Quarterly report pursuant to Section 13 or 15(d)

Loans and Leases and Allowance for Credit Losses (Details 2)

v2.4.0.8
Loans and Leases and Allowance for Credit Losses (Details 2) (USD $)
In Thousands, unless otherwise specified
 3 Months Ended 6 Months Ended
Jun. 30, 2013
Jun. 30, 2012
Jun. 30, 2013
Jun. 30, 2012
Dec. 31, 2012
Allowance For Credit Losses Roll Forward [Abstract]          
ALLL balance, beginning of period $ 746,769 $ 913,069 $ 769,075 $ 964,828  
Recoveries of loans previously charged-off 28,448 23,847 60,903 48,815  
Loan charge-offs (63,238) (108,092) (147,380) (216,052)  
Provision for loan and lease losses 21,354 36,476 50,742 68,404  
Allowance for loans sold or transferred to hoans held for sale (257) (5,654) (264) (6,349)  
ALLL balance, end of period 733,076 859,646 733,076 859,646  
AULC balance, beginning of period 40,855 50,934 40,651 48,456  
Provision for unfunded loan commitments and letters of credit 3,368 44 3,572 2,522  
AULC Balance, end of period 44,223 50,978 44,223 50,978  
ACL balance, end of period 777,299 910,624 777,299 910,624  
Loan and lease balances by credit quality indicator          
Total commercial and industrial 17,112,784   17,112,784   16,970,689
Total commercial real estate 4,892,443   4,892,443   5,399,240
Automobile 5,810,103   5,810,103   4,633,820
Home equity 8,369,226   8,369,226   8,335,342
Residential mortgage 5,167,843   5,167,843   4,969,672
Other consumer 387,448   387,448   419,662
Automobile loans including automobile loans transferred to loans held for sale 5,810,103 [1]   5,810,103 [1]   4,933,820 [1]
Pass [Member]
          
Loan and lease balances by credit quality indicator          
Total commercial and industrial 16,233,839   16,233,839   16,118,277
Total commercial real estate 4,323,812   4,323,812   4,641,885
OLEM [Member]
          
Loan and lease balances by credit quality indicator          
Total commercial and industrial 290,141   290,141   260,397
Total commercial real estate 88,207   88,207   191,233
Substandard [Member]
          
Loan and lease balances by credit quality indicator          
Total commercial and industrial 587,562   587,562   589,881
Total commercial real estate 479,296   479,296   565,871
Doubtful [Member]
          
Loan and lease balances by credit quality indicator          
Total commercial and industrial 1,242   1,242   2,134
Total commercial real estate 1,128   1,128   251
750+[Member]
          
Loan and lease balances by credit quality indicator          
Home equity 4,814,981 [2]   4,814,981 [2]   4,665,031 [2]
Residential mortgage 2,702,953 [2]   2,702,953 [2]   2,561,583 [2]
Other consumer 154,863 [2]   154,863 [2]   169,792 [2]
Automobile loans including automobile loans transferred to loans held for sale 2,598,464 [2]   2,598,464 [2]   2,233,439 [2]
650-749 [Member]
          
Loan and lease balances by credit quality indicator          
Home equity 2,689,808 [2]   2,689,808 [2]   2,721,257 [2]
Residential mortgage 1,665,703 [2]   1,665,703 [2]   1,674,788 [2]
Other consumer 151,501 [2]   151,501 [2]   167,482 [2]
Automobile loans including automobile loans transferred to loans held for sale 2,231,028 [2]   2,231,028 [2]   1,900,824 [2]
Less than 650 [Member]
          
Loan and lease balances by credit quality indicator          
Home equity 751,694 [2]   751,694 [2]   848,245 [2]
Residential mortgage 720,365 [2]   720,365 [2]   712,317 [2]
Other consumer 48,655 [2]   48,655 [2]   59,862 [2]
Automobile loans including automobile loans transferred to loans held for sale 819,828 [2]   819,828 [2]   682,518 [2]
Other (2) [Member]
          
Loan and lease balances by credit quality indicator          
Home equity 112,743 [2],[3]   112,743 [2],[3]   100,809 [2],[3]
Residential mortgage 78,822 [2],[3]   78,822 [2],[3]   20,984 [2],[3]
Other consumer 32,429 [2],[3]   32,429 [2],[3]   22,526 [2],[3]
Automobile loans including automobile loans transferred to loans held for sale 160,783 [2]   160,783 [2]   117,039 [2],[3]
Commercial and industrial owner occupied [Member]
          
