Sustainability Accounting Standards Board (SASB) Index

Sustainability Accounting Standards Board (SASB) Index

The index below includes SASB standards for the Financial Sector that we have determined to be most relevant for our business: Commercial Banks and Consumer Finance. All disclosures are based on Version 2023-12 of the SASB standards. Unless otherwise noted, all data and descriptions apply to our entire enterprise and are as of or for the year ended December 31, 2024. Certain information is not disclosed within the index below because that information (i) is not considered material or is privileged or confidential; (ii) could cause a competitive disadvantage to our business if publicly disseminated; or (iii) is not currently collected in a manner wholly correlative with the related SASB metric.

Reporting Status
Fully Reporting
Fully reporting
Partially Reporting
Partially reporting
Not Reported
Not reported

Commercial Banks

Commercial Banks Data Table
SASB Code Accounting Metric Reporting Status Response
Data Security
FN-CB-230a.1

(1) Number of data breaches

(2) Percentage that are personal data breaches

(3) Number of account holders affected

 Partially Reporting

(1) We have not experienced any material losses or other material consequences relating to technology failure, cyber attacks, or other information or security breaches.

(2) Not currently disclosed

(3) Not currently disclosed
FN-CB-230a.2

Description of approach to identifying and addressing data security risks.

 Fully Reporting

2024 Corporate Responsibility Report, pp. 48-52: "Security & Privacy"

2024 Annual Report, pp. 32-38: "Operational Risks;" pp. 43-44: "Reputational Risk, Item 1C"
Financial Inclusion & Capacity Building
FN-CB-240a.1

(1) Number and (2) amount of loans outstanding that qualify for programs designed to promote small business and community development.

 Fully Reporting

2024 Corporate Responsibility Report, p. 20: "2024 Small Business Lending Highlights" and "2024 Microfinance New Originations and Renewals;" pp. 21: "Community Plan Investment Progress" and pp. 23: "Community Development Loans & Investments"

2024 Annual Report, p. 22: Community Reinvestment Act

Huntington Community Plan
FN-CB-240a.2

(1) Number and (2) amount of past due and nonaccrual loans or loans subject to forbearance that qualify for pograms designed to promote small business and community development.

 Not Reported

(1) Not disclosed

(2) Not disclosed
FN-CB-240a.3

Number of no-cost retail checking accounts provided to previously unbanked or underbanked customers.

 Not Reported

Not disclosed
FN-CB-240.4

Number of participants in financial literacy initiatives for unbanked, underbanked, and underserved customers.

 Partially Reporting

In 2024, Huntington colleagues partnered with 506 organizations, providing approximately 8,268 hours of financial education to low-to-moderate adults and children.
Incorporation of Environmental, Social, and Governance Factors in Credit Analysis
FN-CB-410a.2

Description of approach to incorporation of environmental, social, and governance (ESG) factors into credit analysis.

 Partially Reporting

Refer to our 2024 Climate Report, which will be published on our website later this year. 2025 Proxy Statement, pp. 60-62: Corporate Responsibility
Financed Emissions
FN-CB-410b.1

Absolute gross financed emissions, disaggregated by (1) Scope 1, (2) Scope 2, and (3) Scope 3.

 Partially Reporting

Refer to our 2024 Climate Report, which will be published on our website later this year.
FN-CB-410b.2

Gross exposure for each industry by asset class.

 Partially Reporting

Basel III Regulatory Capital Disclosures, p. 9: “Total Credit Risk Exposure”;
FN-CB-410b.3

Percentage of gross exposure included in the financed emissions category.

 Partially Reporting

Refer to our 2024 Climate Report, which will be published on our website later this year.
FN-CB-410b.4

Description of the methodology use to calculate financed emissions.

 Fully Reporting

Refer to our 2024 Climate Report, which will be published on our website later this year.
Business Ethics
FN-CB-510a.1

Total amount of monetary losses as a result of legal proceedings associated with fraud, insider trading, anti-trust, anti-competitive behavior, market manipulation, malpractice, or other related financial industry laws or regulations.

 Partially Reporting

2024 Annual Report, pp. 155-156: Footnote 21 “Commitments and Contingent Liabilities”
FN-CB-510a.2

Description of whistleblower policies and procedures.

 Fully Reporting

2024 Corporate Responsibility Report, p. 44: "Reporting and Addressing Critical Concerns"
Systemic Risk Management
FN-CB-550a.1

Global Systemically Important Bank (G-SIB) score, by category.

