Quarterly report pursuant to Section 13 or 15(d)

Loans and Leases and Allowance for Credit Losses (Details 2)

v2.4.0.6
Loans and Leases and Allowance for Credit Losses (Details 2) (USD $)
In Thousands, unless otherwise specified
3 Months Ended
Mar. 31, 2012
Mar. 31, 2011
Dec. 31, 2011
Allowance For Credit Losses Roll Forward [Abstract]      
ALLL balance, beginning of period $ 964,828 $ 1,249,008  
Recoveries of loans previously charged-off 24,968 33,924  
Loan charge-offs (107,960) (199,007)  
Provision for loan and lease losses 31,928 49,301  
Allowance for loans sold or transferred to hoans held for sale (695)    
ALLL balance, end of period 913,069 1,133,226 964,828
AULC balance, beginning of period 48,456 42,127  
Provision for unfunded loan commitments and letters of credit 2,478 84  
AULC Balance, end of period 50,934 42,211  
ACL balance, end of period 964,003 [1] 1,175,437  
Loan and lease balances by credit quality indicator      
Total commercial and industrial 15,838,045 13,298,855 14,699,371
Total commercial real estate 6,039,945 6,298,255 5,825,709
Automobile 4,786,842 5,802,597 4,457,446
Home equity 8,261,402 7,783,370 8,215,413
Residential mortgage 5,284,437 4,517,047 5,228,276
Other consumer 467,871 545,712 497,568
Automobile loans including automobile loans transferred to loans held for sale     5,707,446 [2],[3]
Pass [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 14,832,544 12,115,625 13,733,049
Total commercial real estate 4,627,994 4,820,621 4,651,334
OLEM [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 251,626 382,709 247,860
Total commercial real estate 269,181 431,037 357,445
Substandard [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 681,970 787,147 711,443
Total commercial real estate 763,844 1,044,837 815,700
Doubtful [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 4,897 13,375 7,019
Total commercial real estate 804 1,760 1,230
750+[Member]
     
Loan and lease balances by credit quality indicator      
Automobile 2,184,671 [2] 2,605,609 [2]  
Residential mortgage 2,505,638 [2] 1,976,016 [2] 2,454,401 [2]
Other consumer 171,990 [2] 199,614 [2] 185,333 [2]
Automobile loans including automobile loans transferred to loans held for sale     2,635,082 [2]
650-749 [Member]
     
Loan and lease balances by credit quality indicator      
Automobile 1,865,203 [2] 2,370,657 [2]  
Residential mortgage 1,835,951 [2] 1,620,060 [2] 1,752,409 [2]
Other consumer 198,684 [2] 226,940 [2] 206,749 [2]
Automobile loans including automobile loans transferred to loans held for sale     2,276,990 [2]
Less than 650 [Member]
     
Loan and lease balances by credit quality indicator      
Automobile 635,653 [2] 717,090 [2]  
Residential mortgage 741,243 [2] 775,089 [2] 723,377 [2]
Other consumer 78,489 [2] 99,608 [2] 83,431 [2]
Automobile loans including automobile loans transferred to loans held for sale     707,141 [2]
Other (2) [Member]
     
Loan and lease balances by credit quality indicator      
Automobile 101,315 [2],[4] 109,241 [2],[4]  
Residential mortgage 139,281 [2],[4] 145,882 [2],[4] 298,089 [2],[4]
Other consumer 18,623 [2],[4] 19,550 [2],[4] 22,055 [2],[4]
Automobile loans including automobile loans transferred to loans held for sale     88,233 [2],[4]
Commercial and industrial owner occupied [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial   3,860,677 4,012,756
Commercial and industrial owner occupied [Member] | Pass [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 3,754,875 3,358,895 3,624,103
Commercial and industrial owner occupied [Member] | OLEM [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 107,607 143,534 101,897
Commercial and industrial owner occupied [Member] | Substandard [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 257,853 356,909 285,561
Commercial and industrial owner occupied [Member] | Doubtful [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 1,158 1,340 1,195
Other commercial and industrial [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial   9,438,178 10,686,615
Other commercial and industrial [Member] | Pass [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 11,077,669 8,756,730 10,108,946
Other commercial and industrial [Member] | OLEM [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 144,019 239,175 145,963
Other commercial and industrial [Member] | Substandard [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 424,117 430,238 425,882
Other commercial and industrial [Member] | Doubtful [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial and industrial 3,739 12,035 5,824
Commercial and Industrial [Member]
     
