Quarterly report pursuant to Section 13 or 15(d)

EARNINGS PER SHARE (Details)

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EARNINGS PER SHARE (Details) - USD ($)
$ / shares in Units, shares in Thousands, $ in Millions
3 Months Ended 9 Months Ended
Sep. 30, 2019
Sep. 30, 2018
Sep. 30, 2019
Sep. 30, 2018
Basic earnings per common share:        
Net income $ 372 $ 378 $ 1,094 $ 1,059
Preferred stock dividends (18) (18) (55) (51)
Net income available to common shareholders $ 354 $ 360 $ 1,039 $ 1,008
Average common shares issued and outstanding (in shares) 1,034,940 1,084,536 1,042,246 1,090,570
Basic earnings per common share (in usd per share) $ 0.34 $ 0.33 $ 1.00 $ 0.92
Dilutive potential common shares:        
Stock options and restricted stock units and awards 11,930 15,655 12,681 17,105
Shares held in deferred compensation plans 4,403 3,549 4,137 3,416
Dilutive impact of Preferred Stock 0 0 0 5,887
Dilutive potential common shares 16,333 19,204 16,818 26,408
Total diluted average common shares issued and outstanding (in shares) 1,051,273 1,103,740 1,059,064 1,116,978
Diluted earnings per common share (in usd per share) $ 0.34 $ 0.33 $ 0.98 $ 0.90
Employee Stock Option        
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]        
Options outstanding to purchase common stock shares having antidilutive effect 6,253 1,616 4,900 2,035