances by credit quality indicator          
Home equity 316,154 [2]   316,154 [2]   357,019 [2]
Home equity secured by first-lien other [Member] | Other (2) [Member]
         
Loan and lease balances by credit quality indicator          
Home equity 77,409 [2],[3]   77,409 [2],[3]   59,059 [2],[3]
Home equity secured by junior-lien [Member]
         
Loan and lease balances by credit quality indicator          
Home equity 3,593,218   3,593,218   3,954,755
Home equity secured by junior-lien [Member] | 750+[Member]
         
Loan and lease balances by credit quality indicator          
Home equity 1,827,991 [2]   1,827,991 [2]   2,046,143 [2]
Home equity secured by junior-lien [Member] | 650-749 [Member]
         
Loan and lease balances by credit quality indicator          
Home equity 1,264,222 [2]   1,264,222 [2]   1,375,636 [2]
Home equity secured by junior-lien [Member] | Less than 650 [Member]
         
Loan and lease balances by credit quality indicator          
Home equity 429,749 [2]   429,749 [2]   491,226 [2]
Home equity secured by junior-lien [Member] | Other (2) [Member]
         
Loan and lease balances by credit quality indicator          
Home equity 71,256 [2],[3]   71,256 [2],[3]   41,750 [2],[3]
Residential Mortgage [Member]
         
Allowance For Credit Losses Roll Forward [Abstract]          
ALLL balance, beginning of period 63,802 78,015 61,658 87,194  
Recoveries of loans previously charged-off 2,646 764 5,471 3,056  
Loan charge-offs (7,435) (17,644) (25,028) (41,292)  
Provision for loan and lease losses (7,691) 5,809 9,485 19,200  
Allowance for loans sold or transferred to hoans held for sale (70) 276 (334) (938)  
ALLL balance, end of period 51,252 67,220 51,252 67,220  
AULC balance, beginning of period 6 4 3 1  
Provision for unfunded loan commitments and letters of credit 7 (1) 10 2  
AULC Balance, end of period 13 3 13 3  
ACL balance, end of period 51,265 67,223 51,265 67,223  
Other Consumer loan [Member]
         
Allowance For Credit Losses Roll Forward [Abstract]          
ALLL balance, beginning of period 24,130 29,913 27,254 31,406  
Recoveries of loans previously charged-off 2,793 1,669 5,869 5,020  
Loan charge-offs (9,626) (8,872) (25,653) (25,946)  
Provision for loan and lease losses 19,756 5,869 29,583 18,099  
Allowance for loans sold or transferred to hoans held for sale 0 0 0 0  
ALLL balance, end of period 37,053 28,579 37,053 28,579  
AULC balance, beginning of period 650 715 684 811  
Provision for unfunded loan commitments and letters of credit 553 (39) 519 (135)  
AULC Balance, end of period 1,203 676 1,203 676  
ACL balance, end of period 38,256 29,255 38,256 29,255  
Commercial and industrial purchased impaired
         
Loan and lease balances by credit quality indicator          
Total commercial and industrial 43,638   43,638   54,472
Commercial and industrial purchased impaired | Pass [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial and industrial 5,123   5,123   1,663
Commercial and industrial purchased impaired | OLEM [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial and industrial 1,970   1,970   6,555
Commercial and industrial purchased impaired | Substandard [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial and industrial 35,635   35,635   46,254
Commercial and industrial purchased impaired | Doubtful [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial and industrial 910   910   0
Commercial real estate purchased impaired
         
Loan and lease balances by credit quality indicator          
Total commercial real estate 89,246   89,246   126,923
Commercial real estate purchased impaired | Pass [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial real estate 11,988   11,988   10,052
Commercial real estate purchased impaired | OLEM [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial real estate 5,941   5,941   18,085
Commercial real estate purchased impaired | Substandard [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial real estate 71,317   71,317   98,786
Commercial real estate purchased impaired | Doubtful [Member]
         