Allowance For Credit Losses Roll Forward [Abstract]      
ALLL balance, beginning of period 275,367 340,614  
Recoveries of loans previously charged-off 5,011 11,544  
Loan charge-offs (33,506) (53,736)  
Provision for loan and lease losses (846) 1,141  
Allowance for loans sold or transferred to hoans held for sale 0    
ALLL balance, end of period 246,026 299,563 275,367
AULC balance, beginning of period 39,658 32,726  
Provision for unfunded loan commitments and letters of credit 2,618 (2,020)  
AULC Balance, end of period 42,276 30,706  
ACL balance, end of period 288,302 330,269  
Commercial real estate retail properties [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate   1,694,513 1,585,483
Commercial real estate retail properties [Member] | Pass [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 1,192,989 1,292,614 1,191,471
Commercial real estate retail properties [Member] | OLEM [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 82,923 88,004 122,337
Commercial real estate retail properties [Member] | Substandard [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 274,398 313,895 271,675
Commercial real estate retail properties [Member] | Doubtful [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 0 0 0
Commercial real estate Multi family [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate   1,072,146 943,545
Commercial real estate Multi family [Member] | Pass [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 771,062 865,378 801,717
Commercial real estate Multi family [Member] | OLEM [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 39,305 71,898 48,094
Commercial real estate Multi family [Member] | Substandard [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 89,114 134,486 93,449
Commercial real estate Multi family [Member] | Doubtful [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 160 384 285
Commercial real estate office [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate   1,048,306 1,024,864
Commercial real estate office [Member] | Pass [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 945,555 826,034 896,230
Commercial real estate office [Member] | OLEM [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 32,253 119,023 67,050
Commercial real estate office [Member] | Substandard [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 66,418 103,080 61,476
Commercial real estate office [Member] | Doubtful [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 3 169 108
Commercial real estate Industrial and warehouse [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate   790,631 729,542
Commercial real estate Industrial and warehouse [Member] | Pass [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 614,394 622,456 649,165
Commercial real estate Industrial and warehouse [Member] | OLEM [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 8,611 70,857 9,688
Commercial real estate Industrial and warehouse [Member] | Substandard [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 62,758 97,481 70,621
Commercial real estate Industrial and warehouse [Member] | Doubtful [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 91 (163) 68
Other commercial real estate [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate   1,692,659 1,542,275
Other commercial real estate [Member] | Pass [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 1,103,994 1,214,139 1,112,751
Other commercial real estate [Member] | OLEM [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 106,089 81,255 110,276
Other commercial real estate [Member] | Substandard [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 271,156 395,895 318,479
Other commercial real estate [Member] | Doubtful [Member]
     
Loan and lease balances by credit quality indicator      
Total commercial real estate 550 1,370 769
Commercial Real Estate [Member]
     
Allowance For Credit Losses Roll Forward [Abstract]      
ALLL balance, beginning of period 388,706 588,251  
Recoveries of loans previously charged-off 10,896 8,965  
Loan charge-offs (21,402) (76,648)  
Provision for loan and lease losses (38,706) (9,500)  
Allowance for loans sold or transferred to hoans held for sale 0    
ALLL balance, end of period 339,494 511,068 388,706
AULC balance, beginning of period 5,852 6,158  
Provision for unfunded loan commitments and letters of credit (72) 2,275  
AULC Balance, end of period 5,780 8,433  
ACL balance, end of period 345,274 519,501  
Automobile Loan [Member]
     
Allowance For Credit Losses Roll Forward [Abstract]      
ALLL balance, beginning of period 38,282 49,488  
Recoveries of loans previously charged-off 4,532 5,263  
Loan charge-offs (7,610) (9,975)  
Provision for loan and lease losses 2,043 6,086  
Allowance for loans sold or transferred to hoans held for sale (695)    
ALLL balance, end of period 36,552 50,862 38,282
AULC balance, beginning of period 0 0  
Provision for unfunded loan commitments and letters of credit 0 0  
AULC Balance, end of period 0 0  
ACL balance, end of period 36,552 50,862  
Home Equity [Member]
     
