Quarterly report pursuant to Section 13 or 15(d)

Loans and Leases and Allowance for Credit Losses (Details 2)

v2.4.0.6
Loans and Leases and Allowance for Credit Losses (Details 2) (USD $)
In Thousands, unless otherwise specified
3 Months Ended 6 Months Ended
Jun. 30, 2012
Mar. 31, 2012
Jun. 30, 2011
Jun. 30, 2012
Jun. 30, 2011
Dec. 31, 2011
Allowance For Credit Losses Roll Forward [Abstract]            
ALLL balance, beginning of period $ 913,069 $ 964,828 $ 1,133,226 $ 964,828 $ 1,249,008  
Recoveries of loans previously charged-off 23,847   31,167 48,815 65,091  
Loan charge-offs (108,092)   (128,701) (216,052) (327,708)  
Provision for loan and lease losses 36,476   36,948 68,404 86,249  
Allowance for loans sold or transferred to hoans held for sale (5,654)   (1,514) (6,349) (1,514)  
ALLL balance, end of period 859,646   1,071,126 859,646 1,071,126 964,828
AULC balance, beginning of period 50,934 48,456 42,211 48,456 42,127  
Provision for unfunded loan commitments and letters of credit 44   (1,151) 2,522 (1,067)  
AULC Balance, end of period 50,978   41,060 50,978 41,060  
ACL balance, end of period 910,624   1,112,186 910,624 1,112,186  
Loan and lease balances by credit quality indicator            
Total commercial and industrial 16,321,850     16,321,850   14,699,371
Total commercial real estate 5,907,709     5,907,709   5,825,709
Automobile 3,807,680     3,807,680   4,457,446
Home equity 8,343,830     8,343,830   8,215,413
Residential mortgage 5,123,027     5,123,027   5,228,276
Other consumer 455,084     455,084   497,568
Automobile loans including automobile loans transferred to loans held for sale 5,291,429 [1]     5,291,429 [1]   5,707,446 [2],[3]
Pass [Member]
           
Loan and lease balances by credit quality indicator            
Total commercial and industrial 15,299,931     15,299,931   13,733,049
Total commercial real estate 4,875,124     4,875,124   4,651,334
OLEM [Member]
           
Loan and lease balances by credit quality indicator            
Total commercial and industrial 284,619     284,619   247,860
Total commercial real estate 242,719     242,719   357,445
Substandard [Member]
           
Loan and lease balances by credit quality indicator            
Total commercial and industrial 733,613     733,613   711,443
Total commercial real estate 789,455     789,455   815,700
Doubtful [Member]
           
Loan and lease balances by credit quality indicator            
Total commercial and industrial 3,687     3,687   7,019
Total commercial real estate 411     411   1,230
750+[Member]
           
Loan and lease balances by credit quality indicator            
Automobile 2,487,741 [2]     2,487,741 [2]    
Home equity 4,461,974 [2]     4,461,974 [2]    
Residential mortgage 2,641,595 [2]     2,641,595 [2]   2,454,401 [2]
Other consumer 174,380 [2]     174,380 [2]   185,333 [2]
Automobile loans including automobile loans transferred to loans held for sale           2,635,082 [2]
650-749 [Member]
           
Loan and lease balances by credit quality indicator            
Automobile 2,084,794 [2]     2,084,794 [2]    
Home equity 2,967,513 [2]     2,967,513 [2]    
Residential mortgage 1,807,207 [2]     1,807,207 [2]   1,752,409 [2]
Other consumer 186,089 [2]     186,089 [2]   206,749 [2]
Automobile loans including automobile loans transferred to loans held for sale           2,276,990 [2]
Less than 650 [Member]
           
Loan and lease balances by credit quality indicator            
Automobile 634,529 [2]     634,529 [2]    
Home equity 892,980 [2]     892,980 [2]    
Residential mortgage 708,625 [2]     708,625 [2]   723,377 [2]
Other consumer 70,668 [2]     70,668 [2]   83,431 [2]
Automobile loans including automobile loans transferred to loans held for sale           707,141 [2]
Other (2) [Member]
           
Loan and lease balances by credit quality indicator            
Automobile 84,365 [2],[4]     84,365 [2],[4]    
Home equity 21,363 [2],[4]     21,363 [2],[4]    
Residential mortgage 110,167 [2],[4]     110,167 [2],[4]   298,089 [2],[4]
Other consumer 23,947 [2],[4]     23,947 [2],[4]   22,055 [2],[4]
Automobile loans including automobile loans transferred to loans held for sale           88,233 [2],[4]
Commercial and industrial owner occupied [Member]
           