 Fully Reporting

Not relevant, Federal Reserve has deemed Huntington a Category IV bank (various Fed CCAR disclosures)
FN-CB-550a.2

Description of approach to incorporation of results of mandatory and voluntary stress tests into capital adequacy planning, longterm corporate strategy, and other business activities.

 Fully Reporting

2024 Annual Report, p. 14: "Enhanced Prudential Standards;" p. 16: "Capital Planning and Stress Testing"

Basel III Regulatory Capital Disclosures, p. 6: "Capital Adequacy"
Commercial Banks Data Table
SASB Code Activity Metric Reporting Status Response
FN-CB-000.A

(1) Number and (2) Value of checking and savings accounts by segment: (a) personal and (b) small business.

 Fully Reporting

(1a) $4,361,195 Consumer checking accounts; $1,874,332 Consumer savings accounts

(1b) $442,210 Business Banking checking accounts; $27,884 Business Banking savings accounts

(2a) $23,408,260,495 Consumer checking account average balance; $14,143,581,676 Consumer savings account average balance

(2b) $12,310,432,266 Business Banking checking account average balance; $349,014,285 Business Banking savings account average balance
FN-CB-000.B

(1) Number and (2) Value of loans by segment:

(a) personal, (b) small business, and (c) corporate

 Fully Reporting

(1a) 1,555,238 personal loans1

(1b) $56,786,430,763 in personal loans1

(2a) 107,094 business loans

(2b) $8,688,424,092 in business loans

(1c) 121,481 corporate loans

(2c) $68,547,923,640 in corporate loans

1 Loans and balances exclude Standby Cash and overdraft-related extensions of credit; loans and balances include Small Business credit cards.

Consumer Finance

Consumer Finance Data Table
SASB Code Accounting Metric Reporting Status Response
Customer Privacy
FN-CF-220a.1

Number of account holders whose information is used for secondary purposes.

 Partially Reporting

2024 Corporate Sustainability Report, pp. 48-49: "Managing Cyber Risk"
FN-CF-220a.2

Total amount of monetary losses as a result of legal proceedings associated with customer privacy.

 Fully Reporting

2024 Annual Report, pp. 155-156: Footnote 21 “Commitments and Contingent Liabilities”
Data Security
FN-CF-230a.1

(1) Number of data breaches, (2) Percentage that are personal data breaches, (3) Number of account holders affected.

 Partially Reporting

(1) We have not experienced any material losses or other material consequences relating to technology failure, cyber-attacks, or other information or security breaches.

(2) Not currently disclosed

(3) Not currently disclosed
FN-CF-230a.2

Card-related fraud losses from (1) card-not-present fraud and (2) card-present and other fraud.

 Partially Reporting

(1) 2024 Corporate Responsibility Report, pp. 48-52: "Security & Privacy"

(2) Not separately reported
FN-CF-230a.3

Description of approach to identifying and addressing data security risks.

 Fully Reporting

2024 Corporate Responsibility Report, pp. 48-52: "Security & Privacy"

2024 Annual Report, pp. 32-38: "Operational Risks;" pp. 43-44: "Reputational Risk, Item 1C"
Selling Practices
FN-CF-270a.1

Percentage of total remuneration for covered employees that is variable and linked to the amount of products and services sold.

 Partially Reporting

2025 Proxy Report, pp. 66, 70-71, 73-74, 90-92

Huntington does not report on this type of compensation for business line colleagues and managers.

Code of Business Conduct and Ethics and Recoupment Policy: https://www.huntington.com/About-Us/corporate-governance
FN-CF-270a.2

Approval rate for (1) credit and (2) pre-paid products for applicants.

 Not Reported

(1) Not disclosed

(2) N/A
FN-CF-270a.3

(1) Average fees from add-on products,

(2) Average APR of credit products,

(3) Average age of credit products,

(4) Average number of credit accounts, and

(5) Average annual fees for pre-paid products.

 Not Reported

Not disclosed
FN-CF-270a.4

(1) Number of customer complaints filed,

(2) percentage with monetary or non-monetary relief.

 Not Reported

Not disclosed
FN-CF-270a.5

Total amount of monetary losses as a result of legal proceedings associated with selling and servicing of products.

 Partially Reporting

2024 Annual Report, pp. 155-156: Footnote 21 “Commitments and Contingent Liabilities”
Consumer Finance Data Table
SASB Code Activity Metric Reporting Status Response
FN-CF-000.A

Number of unique customers with an active (1) credit card account and (2) pre-paid debit card account.

 Fully Reporting

(1) 596,868

(2) N/A
FN-CF-000.B

Number of (1) credit card accounts and (2) pre-paid debit card accounts.

 Fully Reporting

(1) 423,179

(2) N/A