Quarterly report pursuant to Section 13 or 15(d)

EARNINGS PER SHARE (Details)

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EARNINGS PER SHARE (Details) - USD ($)
$ / shares in Units, shares in Thousands, $ in Millions
3 Months Ended
Mar. 31, 2019
Mar. 31, 2018
Basic earnings per common share:    
Net income $ 358 $ 326
Preferred stock dividends (19) (12)
Net income available to common shareholders $ 339 $ 314
Average common shares issued and outstanding (in shares) 1,046,995 1,083,836
Basic earnings per common share (in usd per share) $ 0.32 $ 0.29
Dilutive potential common shares:    
Stock options and restricted stock units and awards 14,807 19,858
Shares held in deferred compensation plans 3,836 3,228
Dilutive impact of Preferred Stock 0 17,856
Dilutive potential common shares 18,643 40,942
Total diluted average common shares issued and outstanding (in shares) 1,065,638 1,124,778
Diluted earnings per common share (in usd per share) $ 0.32 $ 0.28
Employee Stock Option    
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]    
Options outstanding to purchase common stock shares having antidilutive effect 4,000 100