Loan and lease balances by credit quality indicator            
Total commercial and industrial 4,186,725     4,186,725   4,012,756
Commercial and industrial owner occupied [Member] | Pass [Member]
           
Loan and lease balances by credit quality indicator            
Total commercial and industrial 3,822,996     3,822,996   3,624,103
Commercial and industrial owner occupied [Member] | OLEM [Member]
           
Loan and lease balances by credit quality indicator            
Total commercial and industrial 102,504     102,504   101,897
Commercial and industrial owner occupied [Member] | Substandard [Member]
           
Loan and lease balances by credit quality indicator            
Total commercial and industrial 260,205     260,205   285,561
Commercial and industrial owner occupied [Member] | Doubtful [Member]
           
Loan and lease balances by credit quality indicator            
Total commercial and industrial 1,020     1,020   1,195
Other commercial and industrial [Member]
           
Loan and lease balances by credit quality indicator            
Total commercial and industrial 12,077,250     12,077,250   10,686,615
Other commercial and industrial [Member] | Pass [Member]
           
Loan and lease balances by credit quality indicator            
Total commercial and industrial 11,475,884     11,475,884   10,108,946
Other commercial and industrial [Member] | OLEM [Member]
           
Loan and lease balances by credit quality indicator            
Total commercial and industrial 166,148     166,148   145,963
Other commercial and industrial [Member] | Substandard [Member]
           
Loan and lease balances by credit quality indicator            
Total commercial and industrial 432,578     432,578   425,882
Other commercial and industrial [Member] | Doubtful [Member]
           
Loan and lease balances by credit quality indicator            
Total commercial and industrial 2,640     2,640   5,824
Commercial and Industrial [Member]
           
Allowance For Credit Losses Roll Forward [Abstract]            
ALLL balance, beginning of period 246,026 275,367 299,563 275,367 340,614  
Recoveries of loans previously charged-off 8,040   9,526 13,051 21,070  
Loan charge-offs (23,718)   (28,230) (57,224) (81,965)  
Provision for loan and lease losses 50,200   157 49,354 1,297  
Allowance for loans sold or transferred to hoans held for sale 0   0 0 0  
ALLL balance, end of period 280,548   281,016 280,548 281,016 275,367
AULC balance, beginning of period 42,276 39,658 30,706 39,658 32,726  
Provision for unfunded loan commitments and letters of credit 568   635 3,186 (1,385)  
AULC Balance, end of period 42,844   31,341 42,844 31,341  
ACL balance, end of period 323,392   312,357 323,392 312,357  
Commercial real estate retail properties [Member]
           
Loan and lease balances by credit quality indicator            
Total commercial real estate 1,627,367     1,627,367   1,585,483
Commercial real estate retail properties [Member] | Pass [Member]
           
Loan and lease balances by credit quality indicator            
Total commercial real estate 1,300,320     1,300,320   1,191,471
Commercial real estate retail properties [Member] | OLEM [Member]
           
Loan and lease balances by credit quality indicator            
Total commercial real estate 54,694     54,694   122,337
Commercial real estate retail properties [Member] | Substandard [Member]
           
Loan and lease balances by credit quality indicator            
Total commercial real estate 272,353     272,353   271,675
Commercial real estate retail properties [Member] | Doubtful [Member]
           
Loan and lease balances by credit quality indicator            
Total commercial real estate 0     0   0
Commercial real estate Multi family [Member]
           
Loan and lease balances by credit quality indicator            
Total commercial real estate 972,321     972,321   943,545
Commercial real estate Multi family [Member] | Pass [Member]
           
Loan and lease balances by credit quality indicator            
Total commercial real estate 869,938     869,938   801,717
Commercial real estate Multi family [Member] | OLEM [Member]
           
Loan and lease balances by credit quality indicator            
Total commercial real estate 34,528     34,528   48,094
Commercial real estate Multi family [Member] | Substandard [Member]
           
Loan and lease balances by credit quality indicator            
Total commercial real estate 67,693     67,693   93,449
Commercial real estate Multi family [Member] | Doubtful [Member]
           
Loan and lease balances by credit quality indicator            
Total commercial real estate 162     162   285
Commercial real estate office [Member]
           
