Quarterly report pursuant to Section 13 or 15(d)

SEGMENT REPORTING (Details)

v3.19.3
SEGMENT REPORTING (Details)
$ in Millions
3 Months Ended 9 Months Ended
Sep. 30, 2019
USD ($)
reporting_unit
segments
Sep. 30, 2018
USD ($)
Sep. 30, 2019
USD ($)
Sep. 30, 2018
USD ($)
Dec. 31, 2018
USD ($)
Segment Reporting Information [Line Items]          
Number of reporting segments | segments 4        
Maximum business banking customer's revenue $ 20        
Net interest income 799 $ 802 $ 2,433 $ 2,356  
Provision (reduction in allowance) for credit losses (82) (53) (208) (175)  
Noninterest income 389 342 1,082 992  
Noninterest expense 667 651 2,020 1,936  
Provision (benefit) for income taxes 67 62 193 178  
Net income 372 378 1,094 1,059  
Assets 108,735   108,735   $ 108,781
Deposits (includes $0 and $872 respectively, classified as held-for-sale) $ 82,395   82,395   84,774
Operating Segments          
Segment Reporting Information [Line Items]          
Number of reporting units | reporting_unit 6        
Operating Segments | Consumer & Business Banking          
Segment Reporting Information [Line Items]          
Net interest income $ 433 445 1,371 1,254  
Provision (reduction in allowance) for credit losses (35) (41) (81) (98)  
Noninterest income 223 194 596 557  
Noninterest expense 421 424 1,247 1,263  
Provision (benefit) for income taxes 42 38 134 95  
Net income 158 136 505 355  
Assets 25,418   25,418   27,486
Deposits (includes $0 and $872 respectively, classified as held-for-sale) 51,671   51,671   50,300
Operating Segments | Commercial Banking          
Segment Reporting Information [Line Items]          
Net interest income 263 259 798 744  
Provision (reduction in allowance) for credit losses (36) 1 (103) (41)  
Noninterest income 101 81 266 234  
Noninterest expense 142 121 427 364  
Provision (benefit) for income taxes 39 46 113 120  
Net income 147 174 421 453  
Assets 34,368   34,368   34,818
Deposits (includes $0 and $872 respectively, classified as held-for-sale) 21,088   21,088   23,185
Operating Segments | Vehicle Finance [Member]          
Segment Reporting Information [Line Items]          
Net interest income 100 97 291 294  
Provision (reduction in allowance) for credit losses (12) (13) (27) (36)  
Noninterest income 4 3 9 9  
Noninterest expense 36 35 112 106  
Provision (benefit) for income taxes 12 11 33 34  
Net income 44 41 128 127  
Assets 19,414   19,414   19,435
Deposits (includes $0 and $872 respectively, classified as held-for-sale) 363   363   346
Operating Segments | RBPCG          
Segment Reporting Information [Line Items]          
Net interest income 48 51 153 148  
Provision (reduction in allowance) for credit losses 1 0 3 0  
Noninterest income 47 46 147 146  
Noninterest expense 63 60 193 180  
Provision (benefit) for income taxes 7 6 23 24  
Net income 26 31 87 90  
Assets 6,593   6,593   6,540
Deposits (includes $0 and $872 respectively, classified as held-for-sale) 6,101   6,101   6,809
Treasury / Other          
Segment Reporting Information [Line Items]          
Net interest income (45) (50) (180) (84)  
Provision (reduction in allowance) for credit losses 0 0 0 0  
Noninterest income 14 18 64 46  
Noninterest expense 5 11 41 23  
Provision (benefit) for income taxes (33) (39) (110) (95)  
Net income (3) $ (4) (47) $ 34  
Assets 22,942   22,942   20,502
Deposits (includes $0 and $872 respectively, classified as held-for-sale) $ 3,172   $ 3,172   $ 4,134