Quarterly report pursuant to Section 13 or 15(d)

LOANS / LEASES AND ALLOWANCE FOR CREDIT LOSSES - Allowance for Credit Losses (Details)

v3.19.2
LOANS / LEASES AND ALLOWANCE FOR CREDIT LOSSES - Allowance for Credit Losses (Details) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2019
Jun. 30, 2018
Jun. 30, 2019
Jun. 30, 2018
Portion of ALLL balance:        
ALLL balance, beginning of period $ 764 $ 721 $ 772 $ 691
Loan charge-offs (70) (53) (167) (126)
Allowance for Loan and Lease Loss, Recovery of Bad Debts 22 25 48 60
Provision for Loan and Lease Losses 59 56 126 122
Provision For (Reduction In Allowance) Loan and Lease Losses. 58 48 121 116
ALLL balance, end of period 774 741 774 741
AULC Balance, beginning of period 100 85 96 87
Provision (reduction in allowance) for unfunded loan commitments and letters of credit 1 8 5 6
AULC Balance, end of period 101 93 101 93
ACL balance, end of period 875 834 875 834
Commercial        
Portion of ALLL balance:        
ALLL balance, beginning of period 545 515 542 482
Loan charge-offs (24) (12) (70) (35)
Allowance for Loan and Lease Loss, Recovery of Bad Debts 6 10 19 30
Provision for Loan and Lease Losses   18    
Provision For (Reduction In Allowance) Loan and Lease Losses. 33   69 54
ALLL balance, end of period 560 531 560 531
AULC Balance, beginning of period 98 82 94 84
Provision (reduction in allowance) for unfunded loan commitments and letters of credit 1 8 5 6
AULC Balance, end of period 99 90 99 90
ACL balance, end of period 659 621 659 621
Consumer        
Portion of ALLL balance:        
ALLL balance, beginning of period 219 206 230 209
Loan charge-offs (46) (41) (97) (91)
Allowance for Loan and Lease Loss, Recovery of Bad Debts 16 15 29 30
Provision for Loan and Lease Losses   30    
Provision For (Reduction In Allowance) Loan and Lease Losses. 25   52 62
ALLL balance, end of period 214 210 214 210
AULC Balance, beginning of period 2 3 2 3
Provision (reduction in allowance) for unfunded loan commitments and letters of credit 0 0 0 0
AULC Balance, end of period 2 3 2 3
ACL balance, end of period $ 216 $ 213 $ 216 $ 213