Schedule of financing receivable portfolio segments |
The following table provides a detailed listing of Huntington’s loan and lease portfolio.
|
|
|
|
|
|
|
|
|
|
|
|
|
At December 31, |
(dollar amounts in millions) |
2022 |
|
2021 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Commercial loan and lease portfolio: |
|
|
|
Commercial and industrial |
$ |
45,127 |
|
|
$ |
41,688 |
|
Commercial real estate |
16,634 |
|
|
14,961 |
|
Lease financing |
5,252 |
|
|
5,000 |
|
Total commercial loan and lease portfolio |
67,013 |
|
|
61,649 |
|
Consumer loan portfolio: |
|
|
|
Residential mortgage |
22,226 |
|
|
19,256 |
|
Automobile |
13,154 |
|
|
13,434 |
|
Home equity |
10,375 |
|
|
10,550 |
|
RV and marine |
5,376 |
|
|
5,058 |
|
Other consumer |
1,379 |
|
|
1,320 |
|
Total consumer loan portfolio |
52,510 |
|
|
49,618 |
|
Total loans and leases (1)(2) |
119,523 |
|
|
111,267 |
|
Allowance for loan and lease losses |
(2,121) |
|
|
(2,030) |
|
Net loans and leases |
$ |
117,402 |
|
|
$ |
109,237 |
|
(1)Loans and leases are reported at principal amount outstanding including unamortized purchase premiums and discounts, unearned income, and net direct fees and costs associated with originating and acquiring loans and leases. The aggregate amount of these loan and lease adjustments was a net premium (discount) of $3 million and $(111) million at December 31, 2022 and 2021, respectively.
(2)The total amount of accrued interest recorded for these loans and leases at December 31, 2022, was $274 million and $186 million of commercial and consumer loan and lease portfolios, respectively, and at December 31, 2021, was $148 million and $150 million of commercial and consumer loan and lease portfolios, respectively. Accrued interest is presented in accrued income and other receivables within the Condensed Consolidated Balance Sheets.
|
Aging analysis of loans and leases |
The following tables present an aging analysis of loans and leases, by class.
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
At December 31, 2022 |
|
Past Due (1) |
|
|
|
|
|
Loans Accounted for Under FVO |
|
Total Loans and Leases |
|
90 or more days past due and accruing |
|
(dollar amounts in millions) |
30-59 Days |
|
60-89 Days |
|
90 or more days |
Total |
|
Current |
|
|
|
|
|
Commercial and industrial |
$ |
53 |
|
|
$ |
19 |
|
|
$ |
108 |
|
|
$ |
180 |
|
|
$ |
44,947 |
|
|
|
|
$ |
— |
|
|
$ |
45,127 |
|
|
$ |
23 |
|
(2) |
Commercial real estate |
2 |
|
|
1 |
|
|
9 |
|
|
12 |
|
|
16,622 |
|
|
|
|
— |
|
|
16,634 |
|
|
— |
|
|
Lease financing |
36 |
|
|
18 |
|
|
10 |
|
|
64 |
|
|
5,188 |
|
|
|
|
— |
|
|
5,252 |
|
|
9 |
|
(3) |
Residential mortgage |
246 |
|
|
69 |
|
|
199 |
|
|
514 |
|
|
21,528 |
|
|
|
|
184 |
|
|
22,226 |
|
|
146 |
|
(4) |
Automobile |
88 |
|
|
20 |
|
|
11 |
|
|
119 |
|
|
13,035 |
|
|
|
|
— |
|
|
13,154 |
|
|
9 |
|
|
Home equity |