Loan and lease balances by credit quality indicator          
Total commercial and industrial 4,370,867   4,370,867   4,285,919
Commercial and industrial owner occupied [Member] | Pass [Member]
          
Loan and lease balances by credit quality indicator          
Total commercial and industrial 4,019,839   4,019,839   3,970,597
Commercial and industrial owner occupied [Member] | OLEM [Member]
          
Loan and lease balances by credit quality indicator          
Total commercial and industrial 156,690   156,690   108,731
Commercial and industrial owner occupied [Member] | Substandard [Member]
          
Loan and lease balances by credit quality indicator          
Total commercial and industrial 193,794   193,794   205,822
Commercial and industrial owner occupied [Member] | Doubtful [Member]
          
Loan and lease balances by credit quality indicator          
Total commercial and industrial 544   544   769
Other commercial and industrial [Member]
          
Loan and lease balances by credit quality indicator          
Total commercial and industrial 12,691,671   12,691,671   12,630,298
Other commercial and industrial [Member] | Pass [Member]
          
Loan and lease balances by credit quality indicator          
Total commercial and industrial 12,208,553   12,208,553   12,146,017
Other commercial and industrial [Member] | OLEM [Member]
          
Loan and lease balances by credit quality indicator          
Total commercial and industrial 130,952   130,952   145,111
Other commercial and industrial [Member] | Substandard [Member]
          
Loan and lease balances by credit quality indicator          
Total commercial and industrial 351,468   351,468   337,805
Other commercial and industrial [Member] | Doubtful [Member]
          
Loan and lease balances by credit quality indicator          
Total commercial and industrial 698   698   1,365
Commercial and Industrial [Member]
          
Allowance For Credit Losses Roll Forward [Abstract]          
ALLL balance, beginning of period 238,098 246,026 241,051 275,367  
Recoveries of loans previously charged-off 7,395 8,040 17,091 13,051  
Loan charge-offs (8,981) (23,718) (21,994) (57,224)  
Provision for loan and lease losses (2,833) 50,200 (2,469) 49,354  
Allowance for loans sold or transferred to hoans held for sale 0 0 0 0  
ALLL balance, end of period 233,679 280,548 233,679 280,548  
AULC balance, beginning of period 33,835 42,276 33,868 39,658  
Provision for unfunded loan commitments and letters of credit 3,636 568 3,603 3,186  
AULC Balance, end of period 37,471 42,844 37,471 42,844  
ACL balance, end of period 271,150 323,392 271,150 323,392  
Commercial real estate retail properties [Member]
          
Loan and lease balances by credit quality indicator          
Total commercial real estate 1,259,762   1,259,762   1,430,859
Commercial real estate retail properties [Member] | Pass [Member]
          
Loan and lease balances by credit quality indicator          
Total commercial real estate 1,096,592   1,096,592   1,184,987
Commercial real estate retail properties [Member] | OLEM [Member]
          
Loan and lease balances by credit quality indicator          
Total commercial real estate 22,079   22,079   63,976
Commercial real estate retail properties [Member] | Substandard [Member]
          
Loan and lease balances by credit quality indicator          
Total commercial real estate 141,091   141,091   181,896
Commercial real estate retail properties [Member] | Doubtful [Member]
          
Loan and lease balances by credit quality indicator          
Total commercial real estate 0   0   0
Commercial real estate Multi family [Member]
          
Loan and lease balances by credit quality indicator          
Total commercial real estate 953,415   953,415   984,400
Commercial real estate Multi family [Member] | Pass [Member]
          
Loan and lease balances by credit quality indicator          
Total commercial real estate 896,219   896,219   902,616
Commercial real estate Multi family [Member] | OLEM [Member]
          
Loan and lease balances by credit quality indicator          
Total commercial real estate 15,029   15,029   24,098
Commercial real estate Multi family [Member] | Substandard [Member]
          
Loan and lease balances by credit quality indicator          
Total commercial real estate 42,052   42,052   57,548
Commercial real estate Multi family [Member] | Doubtful [Member]
          
Loan and lease balances by credit quality indicator          
Total commercial real estate 115   115   138
Commercial real estate office [Member]
          
Loan and lease balances by credit quality indicator          
Total commercial real estate 931,876   931,876   936,114
Commercial real estate office [Member] | Pass [Member]
          
Loan and lease balances by credit quality indicator          
Total commercial real estate 827,692   827,692   826,533
Commercial real estate office [Member] | OLEM [Member]
          
