Annual report pursuant to Section 13 and 15(d)

SEGMENT REPORTING (Details)

v3.20.4
SEGMENT REPORTING (Details)
$ in Millions
 3 Months Ended 12 Months Ended
Dec. 31, 2020
USD ($)
numberOfSegments
Dec. 31, 2020
USD ($)
numberOfSegments
Dec. 31, 2019
USD ($)
Dec. 31, 2018
USD ($)
Segment Reporting [Abstract]        
Number of Reportable Segments | numberOfSegments 4 4    
Segment Reporting Information [Line Items]        
Net interest income   $ 3,224 $ 3,213 $ 3,189
Provision for credit losses   1,048 287 235
Noninterest income   1,591 1,454 1,321
Noninterest expense   2,795 2,721 2,647
Provision (benefit) for income taxes   155 248 235
Net income   817 1,411 1,393
Total assets $ 123,038 123,038 109,002  
Deposits 98,948 98,948 82,347  
Operating Segments | Consumer & Business Banking        
Segment Reporting Information [Line Items]        
Net interest income   1,436 1,766 1,727
Provision for credit losses   265 114 137
Noninterest income   945 825 744
Noninterest expense   1,774 1,673 1,699
Provision (benefit) for income taxes   72 169 133
Net income   270 635 502
Total assets 30,758 30,758 25,073  
Deposits 60,910 60,910 51,675  
Operating Segments | Commercial Banking        
Segment Reporting Information [Line Items]        
Net interest income   903 1,037 1,013
Provision for credit losses   626 132 42
Noninterest income   364 359 321
Noninterest expense   542 564 502
Provision (benefit) for income taxes   21 147 166
Net income   78 553 624
Total assets 36,311 36,311 34,337  
Deposits 24,766 24,766 20,762  
Operating Segments | Vehicle Finance        
Segment Reporting Information [Line Items]        
Net interest income   430 397 392
Provision for credit losses   146 44 55
Noninterest income   9 12 11
Noninterest expense   141 148 143
Provision (benefit) for income taxes   32 45 43
Net income   120 172 162
Total assets 19,789 19,789 20,155  
Deposits 722 722 376  
Operating Segments | RBHPCG        
Segment Reporting Information [Line Items]        
Net interest income   160 198 203
Provision for credit losses   11 (3) 1
Noninterest income   201 198 193
Noninterest expense   243 256 244
Provision (benefit) for income taxes   22 30 32
Net income   85 113 119
Total assets 7,064 7,064 6,665  
Deposits 7,635 7,635 6,370  
Treasury / Other        
Segment Reporting Information [Line Items]        
Net interest income   295 (185) (146)
Provision for credit losses   0 0 0
Noninterest income   72 60 52
Noninterest expense   95 80 59
Provision (benefit) for income taxes   8 (143) (139)
Net income   264 (62) $ (14)
Total assets 29,116 29,116 22,772  
Deposits $ 4,915 $ 4,915 $ 3,164