56 |
|
|
30 |
|
|
66 |
|
|
152 |
|
|
10,222 |
|
|
|
|
1 |
|
|
10,375 |
|
|
15 |
|
|
RV and marine |
15 |
|
|
5 |
|
|
3 |
|
|
23 |
|
|
5,353 |
|
|
|
|
— |
|
|
5,376 |
|
|
3 |
|
|
Other consumer |
13 |
|
|
3 |
|
|
3 |
|
|
19 |
|
|
1,360 |
|
|
|
|
— |
|
|
1,379 |
|
|
2 |
|
|
Total loans and leases |
$ |
509 |
|
|
$ |
165 |
|
|
$ |
409 |
|
|
$ |
1,083 |
|
|
$ |
118,255 |
|
|
|
|
$ |
185 |
|
|
$ |
119,523 |
|
|
$ |
207 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
At December 31, 2021 |
|
Past Due (1) |
|
|
|
|
|
Loans Accounted for Under FVO |
|
Total Loans and Leases |
|
90 or more days past due and accruing |
|
(dollar amounts in millions) |
30-59 Days
|
|
60-89 Days
|
|
90 or more days |
Total |
|
Current |
|
|
|
|
|
|
Commercial and industrial |
$ |
72 |
|
|
$ |
69 |
|
|
$ |
107 |
|
|
$ |
248 |
|
|
$ |
41,440 |
|
|
|
|
$ |
— |
|
|
$ |
41,688 |
|
|
$ |
13 |
|
(2) |
Commercial real estate |
9 |
|
|
1 |
|
|
9 |
|
|
19 |
|
|
14,942 |
|
|
|
|
— |
|
|
14,961 |
|
|
— |
|
|
Lease financing |
39 |
|
|
13 |
|
|
17 |
|
|
69 |
|
|
4,931 |
|
|
|
|
— |
|
|
5,000 |
|
|
11 |
|
(3) |
Residential mortgage |
151 |
|
|
49 |
|
|
233 |
|
|
433 |
|
|
18,653 |
|
|
|
|
170 |
|
|
19,256 |
|
|
157 |
|
(4) |
Automobile |
79 |
|
|
18 |
|
|
8 |
|
|
105 |
|
|
13,329 |
|
|
|
|
— |
|
|
13,434 |
|
|
6 |
|
|
Home equity |
48 |
|
|
35 |
|
|
76 |
|
|
159 |
|
|
10,390 |
|
|
|
|
1 |
|
|
10,550 |
|
|
17 |
|
|
RV and marine |
14 |
|
|
4 |
|
|
3 |
|
|
21 |
|
|
5,037 |
|
|
|
|
— |
|
|
5,058 |
|
|
3 |
|
|
Other consumer |
13 |
|
|
2 |
|
|
3 |
|
|
18 |
|
|
1,302 |
|
|
|
|
— |
|
|
1,320 |
|
|
3 |
|
|
Total loans and leases |
$ |
425 |
|
|
$ |
191 |
|
|
$ |
456 |
|
|
$ |
1,072 |
|
|
$ |
110,024 |
|
|
|
|
$ |
171 |
|
|
$ |
111,267 |
|
|
$ |
210 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
(1)NALs are included in this aging analysis based on the loan’s past due status.
(2)Amounts include PPP and other SBA loans and leases.
(3)Amounts include Huntington Technology Finance administrative lease delinquencies.
(4)Amounts include mortgage loans insured by U.S. government agencies.
|
Loan and lease balances by credit quality indicator |
The following tables present the amortized cost basis of loans and leases by vintage and credit quality indicator.
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
At December 31, 2022 |
|
|
Term Loans Amortized Cost Basis by Origination Year |
|
Revolver Total at Amortized Cost Basis |
|
Revolver Total Converted to Term Loans |
|
|
(dollar amounts in millions) |
|
2022 |
|
2021 |
|
2020 |
|
2019 |
|
2018 |
|
Prior |
|
|
|
Total |
Commercial and industrial |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Credit Quality Indicator (1): |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Pass |
|
$ |
16,480 |
|
|
$ |
6,597 |
|
|
$ |
3,279 |
|
|
$ |
2,040 |
|
|
$ |
1,068 |
|
|
$ |
1,163 |
|
|
$ |
12,077 |
|
|