Loan and lease balances by credit quality indicator          
Total commercial real estate 15,667   15,667   26,488
Commercial real estate office [Member] | Substandard [Member]
          
Loan and lease balances by credit quality indicator          
Total commercial real estate 88,483   88,483   83,093
Commercial real estate office [Member] | Doubtful [Member]
          
Loan and lease balances by credit quality indicator          
Total commercial real estate 34   34   0
Commercial real estate Industrial and warehouse [Member]
          
Loan and lease balances by credit quality indicator          
Total commercial real estate 540,896   540,896   596,902
Commercial real estate Industrial and warehouse [Member] | Pass [Member]
          
Loan and lease balances by credit quality indicator          
Total commercial real estate 491,788   491,788   540,484
Commercial real estate Industrial and warehouse [Member] | OLEM [Member]
          
Loan and lease balances by credit quality indicator          
Total commercial real estate 11,688   11,688   15,132
Commercial real estate Industrial and warehouse [Member] | Substandard [Member]
          
Loan and lease balances by credit quality indicator          
Total commercial real estate 37,420   37,420   41,286
Commercial real estate Industrial and warehouse [Member] | Doubtful [Member]
          
Loan and lease balances by credit quality indicator          
Total commercial real estate 0   0   0
Other commercial real estate [Member]
          
Loan and lease balances by credit quality indicator          
Total commercial real estate 1,100,301   1,100,301   1,324,042
Other commercial real estate [Member] | Pass [Member]
          
Loan and lease balances by credit quality indicator          
Total commercial real estate 995,884   995,884   1,177,213
Other commercial real estate [Member] | OLEM [Member]
          
Loan and lease balances by credit quality indicator          
Total commercial real estate 15,287   15,287   43,454
Other commercial real estate [Member] | Substandard [Member]
          
Loan and lease balances by credit quality indicator          
Total commercial real estate 88,882   88,882   103,262
Other commercial real estate [Member] | Doubtful [Member]
          
Loan and lease balances by credit quality indicator          
Total commercial real estate 248   248   113
Commercial Real Estate [Member]
          
Allowance For Credit Losses Roll Forward [Abstract]          
ALLL balance, beginning of period 267,436 339,494 285,369 388,706  
Recoveries of loans previously charged-off 11,810 6,569 21,400 17,465  
Loan charge-offs (14,194) (35,747) (36,561) (57,149)  
Provision for loan and lease losses (9,203) (4,925) (14,359) (43,631)  
Allowance for loans sold or transferred to hoans held for sale 0 0 0 0  
ALLL balance, end of period 255,849 305,391 255,849 305,391  
AULC balance, beginning of period 4,404 5,780 4,740 5,852  
Provision for unfunded loan commitments and letters of credit 4 (555) (332) (627)  
AULC Balance, end of period 4,408 5,225 4,408 5,225  
ACL balance, end of period 260,257 310,616 260,257 310,616  
Automobile Loan [Member]
          
Allowance For Credit Losses Roll Forward [Abstract]          
ALLL balance, beginning of period 35,973 36,552 34,979 38,282  
Recoveries of loans previously charged-off 3,756 4,550 6,850 9,082  
Loan charge-offs (5,219) (4,999) (10,907) (12,609)  
Provision for loan and lease losses 5,480 (1,446) 9,068 597  
Allowance for loans sold or transferred to hoans held for sale 0 (4,440) 0 (5,135)  
ALLL balance, end of period 39,990 30,217 39,990 30,217  
AULC balance, beginning of period 0 0 0 0  
Provision for unfunded loan commitments and letters of credit 0 0 0 0  
AULC Balance, end of period 0 0 0 0  
ACL balance, end of period 39,990 30,217 39,990 30,217  
Home Equity [Member]
          
Allowance For Credit Losses Roll Forward [Abstract]          
ALLL balance, beginning of period 115,858 168,898 118,764 143,873  
Recoveries of loans previously charged-off 3,112 2,038 9,661 3,574  
Loan charge-offs (17,766) (23,083) (44,298) (48,348)  
Provision for loan and lease losses 14,422 (12,291) 31,499 36,463  
Allowance for loans sold or transferred to hoans held for sale 0 0 0 0  
ALLL balance, end of period 115,626 135,562 115,626 135,562  
AULC balance, beginning of period 1,912 2,108 1,356 2,134  
Provision for unfunded loan commitments and letters of credit (224) 82 332 56  
AULC Balance, end of period 1,688 2,190 1,688 2,190  
ACL balance, end of period 117,314 137,752 117,314 137,752  
Home equity secured by first-lien other [Member]
          
