Annual report pursuant to Section 13 and 15(d)

LOANS AND LEASES AND ALLOWANCE FOR CREDIT LOSSES - Allowance for Credit Losses (Details)

v3.3.1.900
LOANS AND LEASES AND ALLOWANCE FOR CREDIT LOSSES - Allowance for Credit Losses (Details) - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2015
Dec. 31, 2014
Dec. 31, 2013
Financing Receivable, Allowance for Credit Losses [Roll Forward]      
ALLL balance beginning of period $ 605,196 $ 647,870 $ 769,075
Loan charge-offs (217,881) (246,601) (306,316)
Recoveries of loans previously charged-off 130,088 121,974 117,650
Provision (reduction in allowance) for loan and lease losses 88,679 83,082 67,797
Write-downs of loans sold or transferred to loans held for sale (8,239) (1,129) (336)
ALLL balance end of period 597,843 605,196 647,870
AULC balance beginning of period 60,806 62,899 40,651
Provision (reduction in allowance) for unfunded loan commitments and letters of credit 11,275 (2,093) 22,248
AULC balance end of period 72,081 60,806 62,899
ACL balance end of period 669,924 666,002 710,769
C&I      
Financing Receivable, Allowance for Credit Losses [Roll Forward]      
ALLL balance beginning of period 286,995 265,801 241,051
Loan charge-offs (79,724) (76,654) (45,904)
Recoveries of loans previously charged-off 51,800 44,531 29,514
Provision (reduction in allowance) for loan and lease losses 39,675 53,317 41,140
Write-downs of loans sold or transferred to loans held for sale 0 0 0
ALLL balance end of period 298,746 286,995 265,801
AULC balance beginning of period 48,988 49,596 33,868
Provision (reduction in allowance) for unfunded loan commitments and letters of credit 6,898 (608) 15,728
AULC balance end of period 55,886 48,988 49,596
ACL balance end of period 354,632 335,983 315,397
CRE      
Financing Receivable, Allowance for Credit Losses [Roll Forward]      
ALLL balance beginning of period 102,839 162,557 285,369
Loan charge-offs (18,076) (24,704) (69,512)
Recoveries of loans previously charged-off 34,619 34,071 44,658
Provision (reduction in allowance) for loan and lease losses (19,375) (69,085) (97,958)
Write-downs of loans sold or transferred to loans held for sale 0 0 0
ALLL balance end of period 100,007 102,839 162,557
AULC balance beginning of period 6,041 9,891 4,740
Provision (reduction in allowance) for unfunded loan commitments and letters of credit 1,521 (3,850) 5,151
AULC balance end of period 7,562 6,041 9,891
ACL balance end of period 107,569 108,880 172,448
Automobile      
Financing Receivable, Allowance for Credit Losses [Roll Forward]      
ALLL balance beginning of period 33,466 31,053 34,979
Loan charge-offs (36,489) (31,330) (23,912)
Recoveries of loans previously charged-off 16,198 13,762 13,375
Provision (reduction in allowance) for loan and lease losses 38,621 19,981 6,611
Write-downs of loans sold or transferred to loans held for sale (2,292) 0 0
ALLL balance end of period 49,504 33,466 31,053
AULC balance beginning of period 0 0 0
Provision (reduction in allowance) for unfunded loan commitments and letters of credit 0 0 0
AULC balance end of period 0 0 0
ACL balance end of period 49,504 33,466 31,053
Home Equity      
Financing Receivable, Allowance for Credit Losses [Roll Forward]      
ALLL balance beginning of period 96,413 111,131 118,764
Loan charge-offs (36,481) (54,473) (98,184)
Recoveries of loans previously charged-off 16,631 17,526 15,921
Provision (reduction in allowance) for loan and lease losses 12,173 22,229 74,630
Write-downs of loans sold or transferred to loans held for sale (5,065) 0 0
ALLL balance end of period 83,671 96,413 111,131
AULC balance beginning of period 1,924 1,763 1,356
Provision (reduction in allowance) for unfunded loan commitments and letters of credit 144 161 407
AULC balance end of period 2,068 1,924 1,763
ACL balance end of period 85,739 98,337 112,894
Residential Mortgage      
Financing Receivable, Allowance for Credit Losses [Roll Forward]      
ALLL balance beginning of period 47,211 39,577 61,658
Loan charge-offs (15,696) (25,946) (34,236)
Recoveries of loans previously charged-off 5,570 6,194 7,074
Provision (reduction in allowance) for loan and lease losses 5,443 27,386 5,417
Write-downs of loans sold or transferred to loans held for sale (882) 0 (336)
ALLL balance end of period 41,646 47,211 39,577
AULC balance beginning of period 8 9 3
Provision (reduction in allowance) for unfunded loan commitments and letters of credit 10 (1) 6
AULC balance end of period 18 8 9
ACL balance end of period 41,664 47,219 39,586
Other Consumer      
Financing Receivable, Allowance for Credit Losses [Roll Forward]      
ALLL balance beginning of period 38,272 37,751 27,254
Loan charge-offs (31,415) (33,494) (34,568)
Recoveries of loans previously charged-off 5,270 5,890 7,108
Provision (reduction in allowance) for loan and lease losses 12,142 29,254 37,957
Write-downs of loans sold or transferred to loans held for sale 0 (1,129) 0
ALLL balance end of period 24,269 38,272 37,751
AULC balance beginning of period 3,845 1,640 684
Provision (reduction in allowance) for unfunded loan commitments and letters of credit 2,702 2,205 956
AULC balance end of period 6,547 3,845 1,640
ACL balance end of period $ 30,816 $ 42,117 $ 39,391