$ |
3 |
|
|
$ |
42,707 |
|
OLEM |
|
108 |
|
|
139 |
|
|
72 |
|
|
21 |
|
|
49 |
|
|
26 |
|
|
112 |
|
|
— |
|
|
527 |
|
Substandard |
|
364 |
|
|
181 |
|
|
189 |
|
|
212 |
|
|
141 |
|
|
255 |
|
|
550 |
|
|
— |
|
|
1,892 |
|
Doubtful |
|
— |
|
|
— |
|
|
— |
|
|
— |
|
|
— |
|
|
1 |
|
|
— |
|
|
— |
|
|
1 |
|
Total Commercial and industrial |
|
$ |
16,952 |
|
|
$ |
6,917 |
|
|
$ |
3,540 |
|
|
$ |
2,273 |
|
|
$ |
1,258 |
|
|
$ |
1,445 |
|
|
$ |
12,739 |
|
|
$ |
3 |
|
|
$ |
45,127 |
|
Commercial real estate |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Credit Quality Indicator (1): |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Pass |
|
$ |
5,634 |
|
|
$ |
3,260 |
|
|
$ |
1,616 |
|
|
$ |
1,728 |
|
|
$ |
917 |
|
|
$ |
1,044 |
|
|
$ |
1,502 |
|
|
$ |
— |
|
|
$ |
15,701 |
|
OLEM |
|
61 |
|
|
53 |
|
|
1 |
|
|
43 |
|
|
6 |
|
|
9 |
|
|
— |
|
|
— |
|
|
173 |
|
Substandard |
|
235 |
|
|
118 |
|
|
105 |
|
|
75 |
|
|
85 |
|
|
140 |
|
|
2 |
|
|
— |
|
|
760 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Total Commercial real estate |
|
$ |
5,930 |
|
|
$ |
3,431 |
|
|
$ |
1,722 |
|
|
$ |
1,846 |
|
|
$ |
1,008 |
|
|
$ |
1,193 |
|
|
$ |
1,504 |
|
|
$ |
— |
|
|
$ |
16,634 |
|
Lease financing |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Credit Quality Indicator (1): |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Pass |
|
$ |
1,930 |
|
|
$ |
1,291 |
|
|
$ |
952 |
|
|
$ |
447 |
|
|
$ |
186 |
|
|
$ |
143 |
|
|
$ |
— |
|
|
$ |
— |
|
|
$ |
4,949 |
|
OLEM |
|
32 |
|
|
9 |
|
|
15 |
|
|
18 |
|
|
6 |
|
|
3 |
|
|
— |
|
|
— |
|
|
83 |
|
Substandard |
|
65 |
|
|
37 |
|
|
74 |
|
|
24 |
|
|
9 |
|
|
11 |
|
|
— |
|
|
— |
|
|
220 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Total Lease financing |
|
$ |
2,027 |
|
|
$ |
1,337 |
|
|
$ |
1,041 |
|
|
$ |
489 |
|
|
$ |
201 |
|
|
$ |
157 |
|
|
$ |
— |
|
|
$ |
— |
|
|
$ |
5,252 |
|
Residential mortgage |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Credit Quality Indicator (2): |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
750+ |
|
$ |
3,666 |
|
|
$ |
6,274 |
|
|
$ |
3,566 |
|
|
$ |
846 |
|
|
$ |
469 |
|
|
$ |
2,070 |
|
|
$ |
— |
|
|
$ |
— |
|
|
$ |
16,891 |
|
650-749 |
|
1,394 |
|
|
1,172 |
|
|
617 |
|
|
211 |
|
|
137 |
|
|
777 |
|
|
— |
|
|
— |
|
|
4,308 |
|
<650 |
|
49 |
|
|
68 |
|
|
61 |
|
|
95 |
|
|
90 |
|
|
480 |
|
|
— |
|
|
— |
|
|
843 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Total Residential mortgage |
|
$ |
5,109 |
|
|
$ |
7,514 |
|
|
$ |
4,244 |
|
|
$ |
1,152 |
|
|
$ |
696 |
|
|
$ |
3,327 |
|
|
$ |
— |
|
|
$ |
— |
|
|
$ |
22,042 |
|
Automobile |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Credit Quality Indicator (2): |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
750+ |
|
$ |
2,770 |
|
|
$ |
2,212 |
|
|
$ |
1,243 |
|
|
$ |
777 |
|
|
$ |
289 |
|
|
$ |
98 |
|
|
$ |
— |
|
|
$ |
— |
|
|
$ |
7,389 |
|
650-749 |
|
1,944 |