Loan and lease balances by credit quality indicator          
Total commercial real estate 0   0   0
Residential mortgage purchased impaired
         
Loan and lease balances by credit quality indicator          
Residential mortgage 2,287   2,287   2,243
Residential mortgage purchased impaired | 750+[Member]
         
Loan and lease balances by credit quality indicator          
Residential mortgage 428 [2]   428 [2]   373 [2]
Residential mortgage purchased impaired | 650-749 [Member]
         
Loan and lease balances by credit quality indicator          
Residential mortgage 1,130 [2]   1,130 [2]   1,303 [2]
Residential mortgage purchased impaired | Less than 650 [Member]
         
Loan and lease balances by credit quality indicator          
Residential mortgage 729 [2]   729 [2]   567 [2]
Residential mortgage purchased impaired | Other (2) [Member]
         
Loan and lease balances by credit quality indicator          
Residential mortgage 0 [2],[3]   0 [2],[3]   0 [2],[3]
Other consumer purchased impaired
         
Loan and lease balances by credit quality indicator          
Other consumer 127   127   140
Other consumer purchased impaired | 750+[Member]
         
Loan and lease balances by credit quality indicator          
Other consumer 0 [2]   0 [2]   0 [2]
Other consumer purchased impaired | 650-749 [Member]
         
Loan and lease balances by credit quality indicator          
Other consumer 89 [2]   89 [2]   93 [2]
Other consumer purchased impaired | Less than 650 [Member]
         
Loan and lease balances by credit quality indicator          
Other consumer 38 [2]   38 [2]   47 [2]
Other consumer purchased impaired | Other (2) [Member]
         
Loan and lease balances by credit quality indicator          
Other consumer 0 [2],[3]   0 [2],[3]   0 [2],[3]
Residential mortgage other
         
Loan and lease balances by credit quality indicator          
Residential mortgage 5,304,677   5,304,677   4,967,429
Residential mortgage other | 750+[Member]
         
Loan and lease balances by credit quality indicator          
Residential mortgage 2,772,000 [2]   2,772,000 [2]   2,561,210 [2]
Residential mortgage other | 650-749 [Member]
         
Loan and lease balances by credit quality indicator          
Residential mortgage 1,733,926 [2]   1,733,926 [2]   1,673,485 [2]
Residential mortgage other | Less than 650 [Member]
         
Loan and lease balances by credit quality indicator          
Residential mortgage 714,181 [2]   714,181 [2]   711,750 [2]
Residential mortgage other | Other (2) [Member]
         
Loan and lease balances by credit quality indicator          
Residential mortgage 84,570 [2],[3]   84,570 [2],[3]   20,984 [2],[3]
Other consumer other
         
Loan and lease balances by credit quality indicator          
Other consumer 377,687   377,687   419,522
Other consumer other | 750+[Member]
         
Loan and lease balances by credit quality indicator          
Other consumer 148,866 [2]   148,866 [2]   169,792 [2]
Other consumer other | 650-749 [Member]
         
Loan and lease balances by credit quality indicator          
Other consumer 146,839 [2]   146,839 [2]   167,389 [2]
Other consumer other | Less than 650 [Member]
         
Loan and lease balances by credit quality indicator          
Other consumer 44,214 [2]   44,214 [2]   59,815 [2]
Other consumer other | Other (2) [Member]
         
Loan and lease balances by credit quality indicator          
Other consumer $ 37,768 [2],[3]   $ 37,768 [2],[3]   $ 22,526 [2],[3]
[1] Included $0.3 billion of loans reflected as loans held for sale related to an automobile securitization expected to be completed in 2013. During the 2013 second quarter, this amount was transferred from loans held for sale to the automobile portfolio based on Management's intent and ability to hold these loans for the foreseeable future.
[2] Reflects currently updated customer credit scores.
[3] Reflects deferred fees and costs, loans in process, loans to legal entities, etc.