Loan and lease balances by credit quality indicator          
Home equity 4,640,664   4,640,664   4,380,587
Home equity secured by first-lien other [Member] | 750+[Member]
          
Loan and lease balances by credit quality indicator          
Home equity 2,915,640 [2]   2,915,640 [2]   2,618,888 [2]
Home equity secured by first-lien other [Member] | 650-749 [Member]
          
Loan and lease balances by credit quality indicator          
Home equity 1,384,432 [2]   1,384,432 [2]   1,345,621 [2]
Home equity secured by first-lien other [Member] | Less than 650 [Member]
          
Loan and lease balances by credit quality indicator          
Home equity 294,703 [2]   294,703 [2]   357,019 [2]
Home equity secured by first-lien other [Member] | Other (2) [Member]
          
Loan and lease balances by credit quality indicator          
Home equity 45,889 [2],[3]   45,889 [2],[3]   59,059 [2],[3]
Home equity secured by junior-lien [Member]
          
Loan and lease balances by credit quality indicator          
Home equity 3,728,562   3,728,562   3,954,755
Home equity secured by junior-lien [Member] | 750+[Member]
          
Loan and lease balances by credit quality indicator          
Home equity 1,899,341 [2]   1,899,341 [2]   2,046,143 [2]
Home equity secured by junior-lien [Member] | 650-749 [Member]
          
Loan and lease balances by credit quality indicator          
Home equity 1,305,376 [2]   1,305,376 [2]   1,375,636 [2]
Home equity secured by junior-lien [Member] | Less than 650 [Member]
          
Loan and lease balances by credit quality indicator          
Home equity 456,991 [2]   456,991 [2]   491,226 [2]
Home equity secured by junior-lien [Member] | Other (2) [Member]
          
Loan and lease balances by credit quality indicator          
Home equity 66,854 [2],[3]   66,854 [2],[3]   41,750 [2],[3]
Residential Mortgage [Member]
          
Allowance For Credit Losses Roll Forward [Abstract]          
ALLL balance, beginning of period 63,062 89,129 61,658 87,194  
Recoveries of loans previously charged-off 1,072 1,117 2,825 2,292  
Loan charge-offs (9,692) (11,903) (17,593) (23,648)  
Provision for loan and lease losses 9,617 886 17,176 13,391  
Allowance for loans sold or transferred to hoans held for sale (257) (1,214) (264) (1,214)  
ALLL balance, end of period 63,802 78,015 63,802 78,015  
AULC balance, beginning of period 6 1 3 1  
Provision for unfunded loan commitments and letters of credit 0 3 3 3  
AULC Balance, end of period 6 4 6 4  
ACL balance, end of period 63,808 78,019 63,808 78,019  
Other Consumer loan [Member]
          
Allowance For Credit Losses Roll Forward [Abstract]          
ALLL balance, beginning of period 26,342 32,970 27,254 31,406  
Recoveries of loans previously charged-off 1,303 1,533 3,076 3,351  
Loan charge-offs (7,386) (8,642) (16,027) (17,074)  
Provision for loan and lease losses 3,871 4,052 9,827 12,230  
Allowance for loans sold or transferred to hoans held for sale 0 0 0 0  
ALLL balance, end of period 24,130 29,913 24,130 29,913  
AULC balance, beginning of period 698 769 684 811  
Provision for unfunded loan commitments and letters of credit (48) (54) (34) (96)  
AULC Balance, end of period 650 715 650 715  
ACL balance, end of period 24,780 30,628 24,780 30,628  
Commercial and industrial purchased impaired
          
Loan and lease balances by credit quality indicator          
Total commercial and industrial 50,246   50,246   54,472
Commercial and industrial purchased impaired | Pass [Member]
          
Loan and lease balances by credit quality indicator          
Total commercial and industrial 5,447   5,447   1,663
Commercial and industrial purchased impaired | OLEM [Member]
          
Loan and lease balances by credit quality indicator          
Total commercial and industrial 2,499   2,499   6,555
Commercial and industrial purchased impaired | Substandard [Member]
          
Loan and lease balances by credit quality indicator          
Total commercial and industrial 42,300   42,300   46,254
Commercial and industrial purchased impaired | Doubtful [Member]
          
Loan and lease balances by credit quality indicator          
Total commercial and industrial 0   0   0
Commercial real estate purchased impaired
          
