Quarterly report pursuant to Section 13 or 15(d)

EARNINGS PER SHARE (Details)

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EARNINGS PER SHARE (Details) - USD ($)
$ / shares in Units, shares in Thousands, $ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2019
Jun. 30, 2018
Jun. 30, 2019
Jun. 30, 2018
Basic earnings per common share:        
Net income $ 364 $ 355 $ 722 $ 681
Preferred stock dividends (18) (21) (37) (33)
Net income available to common shareholders $ 346 $ 334 $ 685 $ 648
Average common shares issued and outstanding (in shares) 1,044,802 1,103,337 1,045,899 1,093,587
Basic earnings per common share (in usd per share) $ 0.33 $ 0.30 $ 0.66 $ 0.59
Dilutive potential common shares:        
Stock options and restricted stock units and awards 11,308 15,803 13,057 17,830
Shares held in deferred compensation plans 4,170 3,472 4,003 3,350
Dilutive impact of Preferred Stock 0 0 0 8,879
Dilutive potential common shares 15,478 19,275 17,060 30,059
Total diluted average common shares issued and outstanding (in shares) 1,060,280 1,122,612 1,062,959 1,123,646
Diluted earnings per common share (in usd per share) $ 0.33 $ 0.30 $ 0.64 $ 0.58
Employee Stock Option        
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]        
Options outstanding to purchase common stock shares having antidilutive effect 7,656 2,488 6,237 1,517