Huntington Bancshares Incorporated Annual report pursuant to Section 13 and 15(d)

NONINTEREST INCOME (Tables)

12 Months Ended

Dec. 31, 2019



	Year Ended December 31, 2019
(dollar amounts in millions)	Consumer & Business Banking		Commercial Banking		Vehicle Finance		RBHPCG		Treasury / Other		Huntington Consolidated
Major Revenue Streams
Service charges on deposit accounts	$	297	$	64	$	7	$	4	$	—	$	372
Card and payment processing income	218		15		—		—		—		233
Trust and investment management services	34		4		—		139		1		178
Insurance income	34		6		—		47		1		88
Other noninterest income	32		24		4		6		2		68
Net revenue from contracts with customers	$	615	$	113	$	11	$	196	$	4	$	939
Noninterest income within the scope of other GAAP topics	210		246		1		2		56		515
Total noninterest income	$	825	$	359	$	12	$	198	$	60	$	1,454

	Year Ended December 31, 2018
(dollar amounts in millions)	Consumer & Business Banking		Commercial Banking		Vehicle Finance		RBHPCG		Treasury / Other		Huntington Consolidated
Major Revenue Streams
Service charges on deposit accounts	$	290	$	64	$	5	$	4	$	—	$	363
Card and payment processing income	198		11		—		—		—		209
Trust and investment management services	28		4		—		139		—		171
Insurance income	34		5		—		41		2		82
Other noninterest income	38		6		3		8		1		56
Net revenue from contracts with customers	$	588	$	90	$	8	$	192	$	3	$	881
Noninterest income within the scope of other GAAP topics	156		231		3		1		49		440
Total noninterest income	$	744	$	321	$	11	$	193	$	52	$	1,321



(dollar amounts in millions)	Year Ended December 31, 2019		Year Ended December 31, 2018
Noninterest income
Noninterest income from contracts with customers	$	939	$	881
Noninterest income within the scope of other GAAP topics	515		440
Total noninterest income	$	1,454	$	1,321