Loan and lease balances by credit quality indicator          
Total commercial real estate 106,193   106,193   126,923
Commercial real estate purchased impaired | Pass [Member]
          
Loan and lease balances by credit quality indicator          
Total commercial real estate 15,637   15,637   10,052
Commercial real estate purchased impaired | OLEM [Member]
          
Loan and lease balances by credit quality indicator          
Total commercial real estate 8,457   8,457   18,085
Commercial real estate purchased impaired | Substandard [Member]
          
Loan and lease balances by credit quality indicator          
Total commercial real estate 81,368   81,368   98,786
Commercial real estate purchased impaired | Doubtful [Member]
          
Loan and lease balances by credit quality indicator          
Total commercial real estate 731   731   0
Residential mortgage purchased impaired
          
Loan and lease balances by credit quality indicator          
Residential mortgage 2,051   2,051   2,243
Residential mortgage purchased impaired | 750+[Member]
          
Loan and lease balances by credit quality indicator          
Residential mortgage 429 [2]   429 [2]   373 [2]
Residential mortgage purchased impaired | 650-749 [Member]
          
Loan and lease balances by credit quality indicator          
Residential mortgage 1,126 [2]   1,126 [2]   1,303 [2]
Residential mortgage purchased impaired | Less than 650 [Member]
          
Loan and lease balances by credit quality indicator          
Residential mortgage 341 [2]   341 [2]   567 [2]
Residential mortgage purchased impaired | Other (2) [Member]
          
Loan and lease balances by credit quality indicator          
Residential mortgage 155 [2],[3]   155 [2],[3]   0 [2],[3]
Other consumer purchased impaired
          
Loan and lease balances by credit quality indicator          
Other consumer 131   131   140
Other consumer purchased impaired | 750+[Member]
          
Loan and lease balances by credit quality indicator          
Other consumer 0 [2]   0 [2]   0 [2]
Other consumer purchased impaired | 650-749 [Member]
          
Loan and lease balances by credit quality indicator          
Other consumer 90 [2]   90 [2]   93 [2]
Other consumer purchased impaired | Less than 650 [Member]
          
Loan and lease balances by credit quality indicator          
Other consumer 41 [2]   41 [2]   47 [2]
Other consumer purchased impaired | Other (2) [Member]
          
Loan and lease balances by credit quality indicator          
Other consumer 0 [2],[3]   0 [2],[3]   0 [2],[3]
Residential mortgage other
          
Loan and lease balances by credit quality indicator          
Residential mortgage 5,165,792   5,165,792   4,967,429
Residential mortgage other | 750+[Member]
          
Loan and lease balances by credit quality indicator          
Residential mortgage 2,702,524 [2]   2,702,524 [2]   2,561,210 [2]
Residential mortgage other | 650-749 [Member]
          
Loan and lease balances by credit quality indicator          
Residential mortgage 1,664,577 [2]   1,664,577 [2]   1,673,485 [2]
Residential mortgage other | Less than 650 [Member]
          
Loan and lease balances by credit quality indicator          
Residential mortgage 720,024 [2]   720,024 [2]   711,750 [2]
Residential mortgage other | Other (2) [Member]
          
Loan and lease balances by credit quality indicator          
Residential mortgage 78,667 [2],[3]   78,667 [2],[3]   20,984 [2],[3]
Other consumer other
          
Loan and lease balances by credit quality indicator          
Other consumer 387,317   387,317   419,522
Other consumer other | 750+[Member]
          
Loan and lease balances by credit quality indicator          
Other consumer 154,863 [2]   154,863 [2]   169,792 [2]
Other consumer other | 650-749 [Member]
          
Loan and lease balances by credit quality indicator          
Other consumer 151,411 [2]   151,411 [2]   167,389 [2]
Other consumer other | Less than 650 [Member]
          
Loan and lease balances by credit quality indicator          
Other consumer 48,614 [2]   48,614 [2]   59,815 [2]
Other consumer other | Other (2) [Member]
          
Loan and lease balances by credit quality indicator          
Other consumer $ 32,429 [2],[3]   $ 32,429 [2],[3]   $ 22,526 [2],[3]
[1] Included $0.3 billion of loans reflected as loans held for sale related to an automobile securitization expected to be completed in 2013. During the 2013 second quarter, this amount was transferred from loans held for sale to the automobile portfolio based on Management's intent and ability to hold these loans for the foreseeable future.
[2] Reflects currently updated customer credit scores.
[3] Reflects deferred fees and costs, loans in process, loans to legal entities, etc.