Annual report pursuant to Section 13 and 15(d)

LOANS AND LEASES - Vintage Credit Quality (Details)

v3.25.0.1
LOANS AND LEASES - Vintage Credit Quality (Details) - USD ($)
$ in Millions
Dec. 31, 2024
Dec. 31, 2023
Financing Receivable, Credit Quality Indicator [Line Items]    
Total $ 130,042 $ 121,982
Commercial portfolio    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total 73,341 68,307
Commercial portfolio | Commercial and industrial    
Financing Receivable, Credit Quality Indicator [Line Items]    
Year one 16,666 15,283
Year two 8,404 10,433
Year three 7,111 3,925
Year four 2,980 2,321
Year five 1,822 1,282
Prior 2,033 1,635
Revolver Total at Amortized Cost Basis 17,789 15,775
Revolver Total Converted to Term Loans 4 3
Total 56,809 50,657
Commercial portfolio | Commercial and industrial | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
Year one 16,097 14,677
Year two 7,939 9,889
Year three 6,587 3,673
Year four 2,747 2,151
Year five 1,708 1,187
Prior 1,846 1,431
Revolver Total at Amortized Cost Basis 16,790 14,563
Revolver Total Converted to Term Loans 4 3
Total 53,718 47,574
Commercial portfolio | Commercial and industrial | OLEM    
Financing Receivable, Credit Quality Indicator [Line Items]    
Year one 124 213
Year two 80 239
Year three 82 64
Year four 24 20
Year five 7 12
Prior 23 20
Revolver Total at Amortized Cost Basis 273 462
Revolver Total Converted to Term Loans 0 0
Total 613 1,030
Commercial portfolio | Commercial and industrial | Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
Year one 445 393
Year two 385 305
Year three 440 188
Year four 209 150
Year five 107 83
Prior 164 184
Revolver Total at Amortized Cost Basis 690 750
Revolver Total Converted to Term Loans 0 0
Total 2,440 2,053
Commercial portfolio | Commercial and industrial | Doubtful    
Financing Receivable, Credit Quality Indicator [Line Items]    
Year one 0  
Year two 0  
Year three 2  
Year four 0  
Year five 0  
Prior 0  
Revolver Total at Amortized Cost Basis 36  
Revolver Total Converted to Term Loans 0  
Total 38  
Commercial portfolio | Commercial real estate    
Financing Receivable, Credit Quality Indicator [Line Items]    
Year one 1,633 1,722
Year two 1,125 4,063
Year three 3,148 2,062
Year four 1,498 1,138
Year five 959 1,321
Prior 2,065 1,456
Revolver Total at Amortized Cost Basis 650 660
Revolver Total Converted to Term Loans 0 0
Total 11,078 12,422
Commercial portfolio | Commercial real estate | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
Year one 1,415 1,395
Year two 1,010 3,253
Year three 2,754 1,774
Year four 1,380 1,063
Year five 947 1,152
Prior 1,877 1,288
Revolver Total at Amortized Cost Basis 635 585
Revolver Total Converted to Term Loans 0 0
Total 10,018 10,510
Commercial portfolio | Commercial real estate | OLEM    
Financing Receivable, Credit Quality Indicator [Line Items]    
Year one 0 163
Year two 78 406
Year three 114 112
Year four 66 65
Year five 2 32
Prior 64 54
Revolver Total at Amortized Cost Basis 4 60
Revolver Total Converted to Term Loans 0 0
Total 328 892
Commercial portfolio | Commercial real estate | Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
Year one 218 164
Year two 37 404
Year three 280 176
Year four 52 10
Year five 10 137
Prior 124 114
Revolver Total at Amortized Cost Basis 11 15
Revolver Total Converted to Term Loans 0 0
Total 732 1,020
Commercial portfolio | Lease financing    
Financing Receivable, Credit Quality Indicator [Line Items]    
Year one 2,108 2,009
Year two 1,618 1,372
Year three 734 865
Year four 452 604
Year five 357 258
Prior 185 120
Revolver Total at Amortized Cost Basis 0 0