|
|
1,508 |
|
|
683 |
|
|
367 |
|
|
162 |
|
|
52 |
|
|
— |
|
|
— |
|
|
4,716 |
|
<650 |
|
307 |
|
|
352 |
|
|
173 |
|
|
115 |
|
|
67 |
|
|
35 |
|
|
— |
|
|
— |
|
|
1,049 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Total Automobile |
|
$ |
5,021 |
|
|
$ |
4,072 |
|
|
$ |
2,099 |
|
|
$ |
1,259 |
|
|
$ |
518 |
|
|
$ |
185 |
|
|
$ |
— |
|
|
$ |
— |
|
|
$ |
13,154 |
|
Home Equity |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Credit Quality Indicator (2): |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
750+ |
|
$ |
463 |
|
|
$ |
573 |
|
|
$ |
611 |
|
|
$ |
23 |
|
|
$ |
20 |
|
|
$ |
301 |
|
|
$ |
4,787 |
|
|
$ |
252 |
|
|
$ |
7,030 |
|
650-749 |
|
131 |
|
|
88 |
|
|
68 |
|
|
9 |
|
|
8 |
|
|
122 |
|
|
2,129 |
|
|
261 |
|
|
2,816 |
|
<650 |
|
3 |
|
|
3 |
|
|
3 |
|
|
2 |
|
|
2 |
|
|
51 |
|
|
335 |
|
|
129 |
|
|
528 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Total Home equity |
|
$ |
597 |
|
|
$ |
664 |
|
|
$ |
682 |
|
|
$ |
34 |
|
|
$ |
30 |
|
|
$ |
474 |
|
|
$ |
7,251 |
|
|
$ |
642 |
|
|
$ |
10,374 |
|
RV and marine |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Credit Quality Indicator (2): |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
750+ |
|
$ |
1,148 |
|
|
$ |
1,031 |
|
|
$ |
731 |
|
|
$ |
361 |
|
|
$ |
354 |
|
|
$ |
438 |
|
|
$ |
— |
|
|
$ |
— |
|
|
$ |
4,063 |
|
650-749 |
|
290 |
|
|
315 |
|
|
200 |
|
|
118 |
|
|
113 |
|
|
169 |
|
|
— |
|
|
— |
|
|
1,205 |
|
<650 |
|
5 |
|
|
18 |
|
|
15 |
|
|
17 |
|
|
17 |
|
|
36 |
|
|
— |
|
|
— |
|
|
108 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Total RV and marine |
|
$ |
1,443 |
|
|
$ |
1,364 |
|
|
$ |
946 |
|
|
$ |
496 |
|
|
$ |
484 |
|
|
$ |
643 |
|
|
$ |
— |
|
|
$ |
— |
|
|
$ |
5,376 |
|
Other consumer |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Credit Quality Indicator (2): |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
750+ |
|
$ |
207 |
|
|
$ |
64 |
|
|
$ |
35 |
|
|
$ |
34 |
|
|
$ |
13 |
|
|
$ |
52 |
|
|
$ |
393 |
|
|
$ |
3 |
|
|
$ |
801 |
|
650-749 |
|
71 |
|
|
30 |
|
|
12 |
|
|
15 |
|
|
4 |
|
|
14 |
|
|
355 |
|
|
16 |
|
|
517 |
|
<650 |
|
3 |
|
|
3 |
|
|
2 |
|
|
3 |
|
|
1 |
|
|
2 |
|
|
33 |
|
|
14 |
|
|
61 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Total Other consumer |
|
$ |
281 |
|
|
$ |
97 |
|
|
$ |
49 |
|
|
$ |
52 |
|
|
$ |
18 |
|
|
$ |
68 |
|
|
$ |
781 |
|
|
$ |
33 |
|
|
$ |
1,379 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
At December 31, 2021 |
|
|
Term Loans Amortized Cost Basis by Origination Year |
|
Revolver Total at Amortized Cost Basis |
|
Revolver Total Converted to Term Loans |
|
|
(dollar amounts in millions) |
|
2021 |
|
2020 |
|
2019 |
|
2018 |
|
2017 |
|
Prior |
|
|
|
Total |
Commercial and industrial |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Credit Quality Indicator (1): |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Pass |
|
$ |
