Quarterly report pursuant to Section 13 or 15(d)

LOANS / LEASES AND ALLOWANCE FOR CREDIT LOSSES - Allowance for Credit Losses (Details)

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LOANS / LEASES AND ALLOWANCE FOR CREDIT LOSSES - Allowance for Credit Losses (Details) - USD ($)
$ in Millions
 3 Months Ended
Mar. 31, 2019
Mar. 31, 2018
Portion of ALLL balance:    
ALLL balance, beginning of period $ 772 $ 691
Loan charge-offs (97) (73)
Allowance for Loan and Lease Loss, Recovery of Bad Debts 26 35
Provision for Loan and Lease Losses 67 66
Provision For (Reduction In Allowance) Loan and Lease Losses. 63 68
ALLL balance, end of period 764 721
AULC Balance, beginning of period 96 87
Provision (reduction in allowance) for unfunded loan commitments and letters of credit 4 (2)
AULC Balance, end of period 100 85
ACL balance, end of period 864 806
Commercial    
Portion of ALLL balance:    
ALLL balance, beginning of period 542 482
Loan charge-offs (45) (23)
Allowance for Loan and Lease Loss, Recovery of Bad Debts 12 20
Provision for Loan and Lease Losses   36
Provision For (Reduction In Allowance) Loan and Lease Losses. 36  
ALLL balance, end of period 545 515
AULC Balance, beginning of period 94 84
Provision (reduction in allowance) for unfunded loan commitments and letters of credit 4 (2)
AULC Balance, end of period 98 82
ACL balance, end of period 643 597
Consumer    
Portion of ALLL balance:    
ALLL balance, beginning of period 230 209
Loan charge-offs (52) (50)
Allowance for Loan and Lease Loss, Recovery of Bad Debts 14 15
Provision for Loan and Lease Losses   32
Provision For (Reduction In Allowance) Loan and Lease Losses. 27  
ALLL balance, end of period 219 206
AULC Balance, beginning of period 2 3
Provision (reduction in allowance) for unfunded loan commitments and letters of credit 0 0
AULC Balance, end of period 2 3
ACL balance, end of period $ 221 $ 209