Revolver Total Converted to Term Loans 0 0
Total 5,454 5,228
Commercial portfolio | Lease financing | Pass    
Financing Receivable, Credit Quality Indicator [Line Items]    
Year one 2,100 1,973
Year two 1,610 1,284
Year three 709 828
Year four 449 583
Year five 349 243
Prior 184 106
Revolver Total at Amortized Cost Basis 0 0
Revolver Total Converted to Term Loans 0 0
Total 5,401 5,017
Commercial portfolio | Lease financing | OLEM    
Financing Receivable, Credit Quality Indicator [Line Items]    
Year one 7 16
Year two 2 22
Year three 2 6
Year four 1 5
Year five 1 2
Prior 0 9
Revolver Total at Amortized Cost Basis 0 0
Revolver Total Converted to Term Loans 0 0
Total 13 60
Commercial portfolio | Lease financing | Substandard    
Financing Receivable, Credit Quality Indicator [Line Items]    
Year one 1 20
Year two 6 66
Year three 23 31
Year four 2 16
Year five 7 13
Prior 1 5
Revolver Total at Amortized Cost Basis 0 0
Revolver Total Converted to Term Loans 0 0
Total 40 151
Consumer    
Financing Receivable, Credit Quality Indicator [Line Items]    
Total 56,701 53,675
Consumer | Residential mortgage    
Financing Receivable, Credit Quality Indicator [Line Items]    
Year one 2,548 3,051
Year two 2,855 5,066
Year three 4,772 7,074
Year four 6,508 3,866
Year five 3,502 1,020
Prior 3,884 3,469
Revolver Total at Amortized Cost Basis 0 0
Revolver Total Converted to Term Loans 0 0
Total 24,069 23,546
Consumer | Residential mortgage | 750+    
Financing Receivable, Credit Quality Indicator [Line Items]    
Year one 1,725 2,077
Year two 2,249 3,963
Year three 3,913 6,028
Year four 5,617 3,292
Year five 3,011 749
Prior 2,525 2,191
Revolver Total at Amortized Cost Basis 0 0
Revolver Total Converted to Term Loans 0 0
Total 19,040 18,300
Consumer | Residential mortgage | 650-749    
Financing Receivable, Credit Quality Indicator [Line Items]    
Year one 768 950
Year two 542 1,024
Year three 748 964
Year four 781 510
Year five 423 186
Prior 791 775
Revolver Total at Amortized Cost Basis 0 0
Revolver Total Converted to Term Loans 0 0
Total 4,053 4,409
Consumer | Residential mortgage | Less than 650    
Financing Receivable, Credit Quality Indicator [Line Items]    
Year one 55 24
Year two 64 79
Year three 111 82
Year four 110 64
Year five 68 85
Prior 568 503
Revolver Total at Amortized Cost Basis 0 0
Revolver Total Converted to Term Loans 0 0
Total 976 837
Consumer | Automobile    
Financing Receivable, Credit Quality Indicator [Line Items]    
Year one 6,987 4,232
Year two 2,894 3,550
Year three 2,311 2,698
Year four 1,584 1,228
Year five 582 599
Prior 206 175
Revolver Total at Amortized Cost Basis 0 0
Revolver Total Converted to Term Loans 0 0
Total 14,564 12,482
Consumer | Automobile | 750+    
Financing Receivable, Credit Quality Indicator [Line Items]    
Year one 4,091 2,624
Year two 1,663 1,964
Year three 1,343 1,525
Year four 920 740
Year five 347 367
Prior 113 85
Revolver Total at Amortized Cost Basis 0 0
Revolver Total Converted to Term Loans 0 0
Total 8,477 7,305
Consumer | Automobile | 650-749    
Financing Receivable, Credit Quality Indicator [Line Items]    
Year one 2,560 1,438
Year two 981 1,305
Year three 716 907
Year four 459 370
Year five 159 168
Prior 56 53
Revolver Total at Amortized Cost Basis 0 0
Revolver Total Converted to Term Loans 0 0
Total 4,931 4,241
Consumer | Automobile | Less than 650    
Financing Receivable, Credit Quality Indicator [Line Items]    
Year one 336 170
Year two 250 281
Year three 252 266
Year four 205 118
Year five 76 64
Prior 37 37
Revolver Total at Amortized Cost Basis 0 0
Revolver Total Converted to Term Loans 0 0
Total 1,156 936
Consumer | Home equity    
