| Schedule of Segment Reporting Information, by Segment |
Listed in the table below is certain operating basis financial information reconciled to Huntington’s June 30, 2019, December 31, 2018, and June 30, 2018, reported results by business segment.
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Three Months Ended June 30, |
Income Statements |
Consumer & Business Banking |
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Commercial Banking |
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Vehicle Finance |
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RBHPCG |
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Treasury / Other |
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Huntington Consolidated |
(dollar amounts in millions) |
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2019 |
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Net interest income |
$ |
464 |
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$ |
264 |
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$ |
96 |
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$ |
52 |
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$ |
(64 |
) |
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$ |
812 |
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Provision (benefit) for credit losses |
30 |
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|
24 |
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|
5 |
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— |
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— |
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|
59 |
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Noninterest income |
198 |
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|
89 |
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|
4 |
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|
49 |
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|
34 |
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|
374 |
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Noninterest expense |
427 |
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|
145 |
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|
38 |
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|
67 |
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|
23 |
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|
700 |
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Provision (benefit) for income taxes |
43 |
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|
39 |
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|
12 |
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|
7 |
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(38 |
) |
|
63 |
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Net income (loss) |
$ |
162 |
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$ |
145 |
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$ |
45 |
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$ |
27 |
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$ |
(15 |
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$ |
364 |
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2018 |
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Net interest income |
$ |
416 |
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$ |
248 |
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$ |
98 |
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$ |
50 |
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$ |
(28 |
) |
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$ |
784 |
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Provision (benefit) for credit losses |
27 |
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|
18 |
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|
10 |
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|
1 |
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— |
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|
56 |
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Noninterest income |
188 |
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|
82 |
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|
3 |
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|
48 |
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|
15 |
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|
336 |
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Noninterest expense |
429 |
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|
126 |
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|
37 |
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|
64 |
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(4 |
) |
|
652 |
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Provision (benefit) for income taxes |
31 |
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|
39 |
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|
11 |
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|
7 |
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(31 |
) |
|
57 |
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Net income (loss) |
$ |
117 |
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$ |
147 |
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$ |
43 |
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$ |
26 |
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$ |
22 |
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$ |
355 |
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Six Months Ended June 30, |
Income Statements |
Consumer & Business Banking |
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Commercial Banking |
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Vehicle Finance |
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RBHPCG |
|
Treasury / Other |
|
Huntington Consolidated |
(dollar amounts in millions) |
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2019 |
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Net interest income |
$ |
936 |
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$ |
536 |
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$ |
191 |
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$ |
104 |
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$ |
(133 |
) |
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$ |
1,634 |
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Provision (benefit) for credit losses |
48 |
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|
67 |
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|
14 |
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(3 |
) |
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— |
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|
126 |
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Noninterest income |
372 |
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|
165 |
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|
6 |
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|
100 |
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|
50 |
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|
693 |
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Noninterest expense |
827 |
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|
288 |
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|
75 |
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|
130 |
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|
33 |
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|
1,353 |
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Provision (benefit) for income taxes |
91 |
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|
73 |
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|
23 |
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|
16 |
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(77 |
) |
|
126 |
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Net income (loss) |
$ |
342 |
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$ |
273 |
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$ |
85 |
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$ |
61 |
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$ |
(39 |
) |
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$ |
722 |
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2018 |
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Net interest income |
$ |
806 |
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$ |
488 |
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$ |
197 |
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$ |
97 |
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$ |
(34 |
) |
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$ |
1,554 |
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Provision (benefit) for credit losses |
59 |
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|
39 |
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|
24 |
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— |
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— |
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|
122 |
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Noninterest income |
363 |
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|
153 |
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|
6 |
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|
99 |
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|
29 |
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|
650 |
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Noninterest expense |
840 |
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|
245 |
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|
70 |
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|
121 |
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|
9 |
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|
1,285 |
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Provision (benefit) for income taxes |
57 |
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|
74 |
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|
23 |
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|
16 |
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(54 |
) |
|
116 |
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Net income (loss) |
$ |
213 |
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$ |
283 |
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$ |
86 |
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$ |
59 |
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$ |
40 |
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$ |
681 |
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Assets at |
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Deposits at |
(dollar amounts in millions) |
June 30,
2019 |
|
December 31,
2018 |
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June 30,
2019 |
|
December 31,
2018 |
Consumer & Business Banking |
$ |
25,293 |
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$ |
27,486 |
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$ |
51,577 |
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$ |
50,300 |
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Commercial Banking |
34,063 |
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|
34,818 |
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|
20,049 |
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|
23,185 |
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Vehicle Finance |
19,346 |
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|
19,435 |
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|
340 |
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|
346 |
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RBHPCG |
6,482 |
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6,540 |
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|
5,863 |
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|
6,809 |
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Treasury / Other |
23,063 |
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|
20,502 |
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|
3,053 |
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|
4,134 |
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Total |
$ |
108,247 |
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$ |
108,781 |
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$ |
80,882 |
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$ |
84,774 |
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| Segment Disclosure of Assets and Deposits |
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Assets at |
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Deposits at |
(dollar amounts in millions) |
June 30,
2019 |
|
December 31,
2018 |
|
June 30,
2019 |
|
December 31,
2018 |
Consumer & Business Banking |
$ |
25,293 |
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$ |
27,486 |
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$ |
51,577 |
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$ |
50,300 |
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Commercial Banking |
34,063 |
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|
34,818 |
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|
20,049 |
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|
23,185 |
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Vehicle Finance |
19,346 |
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|
19,435 |
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|
340 |
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|
346 |
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RBHPCG |
6,482 |
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|
6,540 |
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|
5,863 |
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|
6,809 |
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Treasury / Other |
23,063 |
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|
20,502 |
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|
3,053 |
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|
4,134 |
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Total |
$ |
108,247 |
|
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$ |
108,781 |
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$ |
80,882 |
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$ |
84,774 |
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