15,435 |
|
|
$ |
5,677 |
|
|
$ |
3,682 |
|
|
$ |
1,983 |
|
|
$ |
1,080 |
|
|
$ |
1,134 |
|
|
$ |
9,945 |
|
|
$ |
3 |
|
|
$ |
38,939 |
|
OLEM |
|
183 |
|
|
178 |
|
|
87 |
|
|
83 |
|
|
38 |
|
|
73 |
|
|
166 |
|
|
— |
|
|
808 |
|
Substandard |
|
336 |
|
|
203 |
|
|
344 |
|
|
206 |
|
|
125 |
|
|
167 |
|
|
552 |
|
|
— |
|
|
1,933 |
|
Doubtful |
|
5 |
|
|
1 |
|
|
1 |
|
|
1 |
|
|
— |
|
|
— |
|
|
— |
|
|
— |
|
|
8 |
|
Total Commercial and industrial |
|
$ |
15,959 |
|
|
$ |
6,059 |
|
|
$ |
4,114 |
|
|
$ |
2,273 |
|
|
$ |
1,243 |
|
|
$ |
1,374 |
|
|
$ |
10,663 |
|
|
$ |
3 |
|
|
$ |
41,688 |
|
Commercial real estate |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Credit Quality Indicator (1): |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Pass |
|
$ |
4,144 |
|
|
$ |
2,367 |
|
|
$ |
2,593 |
|
|
$ |
1,456 |
|
|
$ |
761 |
|
|
$ |
1,124 |
|
|
$ |
798 |
|
|
$ |
— |
|
|
$ |
13,243 |
|
OLEM |
|
76 |
|
|
48 |
|
|
42 |
|
|
83 |
|
|
73 |
|
|
19 |
|
|
— |
|
|
— |
|
|
341 |
|
Substandard |
|
224 |
|
|
362 |
|
|
448 |
|
|
115 |
|
|
151 |
|
|
46 |
|
|
30 |
|
|
— |
|
|
1,376 |
|
Doubtful |
|
— |
|
|
— |
|
|
— |
|
|
1 |
|
|
— |
|
|
— |
|
|
— |
|
|
— |
|
|
1 |
|
Total Commercial real estate |
|
$ |
4,444 |
|
|
$ |
2,777 |
|
|
$ |
3,083 |
|
|
$ |
1,655 |
|
|
$ |
985 |
|
|
$ |
1,189 |
|
|
$ |
828 |
|
|
$ |
— |
|
|
$ |
14,961 |
|
Lease financing |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Credit Quality Indicator (1): |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Pass |
|
$ |
1,851 |
|
|
$ |
1,441 |
|
|
$ |
809 |
|
|
$ |
417 |
|
|
$ |
226 |
|
|
$ |
131 |
|
|
$ |
— |
|
|
$ |
— |
|
|
$ |
4,875 |
|
OLEM |
|
8 |
|
|
32 |
|
|
12 |
|
|
4 |
|
|
2 |
|
|
— |
|
|
— |
|
|
— |
|
|
58 |
|
Substandard |
|
6 |
|
|
23 |
|
|
19 |
|
|
2 |
|
|
9 |
|
|
8 |
|
|
— |
|
|
— |
|
|
67 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Total Lease financing |
|
$ |
1,865 |
|
|
$ |
1,496 |
|
|
$ |
840 |
|
|
$ |
423 |
|
|
$ |
237 |
|
|
$ |
139 |
|
|
$ |
— |
|
|
$ |
— |
|
|
$ |
5,000 |
|
Residential mortgage |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Credit Quality Indicator (2): |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
750+ |
|
$ |
5,532 |
|
|
$ |
3,857 |
|
|
$ |
978 |
|
|
$ |
554 |
|
|
$ |
687 |
|
|
$ |
1,704 |
|
|
$ |
— |
|
|
$ |
— |
|
|
$ |
13,312 |
|
650-749 |
|
1,862 |
|
|
993 |
|
|
409 |
|
|
269 |
|
|
254 |
|
|
1,028 |
|
|
— |
|
|
— |
|
|
4,815 |
|
<650 |
|
48 |
|
|
56 |
|
|
104 |
|
|
120 |
|
|
99 |
|
|
532 |
|
|
— |
|
|
— |
|
|
959 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Total Residential mortgage |
|
$ |
7,442 |
|
|
$ |
4,906 |
|
|
$ |
1,491 |
|
|
$ |
943 |
|
|
$ |
1,040 |
|
|
$ |
3,264 |
|
|
$ |
— |
|
|
$ |
— |
|
|
$ |
19,086 |
|
Automobile |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Credit Quality Indicator (2): |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
750+ |
|
$ |
2,993 |