Loan and lease balances by credit quality indicator            
Total commercial real estate 1,018,170     1,018,170   1,024,864
Commercial real estate office [Member] | Pass [Member]
           
Loan and lease balances by credit quality indicator            
Total commercial real estate 888,164     888,164   896,230
Commercial real estate office [Member] | OLEM [Member]
           
Loan and lease balances by credit quality indicator            
Total commercial real estate 35,844     35,844   67,050
Commercial real estate office [Member] | Substandard [Member]
           
Loan and lease balances by credit quality indicator            
Total commercial real estate 94,158     94,158   61,476
Commercial real estate office [Member] | Doubtful [Member]
           
Loan and lease balances by credit quality indicator            
Total commercial real estate 4     4   108
Commercial real estate Industrial and warehouse [Member]
           
Loan and lease balances by credit quality indicator            
Total commercial real estate 691,570     691,570   729,542
Commercial real estate Industrial and warehouse [Member] | Pass [Member]
           
Loan and lease balances by credit quality indicator            
Total commercial real estate 622,314     622,314   649,165
Commercial real estate Industrial and warehouse [Member] | OLEM [Member]
           
Loan and lease balances by credit quality indicator            
Total commercial real estate 7,486     7,486   9,688
Commercial real estate Industrial and warehouse [Member] | Substandard [Member]
           
Loan and lease balances by credit quality indicator            
Total commercial real estate 61,770     61,770   70,621
Commercial real estate Industrial and warehouse [Member] | Doubtful [Member]
           
Loan and lease balances by credit quality indicator            
Total commercial real estate 0     0   68
Other commercial real estate [Member]
           
Loan and lease balances by credit quality indicator            
Total commercial real estate 1,462,643     1,462,643   1,542,275
Other commercial real estate [Member] | Pass [Member]
           
Loan and lease balances by credit quality indicator            
Total commercial real estate 1,188,881     1,188,881   1,112,751
Other commercial real estate [Member] | OLEM [Member]
           
Loan and lease balances by credit quality indicator            
Total commercial real estate 64,241     64,241   110,276
Other commercial real estate [Member] | Substandard [Member]
           
Loan and lease balances by credit quality indicator            
Total commercial real estate 209,405     209,405   318,479
Other commercial real estate [Member] | Doubtful [Member]
           
Loan and lease balances by credit quality indicator            
Total commercial real estate 116     116   769
Commercial Real Estate [Member]
           
Allowance For Credit Losses Roll Forward [Abstract]            
ALLL balance, beginning of period 339,494 388,706 511,068 388,706 588,251  
Recoveries of loans previously charged-off 6,569   13,128 17,465 22,093  
Loan charge-offs (35,747)   (40,723) (57,149) (117,371)  
Provision for loan and lease losses (4,925)   (19,599) (43,631) (29,099)  
Allowance for loans sold or transferred to hoans held for sale 0   0 0 0  
ALLL balance, end of period 305,391   463,874 305,391 463,874 388,706
AULC balance, beginning of period 5,780 5,852 8,433 5,852 6,158  
Provision for unfunded loan commitments and letters of credit (555)   (1,801) (627) 474  
AULC Balance, end of period 5,225   6,632 5,225 6,632  
ACL balance, end of period 310,616   470,506 310,616 470,506  
Automobile Loan [Member]
           
Allowance For Credit Losses Roll Forward [Abstract]            
ALLL balance, beginning of period 36,552 38,282 50,862 38,282 49,488  
Recoveries of loans previously charged-off 4,550   4,622 9,082 9,885  
Loan charge-offs (4,999)   (6,877) (12,609) (16,852)  
Provision for loan and lease losses (1,446)   6,821 597 12,907  
Allowance for loans sold or transferred to hoans held for sale (4,440)   0 (5,135) 0  
ALLL balance, end of period 30,217   55,428 30,217 55,428 38,282
AULC balance, beginning of period 0 0 0 0 0  
Provision for unfunded loan commitments and letters of credit 0   0 0 0  
AULC Balance, end of period 0   0 0 0  
ACL balance, end of period 30,217   55,428 30,217 55,428  
Home Equity [Member]
           
