Sustainability Accounting Standards Board (SASB) Index

The index below includes SASB standards for the Financial Sector that we have determined to be most relevant for our business: Commercial Banks and Consumer Finance. All disclosures are based on Version 2023-12 of the SASB standards. Unless otherwise noted, all data and descriptions apply to our entire enterprise and are as of or for the year ended December 31, 2025. Certain information is not disclosed within the index below because that information (i) is not considered material or is privileged or confidential; (ii) could cause a competitive disadvantage to our business if publicly disseminated; or (iii) is not currently collected in a manner wholly correlative with the related SASB metric.

Reporting Status

Fully reporting

Partially reporting

Not reported

Commercial Banks

Commercial Banks Data Table
SASB Code	Accounting Metric	Response
Data Security
FN-CB-230a.1	(1) Number of data breaches (2) Percentage that are personal data breaches (3) Number of account holders affected	(1) We have not experienced any material losses or other material consequences relating to technology failure, cyber attacks, or other information or security breaches. (2) Not currently disclosed (3) Not currently disclosed
FN-CB-230a.2	Description of approach to identifying and addressing data security risks.	2025 Corporate Responsibility & Sustainability Report, “Security & Privacy,” pp. 56-60 2025 Annual Report, “Operational Risks,” pp. 34-40; “Item 1C, Cybersecurity,” pp. 46-48
Financial Inclusion & Capacity Building
FN-CB-240a.1	(1) Number and (2) amount of loans outstanding that qualify for programs designed to promote small business and community development.	2025 Corporate Responsibility & Sustainability Report, “2025 Small Business Lending Highlights” and “2025 Microfinance New Originations and Renewals,” p. 22; “Community Plan Investment Progress,” p. 24; “Community Development Loans & Investments,” p. 25 2025 Annual Report, “Community Reinvestment Act,” p. 23 Huntington Community Plan
FN-CB-240a.2	(1) Number and (2) amount of past due and nonaccrual loans or loans subject to forbearance that qualify for pograms designed to promote small business and community development.	(1) Not disclosed (2) Not disclosed
FN-CB-240a.3	Number of no-cost retail checking accounts provided to previously unbanked or underbanked customers.	Not disclosed
FN-CB-240.4	Number of participants in financial literacy initiatives for unbanked, underbanked, and underserved customers.	In 2025, Huntington colleagues partnered with 471 organizations, providing more than 9,700 hours of financial education to underserved adults and children.
Incorporation of Environmental, Social, and Governance Factors in Credit Analysis
FN-CB-410a.2	Description of approach to incorporation of environmental, social, and governance (ESG) factors into credit analysis.	2025 Corporate Responsibility & Sustainability Report, “Board Oversight of Risk,” p. 51; “Climate Risk Management,” p. 52; “Weather-related Scenario Analysis,” p. 52; “Evaluating Risk Exposure,” p. 52; and “Managing Risk, Balancing Opportunity for Small Businesses,” p. 22 2026 Proxy Statement, “Corporate Responsibility,” pp. 43-44
Financed Emissions
FN-CB-410b.1	Absolute gross financed emissions, disaggregated by (1) Scope 1, (2) Scope 2 and (3) Scope 3	2025 Corporate Responsibility & Sustainability Report, “Huntington's Sustainable Operations Framework,” p. 32; “Scope 3 Emissions (MT CO₂e),” p. 35
FN-CB-410b.2	Gross exposure for each industry by asset class.	Basel III Regulatory Capital Disclosures, “Total Credit Risk Exposures,” p. 9
FN-CB-410b.3	Percentage of gross exposure included in the financed emissions calculation.	2025 Corporate Responsibility & Sustainability Report, “Scope 3 Emissions,” p. 35
FN-CB-410b.4	Description of the methodology use to calculate financed emissions.	2025 Corporate Responsibility & Sustainability Report, “Huntington's Sustainable Operations Framework,” p. 32
Business Ethics
FN-CB-510a.1	Total amount of monetary losses as a result of legal proceedings associated with fraud, insider trading, anti-trust, anti-competitive behavior, market manipulation, malpractice, or other related financial industry laws or regulations.	2025 Annual Report, Footnote 21, “Commitments and Contingent Liabilities,” pp. 168-170
FN-CB-510a.2	Description of whistleblower policies and procedures.	2025 Corporate Responsibility & Sustainability Report, “Reporting and Addressing Critical Concerns,” p. 49
Systemic Risk Management
FN-CB-550a.1	Global Systemically Important Bank (G-SIB) score, by category.	Not relevant, Federal Reserve has deemed Huntington a Category IV bank (various Fed CCAR disclosures)
FN-CB-550a.2	Description of approach to incorporation of results of mandatory and voluntary stress tests into capital adequacy planning, longterm corporate strategy, and other business activities.	2025 Annual Report, “Enhanced Prudential Standards,” p. 13; “Capital Planning and Stress Testing,” p. 16-17 Basel III Regulatory Capital Disclosures, “Capital Adequacy,” p. 6