|
|
$ |
1,927 |
|
|
$ |
1,381 |
|
|
$ |
666 |
|
|
$ |
345 |
|
|
$ |
129 |
|
|
$ |
— |
|
|
$ |
— |
|
|
$ |
7,441 |
|
650-749 |
|
2,393 |
|
|
1,237 |
|
|
736 |
|
|
380 |
|
|
168 |
|
|
55 |
|
|
— |
|
|
— |
|
|
4,969 |
|
<650 |
|
380 |
|
|
234 |
|
|
178 |
|
|
128 |
|
|
70 |
|
|
34 |
|
|
— |
|
|
— |
|
|
1,024 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Total Automobile |
|
$ |
5,766 |
|
|
$ |
3,398 |
|
|
$ |
2,295 |
|
|
$ |
1,174 |
|
|
$ |
583 |
|
|
$ |
218 |
|
|
$ |
— |
|
|
$ |
— |
|
|
$ |
13,434 |
|
Home equity |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Credit Quality Indicator (2): |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
750+ |
|
$ |
645 |
|
|
$ |
701 |
|
|
$ |
32 |
|
|
$ |
31 |
|
|
$ |
34 |
|
|
$ |
387 |
|
|
$ |
4,772 |
|
|
$ |
272 |
|
|
$ |
6,874 |
|
650-749 |
|
129 |
|
|
94 |
|
|
15 |
|
|
13 |
|
|
13 |
|
|
161 |
|
|
2,324 |
|
|
324 |
|
|
3,073 |
|
<650 |
|
3 |
|
|
2 |
|
|
2 |
|
|
1 |
|
|
1 |
|
|
67 |
|
|
361 |
|
|
165 |
|
|
602 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Total Home equity |
|
$ |
777 |
|
|
$ |
797 |
|
|
$ |
49 |
|
|
$ |
45 |
|
|
$ |
48 |
|
|
$ |
615 |
|
|
$ |
7,457 |
|
|
$ |
761 |
|
|
$ |
10,549 |
|
RV and marine |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Credit Quality Indicator (2): |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
750+ |
|
$ |
1,257 |
|
|
$ |
933 |
|
|
$ |
470 |
|
|
$ |
468 |
|
|
$ |
268 |
|
|
$ |
319 |
|
|
$ |
— |
|
|
$ |
— |
|
|
$ |
3,715 |
|
650-749 |
|
393 |
|
|
273 |
|
|
171 |
|
|
157 |
|
|
106 |
|
|
150 |
|
|
— |
|
|
— |
|
|
1,250 |
|
<650 |
|
6 |
|
|
11 |
|
|
13 |
|
|
18 |
|
|
18 |
|
|
27 |
|
|
— |
|
|
— |
|
|
93 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Total RV and marine |
|
$ |
1,656 |
|
|
$ |
1,217 |
|
|
$ |
654 |
|
|
$ |
643 |
|
|
$ |
392 |
|
|
$ |
496 |
|
|
$ |
— |
|
|
$ |
— |
|
|
$ |
5,058 |
|
Other consumer |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Credit Quality Indicator (2): |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
750+ |
|
$ |
211 |
|
|
$ |
34 |
|
|
$ |
50 |
|
|
$ |
13 |
|
|
$ |
10 |
|
|
$ |
27 |
|
|
$ |
326 |
|
|
$ |
3 |
|
|
$ |
674 |
|
650-749 |
|
88 |
|
|
52 |
|
|
50 |
|
|
23 |
|
|
17 |
|
|
41 |
|
|
295 |
|
|
24 |
|
|
590 |
|
<650 |
|
2 |
|
|
2 |
|
|
5 |
|
|
2 |
|
|
— |
|
|
1 |
|
|
27 |
|
|
17 |
|
|
56 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Total Other consumer |
|
$ |
301 |
|
|
$ |
88 |
|
|
$ |
105 |
|
|
$ |
38 |
|
|
$ |
27 |
|
|
$ |
69 |
|
|
$ |
648 |
|
|
$ |
44 |
|
|
$ |
1,320 |
|
(1)Consistent with the credit quality disclosures, indicators for the Commercial portfolio are based on internally defined categories of credit grades which are generally refreshed at least semi-annually.
(2)Consistent with the credit quality disclosures, indicators for the Consumer portfolio are based on updated customer credit scores refreshed at least quarterly.
|