Allowance For Credit Losses Roll Forward [Abstract]            
ALLL balance, beginning of period 168,898 143,873 149,371 143,873 150,630  
Recoveries of loans previously charged-off 2,038   1,918 3,574 3,526  
Loan charge-offs (23,083)   (27,359) (48,348) (55,682)  
Provision for loan and lease losses (12,291)   22,514 36,463 47,970  
Allowance for loans sold or transferred to hoans held for sale 0   0 0 0  
ALLL balance, end of period 135,562   146,444 135,562 146,444 143,873
AULC balance, beginning of period 2,108 2,134 2,241 2,134 2,348  
Provision for unfunded loan commitments and letters of credit 82   8 56 (99)  
AULC Balance, end of period 2,190   2,249 2,190 2,249  
ACL balance, end of period 137,752   148,693 137,752 148,693  
Home equity secured by first-lien other [Member]
           
Loan and lease balances by credit quality indicator            
Home equity 4,150,683     4,150,683   3,815,579
Home equity secured by first-lien other [Member] | 750+[Member]
           
Loan and lease balances by credit quality indicator            
Home equity 2,427,346 [2]     2,427,346 [2]   2,196,566 [2]
Home equity secured by first-lien other [Member] | 650-749 [Member]
           
Loan and lease balances by credit quality indicator            
Home equity 1,387,435 [2]     1,387,435 [2]   1,287,444 [2]
Home equity secured by first-lien other [Member] | Less than 650 [Member]
           
Loan and lease balances by credit quality indicator            
Home equity 317,207 [2]     317,207 [2]   329,670 [2]
Home equity secured by first-lien other [Member] | Other (2) [Member]
           
Loan and lease balances by credit quality indicator            
Home equity 18,695 [2],[4]     18,695 [2],[4]   1,899 [2],[4]
Home equity secured by junior-lien [Member]
           
Loan and lease balances by credit quality indicator            
Home equity 4,193,147     4,193,147   4,399,834
Home equity secured by junior-lien [Member] | 750+[Member]
           
Loan and lease balances by credit quality indicator            
Home equity 2,034,628 [2]     2,034,628 [2]   2,119,292 [2]
Home equity secured by junior-lien [Member] | 650-749 [Member]
           
Loan and lease balances by credit quality indicator            
Home equity 1,580,078 [2]     1,580,078 [2]   1,646,117 [2]
Home equity secured by junior-lien [Member] | Less than 650 [Member]
           
Loan and lease balances by credit quality indicator            
Home equity 575,773 [2]     575,773 [2]   625,298 [2]
Home equity secured by junior-lien [Member] | Other (2) [Member]
           
Loan and lease balances by credit quality indicator            
Home equity 2,668 [2],[4]     2,668 [2],[4]   9,127 [2],[4]
Residential Mortgage [Member]
           
Allowance For Credit Losses Roll Forward [Abstract]            
ALLL balance, beginning of period 89,129 87,194 96,741 87,194 93,289  
Recoveries of loans previously charged-off 1,117   875 2,292 4,964  
Loan charge-offs (11,903)   (17,330) (23,648) (40,351)  
Provision for loan and lease losses 886   20,220 13,391 42,604  
Allowance for loans sold or transferred to hoans held for sale (1,214)   (1,514) (1,214) (1,514)  
ALLL balance, end of period 78,015   98,992 78,015 98,992 87,194
AULC balance, beginning of period 1 1 1 1 1  
Provision for unfunded loan commitments and letters of credit 3   0 3 0  
AULC Balance, end of period 4   1 4 1  
ACL balance, end of period 78,019   98,993 78,019 98,993  
Other Consumer loan [Member]
           
Allowance For Credit Losses Roll Forward [Abstract]            
ALLL balance, beginning of period 32,970 31,406 25,621 31,406 26,736  
Recoveries of loans previously charged-off 1,533 1,098   3,351 3,553  
Loan charge-offs (8,642) (8,182)   (17,074) (15,487)  
Provision for loan and lease losses 4,052 6,835   12,230 10,570  
Allowance for loans sold or transferred to hoans held for sale 0   0 0 0  
ALLL balance, end of period 29,913   25,372 29,913 25,372 31,406
AULC balance, beginning of period 769 811 830 811 894  
Provision for unfunded loan commitments and letters of credit (54)   7 (96) (57)  
AULC Balance, end of period 715   837 715 837  
ACL balance, end of period 30,628   26,209 30,628 26,209  
Commercial and industrial purchased impaired
           
Loan and lease balances by credit quality indicator            
Total commercial and industrial 57,875     57,875    
Commercial and industrial purchased impaired | Pass [Member]
           