Financing Receivable, Credit Quality Indicator [Line Items]    
Year one 286 519
Year two 423 535
Year three 463 580
Year four 501 594
Year five 514 26
Prior 313 388
Revolver Total at Amortized Cost Basis 7,063 6,881
Revolver Total Converted to Term Loans 579 590
Total 10,142 10,113
Consumer | Home equity | 750+    
Financing Receivable, Credit Quality Indicator [Line Items]    
Year one 214 381
Year two 323 429
Year three 378 512
Year four 445 534
Year five 466 17
Prior 195 244
Revolver Total at Amortized Cost Basis 4,581 4,454
Revolver Total Converted to Term Loans 226 233
Total 6,828 6,804
Consumer | Home equity | 650-749    
Financing Receivable, Credit Quality Indicator [Line Items]    
Year one 70 136
Year two 92 100
Year three 74 65
Year four 50 57
Year five 44 7
Prior 78 101
Revolver Total at Amortized Cost Basis 2,051 2,083
Revolver Total Converted to Term Loans 214 230
Total 2,673 2,779
Consumer | Home equity | Less than 650    
Financing Receivable, Credit Quality Indicator [Line Items]    
Year one 2 2
Year two 8 6
Year three 11 3
Year four 6 3
Year five 4 2
Prior 40 43
Revolver Total at Amortized Cost Basis 431 344
Revolver Total Converted to Term Loans 139 127
Total 641 530
Consumer | RV and marine    
Financing Receivable, Credit Quality Indicator [Line Items]    
Year one 1,182 1,499
Year two 1,200 1,231
Year three 1,041 1,140
Year four 951 764
Year five 622 400
Prior 986 865
Revolver Total at Amortized Cost Basis 0 0
Revolver Total Converted to Term Loans 0 0
Total 5,982 5,899
Consumer | RV and marine | 750+    
Financing Receivable, Credit Quality Indicator [Line Items]    
Year one 928 1,206
Year two 909 971
Year three 816 867
Year four 718 588
Year five 476 295
Prior 704 612
Revolver Total at Amortized Cost Basis 0 0
Revolver Total Converted to Term Loans 0 0
Total 4,551 4,539
Consumer | RV and marine | 650-749    
Financing Receivable, Credit Quality Indicator [Line Items]    
Year one 247 289
Year two 268 248
Year three 201 252
Year four 198 158
Year five 123 91
Prior 226 210
Revolver Total at Amortized Cost Basis 0 0
Revolver Total Converted to Term Loans 0 0
Total 1,263 1,248
Consumer | RV and marine | Less than 650    
Financing Receivable, Credit Quality Indicator [Line Items]    
Year one 7 4
Year two 23 12
Year three 24 21
Year four 35 18
Year five 23 14
Prior 56 43
Revolver Total at Amortized Cost Basis 0 0
Revolver Total Converted to Term Loans 0 0
Total 168 112
Consumer | Other consumer    
Financing Receivable, Credit Quality Indicator [Line Items]    
Year one 478 288
Year two 162 128
Year three 74 59
Year four 32 26
Year five 13 23
Prior 59 61
Revolver Total at Amortized Cost Basis 938 846
Revolver Total Converted to Term Loans 15 30
Total 1,771 1,461
Consumer | Other consumer | 750+    
Financing Receivable, Credit Quality Indicator [Line Items]    
Year one 321 186
Year two 97 80
Year three 48 39
Year four 22 19
Year five 10 17
Prior 49 48
Revolver Total at Amortized Cost Basis 467 424
Revolver Total Converted to Term Loans 0 3
Total 1,014 816
Consumer | Other consumer | 650-749    
Financing Receivable, Credit Quality Indicator [Line Items]    
Year one 148 98
Year two 55 43
Year three 21 17
Year four 8 6
Year five 2 5
Prior 9 12
Revolver Total at Amortized Cost Basis 423 383
Revolver Total Converted to Term Loans 7 13
Total 673 577
Consumer | Other consumer | Less than 650    
Financing Receivable, Credit Quality Indicator [Line Items]    
Year one 9 4
Year two 10 5
Year three 5 3
Year four 2 1
Year five 1 1
Prior 1 1
Revolver Total at Amortized Cost Basis 48 39
Revolver Total Converted to Term Loans 8 14
Total $ 84 $ 68