| Schedule of Segment Reporting Information, by Segment |
Listed in the table below is certain operating basis financial information reconciled to Huntington’s September 30, 2019, December 31, 2018, and September 30, 2018, reported results by business segment.
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Three Months Ended September 30, |
Income Statements |
Consumer & Business Banking |
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Commercial Banking |
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Vehicle Finance |
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RBHPCG |
|
Treasury / Other |
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Huntington Consolidated |
(dollar amounts in millions) |
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2019 |
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Net interest income |
$ |
433 |
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$ |
263 |
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$ |
100 |
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$ |
48 |
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$ |
(45 |
) |
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$ |
799 |
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Provision (benefit) for credit losses |
35 |
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|
36 |
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|
12 |
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(1 |
) |
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— |
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|
82 |
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Noninterest income |
223 |
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|
101 |
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|
4 |
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|
47 |
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14 |
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|
389 |
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Noninterest expense |
421 |
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|
142 |
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|
36 |
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|
63 |
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|
5 |
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|
667 |
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Provision (benefit) for income taxes |
42 |
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|
39 |
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|
12 |
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7 |
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(33 |
) |
|
67 |
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Net income (loss) |
$ |
158 |
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$ |
147 |
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$ |
44 |
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$ |
26 |
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$ |
(3 |
) |
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$ |
372 |
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2018 |
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Net interest income |
$ |
445 |
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$ |
259 |
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$ |
97 |
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$ |
51 |
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$ |
(50 |
) |
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$ |
802 |
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Provision (benefit) for credit losses |
41 |
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(1 |
) |
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13 |
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— |
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— |
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|
53 |
|
Noninterest income |
194 |
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|
81 |
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|
3 |
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|
46 |
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|
18 |
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|
342 |
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Noninterest expense |
424 |
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|
121 |
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|
35 |
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|
60 |
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|
11 |
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|
651 |
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Provision (benefit) for income taxes |
38 |
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|
46 |
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|
11 |
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|
6 |
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(39 |
) |
|
62 |
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Net income (loss) |
$ |
136 |
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$ |
174 |
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$ |
41 |
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$ |
31 |
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$ |
(4 |
) |
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$ |
378 |
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Nine Months Ended September 30, |
Income Statements |
Consumer & Business Banking |
|
Commercial Banking |
|
Vehicle Finance |
|
RBHPCG |
|
Treasury / Other |
|
Huntington Consolidated |
(dollar amounts in millions) |
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2019 |
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Net interest income |
$ |
1,371 |
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$ |
798 |
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$ |
291 |
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$ |
153 |
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$ |
(180 |
) |
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$ |
2,433 |
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Provision (benefit) for credit losses |
81 |
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|
103 |
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|
27 |
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(3 |
) |
|
— |
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|
208 |
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Noninterest income |
596 |
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|
266 |
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|
9 |
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|
147 |
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|
64 |
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|
1,082 |
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Noninterest expense |
1,247 |
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|
427 |
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|
112 |
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|
193 |
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|
41 |
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|
2,020 |
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Provision (benefit) for income taxes |
134 |
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|
113 |
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|
33 |
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|
23 |
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(110 |
) |
|
193 |
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Net income (loss) |
$ |
505 |
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$ |
421 |
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$ |
128 |
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$ |
87 |
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$ |
(47 |
) |
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$ |
1,094 |
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2018 |
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Net interest income |
$ |
1,254 |
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$ |
744 |
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$ |
294 |
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$ |
148 |
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$ |
(84 |
) |
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$ |
2,356 |
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Provision (benefit) for credit losses |
98 |
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|
41 |
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|
36 |
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— |
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— |
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|
175 |
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Noninterest income |
557 |
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|
234 |
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|
9 |
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|
146 |
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|
46 |
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|
992 |
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Noninterest expense |
1,263 |
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|
364 |
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|
106 |
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|
180 |
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|
23 |
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|
1,936 |
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Provision (benefit) for income taxes |
95 |
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|
120 |
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|
34 |
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|
24 |
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(95 |
) |
|
178 |
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Net income (loss) |
$ |
355 |
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$ |
453 |
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$ |
127 |
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$ |
90 |
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$ |
34 |
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$ |
1,059 |
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Assets at |
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Deposits at |
(dollar amounts in millions) |
September 30,
2019 |
|
December 31,
2018 |
|
September 30,
2019 |
|
December 31,
2018 |
Consumer & Business Banking |
$ |
25,418 |
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$ |
27,486 |
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$ |
51,671 |
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$ |
50,300 |
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Commercial Banking |
34,368 |
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|
34,818 |
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|
21,088 |
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|
23,185 |
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Vehicle Finance |
19,414 |
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|
19,435 |
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|
363 |
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|
346 |
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RBHPCG |
6,593 |
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6,540 |
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|
6,101 |
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|
6,809 |
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Treasury / Other |
22,942 |
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20,502 |
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|
3,172 |
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|
4,134 |
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Total |
$ |
108,735 |
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$ |
108,781 |
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$ |
82,395 |
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$ |
84,774 |
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| Segment Disclosure of Assets and Deposits |
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Assets at |
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Deposits at |
(dollar amounts in millions) |
September 30,
2019 |
|
December 31,
2018 |
|
September 30,
2019 |
|
December 31,
2018 |
Consumer & Business Banking |
$ |
25,418 |
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$ |
27,486 |
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$ |
51,671 |
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$ |
50,300 |
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Commercial Banking |
34,368 |
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|
34,818 |
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|
21,088 |
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|
23,185 |
|
Vehicle Finance |
19,414 |
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|
19,435 |
|
|
363 |
|
|
346 |
|
RBHPCG |
6,593 |
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|
6,540 |
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|
6,101 |
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|
6,809 |
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Treasury / Other |
22,942 |
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|
20,502 |
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|
3,172 |
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|
4,134 |
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Total |
$ |
108,735 |
|
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$ |
108,781 |
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$ |
82,395 |
|
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$ |
84,774 |
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