Loan and lease balances by credit quality indicator            
Total commercial and industrial 1,051     1,051    
Commercial and industrial purchased impaired | OLEM [Member]
           
Loan and lease balances by credit quality indicator            
Total commercial and industrial 15,967     15,967    
Commercial and industrial purchased impaired | Substandard [Member]
           
Loan and lease balances by credit quality indicator            
Total commercial and industrial 40,830     40,830    
Commercial and industrial purchased impaired | Doubtful [Member]
           
Loan and lease balances by credit quality indicator            
Total commercial and industrial 27     27    
Commercial real estate purchased impaired
           
Loan and lease balances by credit quality indicator            
Total commercial real estate 135,638     135,638    
Commercial real estate purchased impaired | Pass [Member]
           
Loan and lease balances by credit quality indicator            
Total commercial real estate 5,507     5,507    
Commercial real estate purchased impaired | OLEM [Member]
           
Loan and lease balances by credit quality indicator            
Total commercial real estate 45,926     45,926    
Commercial real estate purchased impaired | Substandard [Member]
           
Loan and lease balances by credit quality indicator            
Total commercial real estate 84,076     84,076    
Commercial real estate purchased impaired | Doubtful [Member]
           
Loan and lease balances by credit quality indicator            
Total commercial real estate 129     129    
Residential mortgage purchased impaired | 750+[Member]
           
Loan and lease balances by credit quality indicator            
Residential mortgage 357 [2]     357 [2]    
Residential mortgage purchased impaired | 650-749 [Member]
           
Loan and lease balances by credit quality indicator            
Residential mortgage 1,357 [2]     1,357 [2]    
Residential mortgage purchased impaired | Less than 650 [Member]
           
Loan and lease balances by credit quality indicator            
Residential mortgage 475 [2]     475 [2]    
Residential mortgage purchased impaired | Other (2) [Member]
           
Loan and lease balances by credit quality indicator            
Residential mortgage 166 [2],[4]     166 [2],[4]    
Other consumer purchased impaired
           
Loan and lease balances by credit quality indicator            
Other consumer 632     632    
Other consumer purchased impaired | 750+[Member]
           
Loan and lease balances by credit quality indicator            
Other consumer 0 [2]     0 [2]    
Other consumer purchased impaired | 650-749 [Member]
           
Loan and lease balances by credit quality indicator            
Other consumer 232 [2]     232 [2]    
Other consumer purchased impaired | Less than 650 [Member]
           
Loan and lease balances by credit quality indicator            
Other consumer 300 [2]     300 [2]    
Other consumer purchased impaired | Other (2) [Member]
           
Loan and lease balances by credit quality indicator            
Other consumer 100 [2],[4]     100 [2],[4]    
Residential mortgage other | 750+[Member]
           
Loan and lease balances by credit quality indicator            
Residential mortgage 2,641,238 [2]     2,641,238 [2]    
Residential mortgage other | 650-749 [Member]
           
Loan and lease balances by credit quality indicator            
Residential mortgage 1,805,850 [2]     1,805,850 [2]    
Residential mortgage other | Less than 650 [Member]
           
Loan and lease balances by credit quality indicator            
Residential mortgage 708,150 [2]     708,150 [2]    
Residential mortgage other | Other (2) [Member]
           
Loan and lease balances by credit quality indicator            
Residential mortgage 110,001 [2],[4]     110,001 [2],[4]    
Other consumer other
           
Loan and lease balances by credit quality indicator            
Other consumer 454,452     454,452    
Other consumer other | 750+[Member]
           
Loan and lease balances by credit quality indicator            
Other consumer 174,380 [2]     174,380 [2]    
Other consumer other | 650-749 [Member]
           
Loan and lease balances by credit quality indicator            
Other consumer 185,857 [2]     185,857 [2]    
Other consumer other | Less than 650 [Member]
           
Loan and lease balances by credit quality indicator            
Other consumer 70,368 [2]     70,368 [2]    
Other consumer other | Other (2) [Member]
           
Loan and lease balances by credit quality indicator            
Other consumer $ 23,847 [2],[4]     $ 23,847 [2],[4]    
[1] Includes $1,483,749 thousand of loans reflected as loans held for sale.
[2] Reflects currently updated customer credit scores.
[3] Includes $1,250,000 thousand of loans reflected as loans held for sale.
[4] Reflects deferred fees and costs, loans in process, loans to legal entities, etc.