Annual report pursuant to Section 13 and 15(d)

PREMISES AND EQUIPMENT

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PREMISES AND EQUIPMENT
 12 Months Ended
Dec. 31, 2024
Property, Plant and Equipment [Abstract]  
PREMISES AND EQUIPMENT PREMISES AND EQUIPMENT
Premises and equipment were comprised as follows.
  At December 31,
(dollar amounts in millions) 2024 2023
Land and land improvements $ 339  $ 343 
Buildings 738  789 
Leasehold improvements 251  262 
Equipment 909  899 
Total premises and equipment 2,237  2,293 
Less accumulated depreciation and amortization (1,171) (1,184)
Net premises and equipment $ 1,066  $ 1,109 
Depreciation and amortization charged to expense was as follows.
Year Ended December 31,
(dollar amounts in millions) 2024 2023 2022
Total depreciation and amortization of premises and equipment $ 142  $ 167  $ 182