Allowance For Credit Losses Roll Forward [Abstract]      
ALLL balance, beginning of period 143,873 150,630  
Recoveries of loans previously charged-off 1,536 1,608  
Loan charge-offs (25,265) (28,322)  
Provision for loan and lease losses 48,754 25,455  
Allowance for loans sold or transferred to hoans held for sale 0    
ALLL balance, end of period 168,898 149,371 143,873
AULC balance, beginning of period 2,134 2,348  
Provision for unfunded loan commitments and letters of credit (26) (107)  
AULC Balance, end of period 2,108 2,241  
ACL balance, end of period 171,006 151,612  
Home equity secured by first-lien other [Member]
     
Loan and lease balances by credit quality indicator      
Home equity   3,193,701 3,815,579
Home equity secured by first-lien other [Member] | 750+[Member]
     
Loan and lease balances by credit quality indicator      
Home equity 2,268,832 [2] 1,744,699 [2] 2,196,566 [2]
Home equity secured by first-lien other [Member] | 650-749 [Member]
     
Loan and lease balances by credit quality indicator      
Home equity 1,352,583 [2] 1,127,451 [2] 1,287,444 [2]
Home equity secured by first-lien other [Member] | Less than 650 [Member]
     
Loan and lease balances by credit quality indicator      
Home equity 338,310 [2] 316,174 [2] 329,670 [2]
Home equity secured by first-lien other [Member] | Other (2) [Member]
     
Loan and lease balances by credit quality indicator      
Home equity 7,150 [2],[4] 5,377 [2],[4] 1,899 [2],[4]
Home equity Secured by second-lien [Member]
     
Loan and lease balances by credit quality indicator      
Home equity   4,589,669 4,399,834
Home equity Secured by second-lien [Member] | 750+[Member]
     
Loan and lease balances by credit quality indicator      
Home equity 2,025,956 [2] 2,159,005 [2] 2,119,292 [2]
Home equity Secured by second-lien [Member] | 650-749 [Member]
     
Loan and lease balances by credit quality indicator      
Home equity 1,628,397 [2] 1,751,943 [2] 1,646,117 [2]
Home equity Secured by second-lien [Member] | Less than 650 [Member]
     
Loan and lease balances by credit quality indicator      
Home equity 625,303 [2] 678,202 [2] 625,298 [2]
Home equity Secured by second-lien [Member] | Other (2) [Member]
     
Loan and lease balances by credit quality indicator      
Home equity 1,846 [2],[4] 519 [2],[4] 9,127 [2],[4]
Residential Mortgage [Member]
     
Allowance For Credit Losses Roll Forward [Abstract]      
ALLL balance, beginning of period 87,194 93,289  
Recoveries of loans previously charged-off 1,175 4,089  
Loan charge-offs (11,745) (23,021)  
Provision for loan and lease losses 12,505 22,384  
Allowance for loans sold or transferred to hoans held for sale 0    
ALLL balance, end of period 89,129 96,741 87,194
AULC balance, beginning of period 1 1  
Provision for unfunded loan commitments and letters of credit 0 0  
AULC Balance, end of period 1 1  
ACL balance, end of period 89,130 96,742  
Other Consumer loan [Member]
     
Allowance For Credit Losses Roll Forward [Abstract]      
ALLL balance, beginning of period 31,406 26,736  
Recoveries of loans previously charged-off 1,818 2,455  
Loan charge-offs (8,432) (7,305)  
Provision for loan and lease losses 8,178 3,735  
Allowance for loans sold or transferred to hoans held for sale 0    
ALLL balance, end of period 32,970 25,621 31,406
AULC balance, beginning of period 811 894  
Provision for unfunded loan commitments and letters of credit (42) (64)  
AULC Balance, end of period 769 830  
ACL balance, end of period $ 33,739 $ 26,451  
[1] In accordance with ASC 805, no allowance for credit losses was recorded for the loans acquired in the FDIC-assisted Fidelity Bank acquisition.
[2] Reflects currently updated customer credit scores.
[3] Includes $1,250,000 thousand of loans reflected as loans held for sale related to the 2012 first quarter automobile securitization.
[4] Reflects deferred fees and costs, loans in process, loans to legal entities, etc.