Annual report pursuant to Section 13 and 15(d)

COMMITMENTS AND CONTINGENT LIABILITIES (Tables)

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COMMITMENTS AND CONTINGENT LIABILITIES (Tables)
12 Months Ended
Dec. 31, 2019
Commitments and Contingencies Disclosure [Abstract]  
Contract amounts of various commitments to extend credit The contract amounts of these financial agreements at December 31, 2019, and December 31, 2018 were as follows: 
 
At December 31,
(dollar amounts in millions)
2019
 
2018
Contract amount representing credit risk
 
 
 
Commitments to extend credit:
 
 
 
Commercial
$
18,326

 
$
17,149

Consumer
14,831

 
14,974

Commercial real estate
1,364

 
1,188

Standby letters of credit
587

 
676

Commercial letters of credit
8

 
14