Commercial Banks Data Table
SASB Code	Activity Metric	Reporting Status	Response
FN-CB-000.A	(1) Number and (2) Value of checking and savings accounts by segment: (a) personal and (b) small business.		(1a) 4,458,359 Consumer checking accounts; 1,945,030 Consumer savings accounts (1b) 449,554 Business Banking checking accounts; 26,220 Business Banking savings accounts (2a) $23,747,629,962 Consumer checking account average balance; $14,937,051,593 Consumer savings account average balance (2b) $13,461,721,852 Business Banking checking account average balance; $316,663,524 Business Banking savings account average balance
FN-CB-000.B	(1) Number and (2) Value of loans by segment: (a) personal, (b) small business, and (c) corporate		(1a) 1,656,555 personal loans¹ (2a) $59,370,989,420 in personal loans¹ (1b) 110,017 small business loans (2b) $9,867,759,109 in small business loans (1c) 120,489 corporate loans (2c) $76,097,833,972 in corporate loans

¹ Loans and balances exclude Standby Cash and overdraft-related extensions of credit; loans and balances include Small Business credit cards.

Consumer Finance

Consumer Finance Data Table
SASB Code	Accounting Metric	Response
Customer Privacy
FN-CF-220a.1	Number of account holders whose information is used for secondary purposes.	2025 Corporate Responsibility & Sustainability Report, “Security and Privacy,” pp. 56-60
FN-CF-220a.2	Total amount of monetary losses as a result of legal proceedings associated with customer privacy.	2025 Annual Report, Footnote 21, “Commitments and Contingent Liabilities,” pp. 168-170
Data Security
FN-CF-230a.1	(1) Number of data breaches, (2) Percentage that are personal data breaches, (3) Number of account holders affected.	(1) We have not experienced any material losses or other material consequences relating to technology failure, cyber-attacks, or other information or security breaches. (2) Not currently disclosed (3) Not currently disclosed
FN-CF-230a.2	Card-related fraud losses from (1) card-not-present fraud and (2) card-present and other fraud.	(1) 2025 Corporate Responsibility & Sustainability Report, “Security & Privacy,” pp. 56-60 (2) Not separately reported
FN-CF-230a.3	Description of approach to identifying and addressing data security risks.	2025 Corporate Responsibility & Sustainability Report, “Security & Privacy,” pp. 56-60 2025 Annual Report, “Operational Risks,” pp. 34-40; “Item 1C, Cybersecurity,” pp. 46-48
Selling Practices
FN-CF-270a.1	Percentage of total remuneration for covered employees that is variable and linked to the amount of products and services sold.	2026 Proxy Statement, pp. 74, 78-79, 80-83, 96-97 Huntington does not report on this type of compensation for business line colleagues and managers. Code of Conduct and Ethics and Recoupment Policy
FN-CF-270a.2	Approval rate for (1) credit and (2) pre-paid products for applicants.	(1) Not disclosed (2) N/A
FN-CF-270a.3	(1) Average fees from add-on products, (2) Average APR of credit products, (3) Average age of credit products, (4) Average number of credit accounts, and (5) Average annual fees for pre-paid products.	Not disclosed
FN-CF-270a.4	(1) Number of customer complaints filed, (2) percentage with monetary or non-monetary relief.	Not disclosed
FN-CF-270a.5	Total amount of monetary losses as a result of legal proceedings associated with selling and servicing of products.	2025 Annual Report, Footnote 21, “Commitments and Contingent Liabilities” pp. 168-170

Consumer Finance Data Table
SASB Code	Activity Metric	Reporting Status	Response
FN-CF-000.A	Number of unique customers with an active (1) credit card account and (2) pre-paid debit card account.		(1) 472,316 (2) N/A
FN-CF-000.B	Number of (1) credit card accounts and (2) pre-paid debit card accounts.		(1) 381,653 (2) N/A