Annual report pursuant to Section 13 and 15(d)

SEGMENT REPORTING (Details)

v3.10.0.1
SEGMENT REPORTING (Details)
$ in Millions
 3 Months Ended 12 Months Ended
Dec. 31, 2018
USD ($)
segments
Sep. 30, 2018
USD ($)
Jun. 30, 2018
USD ($)
Mar. 31, 2018
USD ($)
Dec. 31, 2017
USD ($)
Sep. 30, 2017
USD ($)
Jun. 30, 2017
USD ($)
Mar. 31, 2017
USD ($)
Dec. 31, 2018
USD ($)
segments
Dec. 31, 2017
USD ($)
Dec. 31, 2016
USD ($)
Segment Reporting Information [Line Items]                      
Net interest income $ 833 $ 802 $ 784 $ 770 $ 770 $ 758 $ 745 $ 729 $ 3,189 $ 3,002 $ 2,369
Provision for credit losses 60 53 56 66 65 43 25 68 235 201 191
Noninterest income 329 342 336 314 340 330 325 312 1,321 1,307 1,150
Noninterest expense 711 651 652 633 633 680 694 707 2,647 2,714 2,408
Provision (benefit) for income taxes 57 62 57 59 (20) 90 79 59 235 208 208
Net income 334 $ 378 $ 355 $ 326 432 $ 275 $ 272 $ 207 1,393 1,186 712
Total assets 108,781       104,185       108,781 104,185  
Deposits $ 84,774       77,041       $ 84,774 77,041  
Number of Reportable Segments | segments 4               4    
Operating Segments | Consumer & Business Banking                      
Segment Reporting Information [Line Items]                      
Net interest income                 $ 1,685 1,549 1,224
Provision for credit losses                 141 108 68
Noninterest income                 738 735 649
Noninterest expense                 1,696 1,647 1,339
Provision (benefit) for income taxes                 123 185 163
Net income                 463 344 303
Total assets $ 27,486       26,262       27,486 26,262  
Deposits 50,300       45,427       50,300 45,427  
Operating Segments | Commercial Banking                      
Segment Reporting Information [Line Items]                      
Net interest income                 938 901 717
Provision for credit losses                 38 30 79
Noninterest income                 313 278 245
Noninterest expense                 513 474 397
Provision (benefit) for income taxes                 147 236 170
Net income                 553 439 316
Total assets 34,818       32,067       34,818 32,067  
Deposits 23,185       21,286       23,185 21,286  
Operating Segments | Vehicle Finance [Member]                      
Segment Reporting Information [Line Items]                      
Noninterest income                 10    
Total assets 19,435       17,865       19,435 17,865  
Deposits 346       381       346 381  
Operating Segments | Vehicle Finance                      
Segment Reporting Information [Line Items]                      
Net interest income                 403 424 344
Provision for credit losses                 55 63 47
Noninterest income                 10 14 15
Noninterest expense                 149 149 118
Provision (benefit) for income taxes                 44 79 68
Net income                 165 147 126
Operating Segments | RBHPCG                      
Segment Reporting Information [Line Items]                      
Net interest income                 192 172 153
Provision for credit losses                 1 0 (3)
Noninterest income                 193 188 177
Noninterest expense                 250 243 229
Provision (benefit) for income taxes                 28 41 36
Net income                 106 76 68
Total assets 6,540       5,829       6,540 5,829  
Deposits 6,809       6,202       6,809 6,202  
Treasury / Other                      
Segment Reporting Information [Line Items]                      
Net interest income                 (29) (44) (69)
Provision for credit losses                 0 0 0
Noninterest income                 67 92 64
Noninterest expense                 39 201 325
Provision (benefit) for income taxes                 (107) (333) (229)
Net income                 106 180 $ (101)
Total assets 20,502       22,162       20,502 22,162  
Deposits $ 4,134       $ 3,745       $ 4,134 $ 3,745